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Quontic vs Axos Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Axos Bank? Read our comparison chart below.

 Quontic
Member FDIC
Member FDIC
 Visit SiteLearn More
 

Quontic

Axos Bank

SPECIAL OFFER
High Yield Savings - 3.20% APY - Learn More

Read Quontic Review

SPECIAL OFFER
Basic Business Checking - Learn More

Read Axos Bank Review

 

Benefits and Features

Savings
High Yield Savings: 3.20% APY
Up to 4.21% APY (promotional rate)
CD2.75% to 4.00% APY; $500 minimum0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
Rewards Checking: Up to 3.30% APY
Cashback Checking: Up to 1% cashback
Money Market
3.90% APY
0.25% APY
Mobile App 
iOS & Android
ATMs approximately 91,000 partner ATMs
Customer Service 
24/7
Locations
Online only
Online only
 

CreditDonkey® Reviews

 Quontic
SavingsStarStarStarStarEmpty StarStarStarStarStarHalf Star
CheckingStarStarStarStarHalf StarStarStarStarStarStar
Mobile AppStarStarStarStarEmpty StarStarStarStarStarHalf Star
Customer ServiceStarStarStarStarHalf Star
CDStarStarStarEmpty StarEmpty Star
ATMsStarStarStarStarHalf Star
LocationsStarStarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Pros:
  • Checking with rewards
  • No monthly fee
  • Domestic ATM rebates
Cons:
  • Low CD rates
  • No physical branches
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full reviewFull-service online bank with excellent checking and savings... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 09/24/2026.

Axos Bank: Pricing information from published website as of 09/08/2026.

Which is Better: Quontic or Axos Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.


Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Articles on Axos Bank

Axos Bank Review

Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.

Axos Business Checking

Looking for affordable banking for your small business? Axos Bank offers a free business checking account or an interest-bearing account. Read on.

Which Do You Think is Best?





Which Bank Account is Right for You?


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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

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