Quontic vs Axos Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Axos Bank? Read our comparison chart below.

	Quontic	Axos Bank


	SPECIAL OFFER High Yield Savings - 4.25% APY - Learn More Read Quontic Review	SPECIAL OFFER Rewards Checking - Up to 3.30% APY - Learn More Read Axos Bank Review
	Benefits and Features
Savings	High Yield Savings: 4.25% APY	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
CD	4.30% to 5.15% APY; $500 minimum	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback Bitcoin Rewards Checking: 1.5% Bitcoin	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback
Money Market	4.75% APY	0.25% APY
	CreditDonkey® Reviews

Savings
Checking
Customer Service
Mobile App
CD
Money Market
ATMs
Locations
Pros & Cons	Pros: No monthly service fee High interest rate Bitcoin rewards account Cons: Basic mobile app $5/mo inactivity fee	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches
Bottom Line	Innovative digital bank offering checking accounts with high rewards... Read full review	Full-service online bank with excellent cashback and interest checking... Read full review

	High Yield Savings - 4.25% APY High Interest Checking - Up to 1.10% APY CD Rates - Up to 5.15% APY	Rewards Checking - Up to 3.30% APY Basic Business Checking - $100 Bonus Essential Checking
Quontic: Pricing information from published website as of 4/6/2023. Axos Bank: Pricing information from published website as of 02/21/2023.

Member FDIC

High Yield Savings - 4.25% APY

Learn More

4.25% APY
$100 minimum opening deposit
No monthly service fees

Member FDIC

High Interest Checking - Up to 1.10% APY

Learn More

Earn up to 1.10% APY
$100 minimum opening deposit
APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.

Member FDIC

CD Rates - Up to 5.15% APY

Learn More

$500 minimum opening deposit
FDIC insured

Term	CD Rates
6 Months	5.05% APY
1 Year	5.15% APY
2 Years	4.50% APY
3 Years	4.40% APY
5 Years	4.30% APY

Member FDIC

Rewards Checking - Up to 3.30% APY

Get Deal

Use the promo code RC100 when you apply for a Rewards Checking account by 06/30/23. Then have qualifying direct deposit(s) to earn up a $100 welcome bonus!
Up to 3.30% APY
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit
Only $50 to open an account

Member FDIC

Basic Business Checking - $100 Bonus

Get Deal

Business owners get up to $100 welcome bonus!*
Choose smarter business banking by June 30 and enjoy up to $100.* Just use promo code SBIZ100 on your application.
Zero opening deposit and cash deposits accepted
Zero minimum monthly balance requirements
Two domestic wire reimbursements monthly
Unlimited domestic ATM fee reimbursements
Enhanced Visa benefits and first 50 checks free
Dedicated relationship manager and more

Member FDIC

Essential Checking

Unlimited domestic ATM reimbursements
No monthly maintenance fees
No annual fee
No overdraft or non-sufficient funds fee

Get Deal

Which is Better: Quontic or Axos Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.

Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.