Quontic vs Axos Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Axos Bank? Read our comparison chart below.

	Quontic	Axos Bank
	Member FDIC	Member FDIC
	Visit Site	Visit Site
	SPECIAL OFFER High Yield Savings - 4.50% APY - Learn More Read Quontic Review	SPECIAL OFFER Rewards Checking - Up to 3.30% APY - Learn More Read Axos Bank Review
	Benefits and Features
Savings	High Yield Savings: 4.50% APY	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
CD	4.30% to 5.05% APY; $500 minimum	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback
Money Market	5.00% APY	0.25% APY
Mobile App		iOS & Android
ATMs		Approximately 91,000 partner ATMs
Customer Service		24/7
Locations	Online only	Online only
	CreditDonkey® Reviews

Savings
Checking
Mobile App
Customer Service
CD
Money Market
ATMs
Locations
Pros & Cons	Pros: No monthly service fee High interest rate Cons: Basic mobile app $5/mo inactivity fee	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches
Bottom Line	Innovative digital bank offering checking accounts with high rewards... Read full review	Full-service online bank with excellent cashback and interest checking... Read full review
	Visit Site	Visit Site
	High Yield Savings - 4.50% APY High Interest Checking - Up to 1.10% APY CD Rates - Up to 5.05% APY	Rewards Checking - Up to 3.30% APY Basic Business Checking - Up to $400 Bonus CashBack Checking - Earn up to 1.00% Cash Back
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 03/27/2024 Axos Bank: Pricing information from published website as of 04/10/2024.

Member FDIC

Rewards Checking - Up to 3.30% APY

Get Deal

Expires 6/30/2024

Use the promo code AXOS300 when you apply for a Rewards Checking account by June 30th, 2024. Then have qualifying direct deposits to earn up to a $300 bonus!†
Build your own APY with up to 3.30% APY*
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
No initial deposit requirement
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit

Member FDIC

Basic Business Checking - Up to $400 Bonus

Get Deal

Expires 6/30/2024

Business owners get up to $400 welcome bonus!*
Open a business checking account by June 30 and get up to $400 when you use promo code NEW400 on your application.*
No initial deposit requirement
No minimum balance requirement
No monthly maintenance fees
Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
Unlimited domestic ATM fee reimbursements
Unlimited item processing (debits, credits, and deposited items)
Cash deposits via MoneyPass and AllPoint networks

Member FDIC

CashBack Checking - Earn up to 1.00% Cash Back

Get Deal

Earn up to 1.00% cash back on signature-based purchases
Unlimited domestic ATM fee reimbursement
No monthly maintenance fee
$50 minimum balance required to open account

Which is Better: Quontic or Axos Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.

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Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.