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Quontic vs Axos Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Axos Bank? Read our comparison chart below.

 QuonticAxos Bank
 Visit SiteVisit Site
 

Quontic

Axos Bank

SPECIAL OFFER
High Yield Savings - 4.50% APY - Learn More

Read Quontic Review

SPECIAL OFFER
Rewards Checking - Up to 3.30% APY - Learn More

Read Axos Bank Review

 

Benefits and Features

Savings
High Yield Savings: 4.50% APY
0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
CD4.30% to 5.30% APY; $500 minimum0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
Bitcoin Rewards Checking: 1.5% Bitcoin
Rewards Checking: Up to 3.30% APY
Cashback Checking: Up to 1% cashback
Money Market
5.00% APY
0.25% APY
 

CreditDonkey® Reviews

 QuonticAxos Bank
SavingsStarStarStarStarEmpty StarStarStarStarStarHalf Star
CheckingStarStarStarStarHalf StarStarStarStarStarStar
Customer ServiceStarStarStarStarHalf Star
Mobile AppStarStarStarStarEmpty StarStarStarStarStarHalf Star
CDStarStarStarEmpty StarEmpty Star
Money MarketStarStarStarStarHalf Star
ATMsStarStarStarStarHalf Star
LocationsStarStarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Pros:
  • Checking with rewards
  • No monthly fee
  • Domestic ATM rebates
Cons:
  • Low CD rates
  • No physical branches
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full reviewFull-service online bank with excellent cashback and interest checking... Read full review
 Visit SiteVisit Site

Quontic: Pricing information from published website as of 09/05/2023.

Axos Bank: Pricing information from published website as of 09/05/2023.

Quontic
Member FDIC

High Yield Savings - 4.50% APY

  • 4.50% APY
  • $100 minimum opening deposit
  • No monthly service fees
Quontic
Member FDIC

High Interest Checking - Up to 1.10% APY

  • Earn up to 1.10% APY
  • $100 minimum opening deposit
  • APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
Quontic
Member FDIC

CD Rates - Up to 5.30% APY

  • $500 minimum opening deposit
  • FDIC insured

TermCD Rates
6 Months5.05% APY
1 Year5.30% APY
2 Years4.50% APY
3 Years4.40% APY
5 Years4.30% APY
Axos Bank
Member FDIC

Rewards Checking - Up to 3.30% APY

  • Use promo code SUNNYBONUS and apply by December 31st, to earn up to a $300 bonus!
  • Up to 3.30% APY
  • Zero monthly maintenance fees
  • Zero overdraft or NSF fees
  • Zero minimum monthly balance reqs
  • Unlimited domestic ATM fee reimbursements
  • Online debit card management
  • Simple, 3-step process for direct deposit
  • Only $50 to open an account
Axos Bank
Member FDIC

Basic Business Checking - Up to $200 Bonus

  • Business owners get up to $200 welcome bonus!*
  • Choose smarter business banking by September 30 and enjoy up to $200.* Just use promo code NEWSBC on your application.
  • Zero opening deposit and cash deposits accepted
  • Zero minimum monthly balance requirements
  • Two domestic wire reimbursements monthly
  • Unlimited domestic ATM fee reimbursements
  • Enhanced Visa benefits and first 50 checks free
  • Dedicated relationship manager and more
Axos Bank
Member FDIC

Essential Checking

  • Unlimited domestic ATM reimbursements
  • No monthly maintenance fees
  • No annual fee
  • No overdraft or non-sufficient funds fee

Which is Better: Quontic or Axos Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.


Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Is Quontic Bank Safe

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Articles on Axos Bank

Axos Bank Review

Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.

Is Axos Bank Legit

Is Axos Bank safe and legit? Find out if Axos is a good bank and learn more about its pros, cons, and common complaints.

Which Do You Think is Best?





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