Quontic vs HSBC Bank
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to HSBC? Read our comparison chart below.
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| Visit Site | Visit Site | |
Quontic | HSBC Bank | |
|---|---|---|
High Yield Savings - 3.75% APY - | HSBC Premier - Earn Up to $3,500 - | |
Benefits and Features | ||
| Savings | Premier Relationship Savings: 3.40% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY) | |
| CD | 3.00% to 3.75% APY; $500 minimum | 3.10% to 3.60% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.40%. Minimum deposit of $1,000 to open. |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback | Premier Checking to enjoy premium banking with both local and global benefits |
| Money Market | ||
| ATMs | Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. | |
| Customer Service | ||
| Locations | 21 branches in the US; Global presence in more than 64 countries and territories worldwide | |
CreditDonkey® Reviews | ||
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| Savings |   | |
| Checking |  | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Full-service global bank ideal for high net worth expats and travelers... |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 10/24/2025. HSBC: Data points including rates, fees, terms, and benefits was obtained on 10/09/2025 from published websites and is believed to be accurate, but not guaranteed. | ||
Which is Better: Quontic or HSBC?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.
Articles on Quontic
Quontic Bank
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Articles on HSBC Bank
HSBC Bank
HSBC Bank offers a global banking account ideal for those who live and work overseas. Is it right for your needs? Read on for the pros and cons.
HSBC Premier Checking
If you work, live, or travel abroad, the HSBC Premier Checking account may be what you need. Read on to see if this global checking account is right for you.
Which Do You Think is Best?
Which Bank Account is Right for You?
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