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Quontic vs HSBC Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to HSBC? Read our comparison chart below.

 QuonticHSBC Bank
 Visit SiteVisit Site
 

Quontic

HSBC Bank

SPECIAL OFFER
CD Rates - Up to 2.30% APY - Learn More

Read Quontic Review

SPECIAL OFFER
HSBC $500 Premier Checking Bonus - Learn More

Read HSBC Review

 

Benefits and Features

Savings
High Yield Savings: 0.75% APY
Premier Relationship Savings: 0.50% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
CD0.95% - 2.30% APY; Terms of 6 months to 5 years; $500 minimum0.65% to 1.26% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 1.01%. Minimum deposit of $1,000 to open.
CheckingHigh Interest Checking: Up to 1.01% APY
Cash Rewards Checking: 1.5% cashback
Bitcoin Rewards Checking: 1.5% Bitcoin
Premier Checking: $50 monthly service fee waived if you maintain a minimum balance of $75,000 in combined HSBC deposit and investment accounts, OR have at least $5,000 in total direct deposits per month.
Money Market
Up to 0.60% APY
 
Customer Service 
24/7
ATMs Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
Locations 25 branches in the US; Global presence in more than 64 countries and territories worldwide
 

CreditDonkey® Reviews

 QuonticHSBC Bank
SavingsStarStarStarStarEmpty Star
CheckingStarStarStarStarHalf StarStarStarStarStarStar
Customer ServiceStarStarStarStarHalf StarStarStarStarStarEmpty Star
Mobile AppStarStarStarStarEmpty Star
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
  • Bitcoin rewards account
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Pros:
  • Global presence
Cons:
  • Not in every state
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full reviewLarge full-service global bank... Read full review
 Visit SiteVisit Site

HSBC $500 Premier Checking Bonus

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 08/14/2021

HSBC: Data points including rates, fees, terms, and benefits was obtained on December 20, 2020 from published websites and is believed to be accurate, but not guaranteed.

Quontic
Member FDIC

CD Rates - Up to 2.30% APY

  • $500 minimum opening deposit
  • FDIC insured
TermCD Rates
6 Months0.95% APY
1 Year1.25% APY
2 Years1.76% APY
3 Years1.95% APY
5 Years2.30% APY
Quontic
Member FDIC

High Interest Checking - Up to 1.01% APY

  • Earn up to 1.01% APY
  • $100 minimum opening deposit
  • APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
Quontic
Member FDIC

High Yield Savings - 0.75% APY

  • 0.75% APY
  • $100 minimum opening deposit
  • No monthly service fees
HSBC
Member FDIC

HSBC Premier Checking - $500 Welcome Deposit

Expires 6/30/2022
  • Receive a $500 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
  • Open your new HSBC Premier checking account online, using this offer page, by June 30, 2022.
  • Make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
  • You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Which is Better: Quontic or HSBC?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.


Articles on Quontic

Quontic Bank

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Articles on HSBC Bank

HSBC Bank

HSBC Bank offers a full array of services for different needs. But there are downsides. Read on for the pros and cons.

HSBC Premier Checking Bonus

HSBC Premier Checking is offering a $500 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities. Find out how to qualify for this promotion.

HSBC Advance Checking

Are you tired of not earning interest on your checking account? Maybe you want more than just check writing privileges in exchange for depositing your money. HSBC Advance Checking may make you look at banks in a different light.

HSBC Premier Checking

Are you looking for a checking account that does more than allow you to write checks? If you are a high net worth individual, the HSBC Premier Checking account may be what you need. This top-of-the-line checking account offers access to a personal Relationship Manager.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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