Quontic vs Axos Bank
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Axos Bank? Read our comparison chart below.
 |  | |
| Visit Site | Visit Site | |
Quontic | Axos Bank | |
|---|---|---|
High Yield Savings - 4.50% APY - | Rewards Checking - Up to 3.30% APY - | |
Benefits and Features | ||
| Savings | 0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over) | |
| CD | 4.30% to 5.30% APY; $500 minimum | 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback |
| Money Market | ||
CreditDonkey® Reviews | ||
| | |
| Savings |   |  |
| Checking | | |
| Customer Service | | |
| Mobile App | | |
| CD | | |
| Money Market | | |
| ATMs | | |
| Locations | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Full-service online bank with excellent cashback and interest checking... |
| Visit Site | Visit Site | |
Quontic: Pricing information from published website as of 09/05/2023. Axos Bank: Pricing information from published website as of 09/05/2023. | ||
High Yield Savings - 4.50% APY
- 4.50% APY
- $100 minimum opening deposit
- No monthly service fees
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
CD Rates - Up to 5.30% APY
- $500 minimum opening deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 6 Months | 5.05% APY |
| 1 Year | 5.30% APY |
| 2 Years | 4.50% APY |
| 3 Years | 4.40% APY |
| 5 Years | 4.30% APY |
Rewards Checking - Up to 3.30% APY
- Use promo code SUNNYBONUS and apply by December 31st, to earn up to a $300 bonus!
- Up to 3.30% APY
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
- Only $50 to open an account
Basic Business Checking - Up to $200 Bonus
- Business owners get up to $200 welcome bonus!*
- Choose smarter business banking by September 30 and enjoy up to $200.* Just use promo code NEWSBC on your application.
- Zero opening deposit and cash deposits accepted
- Zero minimum monthly balance requirements
- Two domestic wire reimbursements monthly
- Unlimited domestic ATM fee reimbursements
- Enhanced Visa benefits and first 50 checks free
- Dedicated relationship manager and more
Essential Checking
- Unlimited domestic ATM reimbursements
- No monthly maintenance fees
- No annual fee
- No overdraft or non-sufficient funds fee
Which is Better: Quontic or Axos Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.
Articles on Quontic
Quontic Bank Review
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Is Quontic Bank Safe
Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.
Articles on Axos Bank
Axos Bank Review
Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.
Is Axos Bank Legit
Is Axos Bank safe and legit? Find out if Axos is a good bank and learn more about its pros, cons, and common complaints.
Which Do You Think is Best?
You Might Also Like
Best Bank for 18 Year Olds
Opening a bank as an 18-year-old is one of the best ways to start learning about money early. But with all your options, where do you even start?
Best Reward Checking Accounts
Rewards from checking accounts are a great way to soften the blow from a recent purchase. But with so many available, where do you even start?
Best Joint Checking Accounts
Explore an expert review of the top joint checking accounts for your needs: married couples, unmarried couples, parents-teens, and businesses.
Chime Alternatives: Banks and Apps Like Chime
Discover the best Chime competitors that can offer you better rewards and a wider range of account options.
Best Student Checking Accounts
A student checking account allows you to manage your money with fewer fees and requirements. Find the best student checking accounts offered by the top banks.
Next Page: Quontic Bank Review
