Quontic vs HSBC Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to HSBC? Read our comparison chart below.

	Member FDIC	Member FDIC
	Visit Site	Visit Site
	Quontic	HSBC Bank
	SPECIAL OFFER High Yield Savings - 3.85% APY - Learn More Read Quontic Review	SPECIAL OFFER HSBC Premier - Earn Up to $3,000 - Learn More Read HSBC Review
	Benefits and Features
Savings	High Yield Savings: 3.85% APY	Premier Relationship Savings: 3.60% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
CD	3.00% to 3.75% APY; $500 minimum	3.30% to 3.90% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.70%. Minimum deposit of $1,000 to open.
Checking	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback	Premier Checking to enjoy premium banking with both local and global benefits
Money Market	4.25% APY
ATMs		Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
Customer Service		24/7
Locations	Online only	21 branches in the US; Global presence in more than 64 countries and territories worldwide
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
Pros & Cons	Pros: No monthly service fee High interest rate Cons: Basic mobile app $5/mo inactivity fee	Pros: Global presence Transfer money globally Priority customer service Cons: Limited US presence High account minimums
Bottom Line	Innovative digital bank offering checking accounts with high rewards... Read full review	Full-service global bank ideal for high net worth expats and travelers... Read full review
	Visit Site	Visit Site
	High Yield Savings - 3.85% APY High Interest Checking - Up to 1.10% APY CD Rates - Up to 3.75% APY	HSBC Premier - Earn Up to $3,000 HSBC Premier
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 04/18/2025. HSBC: Data points including rates, fees, terms, and benefits was obtained on 07/03/2025 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Quontic or HSBC?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.

Articles on Quontic

Quontic Bank

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Articles on HSBC Bank

HSBC Bank

HSBC Bank offers a global banking account ideal for those who live and work overseas. Is it right for your needs? Read on for the pros and cons.

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HSBC Premier Checking

If you work, live, or travel abroad, the HSBC Premier Checking account may be what you need. Read on to see if this global checking account is right for you.

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Which Do You Think is Best?