Quontic vs Axos Bank
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Axos Bank? Read our comparison chart below.
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Quontic | Axos Bank | |
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High Yield Savings - 4.50% APY - | Rewards Checking - Up to 3.30% APY - | |
Benefits and Features | ||
Savings | 0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over) | |
CD | 4.30% to 5.30% APY; $500 minimum | 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum |
Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback |
Money Market | ||
CreditDonkey® Reviews | ||
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CD | ![]() ![]() ![]() ![]() ![]() | |
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Pros & Cons | Pros:
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Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Full-service online bank with excellent cashback and interest checking... |
Visit Site | Visit Site | |
Quontic: Pricing information from published website as of 09/05/2023. Axos Bank: Pricing information from published website as of 09/05/2023. |
High Yield Savings - 4.50% APY
- 4.50% APY
- $100 minimum opening deposit
- No monthly service fees
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
CD Rates - Up to 5.30% APY
- $500 minimum opening deposit
- FDIC insured
Term | CD Rates |
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6 Months | 5.05% APY |
1 Year | 5.30% APY |
2 Years | 4.50% APY |
3 Years | 4.40% APY |
5 Years | 4.30% APY |
Rewards Checking - Up to 3.30% APY
- Use promo code SUNNYBONUS and apply by December 31st, to earn up to a $300 bonus!
- Up to 3.30% APY
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
- Only $50 to open an account
Basic Business Checking - Up to $200 Bonus
- Business owners get up to $200 welcome bonus!*
- Choose smarter business banking by September 30 and enjoy up to $200.* Just use promo code NEWSBC on your application.
- Zero opening deposit and cash deposits accepted
- Zero minimum monthly balance requirements
- Two domestic wire reimbursements monthly
- Unlimited domestic ATM fee reimbursements
- Enhanced Visa benefits and first 50 checks free
- Dedicated relationship manager and more
Essential Checking
- Unlimited domestic ATM reimbursements
- No monthly maintenance fees
- No annual fee
- No overdraft or non-sufficient funds fee
Which is Better: Quontic or Axos Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.