Quontic vs Axos Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Axos Bank? Read our comparison chart below.

	Quontic	Axos Bank
	Member FDIC	Member FDIC
	Visit Site	Learn More
	SPECIAL OFFER High Yield Savings - 3.75% APY - Learn More Read Quontic Review	SPECIAL OFFER Rewards Checking - Up to 3.30% APY - Learn More Read Axos Bank Review
	Benefits and Features
Savings	High Yield Savings: 3.75% APY	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
CD	3.00% to 3.75% APY; $500 minimum	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback
Money Market	4.25% APY	0.25% APY
Mobile App		iOS & Android
ATMs		approximately 91,000 partner ATMs
Customer Service		24/7
Locations	Online only	Online only
	CreditDonkey® Reviews

Savings
Checking
Mobile App
Customer Service
CD
Money Market
ATMs
Locations
Pros & Cons	Pros: No monthly service fee High interest rate Cons: Basic mobile app $5/mo inactivity fee	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches
Bottom Line	Innovative digital bank offering checking accounts with high rewards... Read full review	Full-service online bank with excellent cashback and interest checking... Read full review
	Visit Site	Learn More
	High Yield Savings - 3.75% APY High Interest Checking - Up to 1.10% APY CD Rates - Up to 3.75% APY	Rewards Checking - Up to 3.30% APY Axos ONE - Earn up to 4.51% APY Basic Business Checking - Up to $200 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 10/24/2025. Axos Bank: Pricing information from published website as of 10/30/2025.

Member FDIC

Rewards Checking - Up to 3.30% APY

Get Deal

Build your own APY with up to 3.30% APY*
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
No initial deposit requirement
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit

Member FDIC

Axos ONE - Earn up to 4.51% APY

Learn More

Earn up to 4.51% APY* on savings, and 0.51% APY* on checking when you meet requirements.
Get your money up to 2 days early.
No monthly maintenance, minimum balance, account opening, or overdraft fees.

Member FDIC

Basic Business Checking - Up to $200 Bonus

Get Deal

Expires 6/30/2026

Open a Basic Business Checking account using promo code START200 by June 30, 2026.
Every dollar counts when you're starting out. That's why new businesses can earn up to $200 opening a new Basic Business Checking account today.
No initial deposit requirement
No minimum balance requirement
No monthly maintenance fees
Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
Unlimited domestic ATM fee reimbursements
Unlimited item processing (debits, credits, and deposited items)
Cash deposits via MoneyPass and AllPoint networks

Which is Better: Quontic or Axos Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.

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Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.