Quontic vs HSBC Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to HSBC? Read our comparison chart below.

	Member FDIC	Member FDIC
	Visit Site	Visit Site
	Quontic	HSBC Bank
	SPECIAL OFFER High Yield Savings - 4.50% APY - Learn More Read Quontic Review	SPECIAL OFFER HSBC Premier - Learn More Read HSBC Review
	Benefits and Features
Savings	High Yield Savings: 4.50% APY	Premier Relationship Savings: 4.50% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
CD	4.30% to 5.05% APY; $500 minimum	4.00% to 4.70% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 4.70%. Minimum deposit of $1,000 to open.
Checking	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback	Premier Checking: $50 monthly service fee waived if you maintain a minimum balance of $75,000 in combined HSBC deposit and investment accounts, OR have at least $5,000 in total direct deposits per month.
Money Market	5.00% APY
ATMs		Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
Customer Service		24/7
Locations	Online only	25 branches in the US; Global presence in more than 64 countries and territories worldwide
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
Pros & Cons	Pros: No monthly service fee High interest rate Cons: Basic mobile app $5/mo inactivity fee	Pros: Global presence Transfer money globally Priority customer service Cons: Limited US presence High account minimums
Bottom Line	Innovative digital bank offering checking accounts with high rewards... Read full review	Full-service global bank ideal for high net worth expats and travelers... Read full review
	Visit Site	Visit Site
	High Yield Savings - 4.50% APY High Interest Checking - Up to 1.10% APY CD Rates - Up to 5.05% APY	HSBC Premier Referral Program - Up to $6,000 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 03/27/2024 HSBC: Data points including rates, fees, terms, and benefits was obtained on 04/11/2024 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Quontic or HSBC?

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Articles on HSBC Bank

HSBC Bank

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HSBC Premier Checking

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Which Do You Think is Best?