Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with some of the products and services mentioned on this site. Advertiser Disclosure†

First Citizens Bank Promotions

Read our in-depth review of First Citizens Bank to see why First Citizens Bank scored 2.9 stars out of 5. We like their low opening deposit on some accounts, monthly fees can be waived, and overdraft protection available.

If you're looking for bank promotions, you must check out these offers.

Online Savings

  • APY: 0.10%
  • Minimum Deposit to Open: $50
  • Balance Requirement: $0
  • Monthly Fee: $0
$25

Savings Account - $25 Bonus

Open a new Coverdell Education Savings account within 60 days of enrolling in Your Family First. Minimum opening deposit of $250 per account is required to obtain the reward.

Premier Checking

  • APY: 0.05%
  • Minimum Deposit to Open: $100
  • Balance Requirement: $0
  • Monthly Fee: $18 monthly fee can be waived with one of the following:
    • $5,000 combined daily balance on select accounts
    • At least $4,000 in monthly ACH direct deposits
    • Equity line of at least $25,000
    • $10,000+ original consumer loan

Prestige Checking

  • APY: 0.05%
  • Minimum Deposit to Open: $100
  • Balance Requirement: $0
  • Monthly Fee: $25 monthly fee can be waived with one of the following:
    • $25,000 combined daily balance on any First Citizens deposit account
    • At least $6,500 in monthly ACH direct deposits
    • EquityLine of at least $100,000
    • $25,000+ original consumer loan

Basic Business Checking

  • $0 monthly fee
  • $100 opening deposit
  • 100 free transactions each month
  • $5,000 in cash deposits processed free each month
  • Minimum Deposit to Open: $100
  • Balance Requirement: $0
  • Monthly Fee: $0

Certificate of Deposit

TermAPY
3 to 5 months2.50%
6 to 11 months2.25%
12 months2.00%
18 months0.02%
2 years0.05%
3 years0.05%
4 years0.15%

  • Minimum Deposit to Open: $500

Money Market

  • APY: Up to 0.15%
  • Minimum Deposit to Open: $500
  • Balance Requirement: $0
  • Monthly Fee: $10 maintenance fee unless you maintain a $1,000 daily balance

CD

  • APY: Up to 2.50%
  • Minimum Deposit to Open: $500
  • Monthly Fee: $0
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 8/31/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
  • APY: 4.10% APY 6-month boost with a balance of $5,000 or more
  • Minimum Deposit to Open: $100
  • Balance Requirement: $0; $5,000 to earn the highest APY
  • Monthly Fee: $0
Disclosures
HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 8/31/2026
Earn a cash bonus when you open an HSBC Premier checking account and complete qualifying activities.

  • Get $1,500: Deposit or invest $150,000 to $249,999
  • Get $2,500: Deposit or invest $250,000 to $499,999
  • Get $3,500: Deposit or invest $500,000 to $999,999
  • Get $5,000: Deposit or invest $1,000,000+

How the offer works

  1. Open a Premier checking account by August 31, 2026
  2. Add your preferred amount of deposits and/or eligible investments within 20 days
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Discover what Premier gives you access to

  • Premier Relationship Savings: Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify.
  • HSBC Global Money Transfers: Send money internationally, securely, quickly and fee-free in the mobile app, with our award-winning5 HSBC Global Money Transfers
  • Credit cards: Enjoy a competitive range of rewards and benefits that complement your lifestyle
  • Wealth management: Get a personalized financial plan, global opportunities and a Wealth Relationship Manager for investment support via HSBC Securities (USA) Inc.
  • Monthly Fee: $50 monthly maintenance fee, unless eligibility criteria is met:
    • Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
    • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
    • Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
Bank of America
Member FDIC

Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.
  • Minimum Deposit to Open: $100
  • Monthly Fee: $12 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
    • Have at least one qualifying direct deposit of $250 or more or
    • Maintain a minimum daily balance of $1,500 in your account or
    • An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
Chase
Member FDIC

Chase Total Checking® - $400 Bonus

Expires in 6 days
  • New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
  • Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
  • Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
  • Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
  • Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
  • Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
  • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
  • APY: N/A
  • Minimum Deposit to Open: $0
  • Monthly Fee: $15 or $0 with one of the following, each monthly statement period: $500+ in qualifying electronic deposits OR $1,500+ balance at the beginning of each day OR $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or in investments OR Link this account to a qualifying checking account
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 3.75% APY

  • 3.75% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
  • APY: 3.75% APY with a balance of $5,000 or more
  • Minimum Deposit to Open: $100
  • Balance Requirement: $0; $5,000 to earn the highest APY
  • Monthly Fee: $0
Disclosures

Don't miss another hot deal. Check back often at CreditDonkey.

5.00%

11-Month CD - 5.00% APY

Expired 8/11/2024

Free Checking

Expired 11/17/2025
  • $0 monthly fee when you enroll in paperless statements
  • $50 minimum opening deposit
  • No minimum balance

    Highlights

    Customer Service
    Monday to Friday: 8:00AM - 9:00PM (ET)
    Saturday and Sunday: 8:00AM - 8:00 PM (ET)
    Locations
    over 500 branches in 23 states

Pricing information from published website as of 06/13/2026.

 

First Citizens Bank

Citizens Bank

 

Benefits and Features

Savings Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account.
CD Several types of CD accounts. Terms ranging from 5 to 14 months. 3.10% - 3.90% APY. Some APY rates may require a qualifying Citizens Bank Checking Account. Minimum opening deposit $25,000 for 5-Month and 10-Month; $1,000 for 14-Month online CD.
Money Market Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.
ATMs 
3,300+ ATMs across 14 states
Customer ServiceMonday to Friday: 8:00AM - 9:00PM (ET)
Saturday and Sunday: 8:00AM - 8:00 PM (ET)
24/7 Telephone Customer Service
IRA CD Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee.
Locations
over 500 branches in 23 states
1,000+ branches in 14 states

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

First Citizens Bank: Pricing information from published website as of 06/13/2026.

Citizens Bank: Pricing information from published website as of 06/26/2026 based on 10011 zip code.


First Citizens Bank Alternatives

CIT Bank
Member FDIC

CIT Bank Savings Connect - 3.65% APY

  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
  • APY: 3.65%
  • Minimum Deposit to Open: $100
  • Balance Requirement: $0
  • Monthly Fee: $0
Disclosures
Bank of America
Member FDIC

Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.
  • Minimum Deposit to Open: $100
  • Monthly Fee: $25 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
    • Maintain a minimum daily balance of $20,000 in your account or
    • An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 8/31/2026
Earn a cash bonus when you open an HSBC Premier checking account and complete qualifying activities.

  • Get $1,500: Deposit or invest $150,000 to $249,999
  • Get $2,500: Deposit or invest $250,000 to $499,999
  • Get $3,500: Deposit or invest $500,000 to $999,999
  • Get $5,000: Deposit or invest $1,000,000+

How the offer works

  1. Open a Premier checking account by August 31, 2026
  2. Add your preferred amount of deposits and/or eligible investments within 20 days
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Discover what Premier gives you access to

  • Premier Relationship Savings: Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify.
  • HSBC Global Money Transfers: Send money internationally, securely, quickly and fee-free in the mobile app, with our award-winning5 HSBC Global Money Transfers
  • Credit cards: Enjoy a competitive range of rewards and benefits that complement your lifestyle
  • Wealth management: Get a personalized financial plan, global opportunities and a Wealth Relationship Manager for investment support via HSBC Securities (USA) Inc.
  • Monthly Fee: $50 monthly maintenance fee, unless eligibility criteria is met:
    • Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
    • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
    • Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
Chase Business Complete Banking® - Up to $500 Bonus
Member FDIC

Chase Business Complete Banking® - Up to $500 Bonus

Expires 10/15/2026
  • Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
  • Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
  • Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
  • Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
  • More small business owners choose Chase than any other bank
  • The #1 choice for small business banking.
  • Minimum Deposit to Open: $0
  • Balance Requirement: None. $2,000 minimum daily ending balance to waive the monthly fee (but can be waived in other ways)
  • Monthly Fee: $15 with ways to waive
Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 3.00% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
  • APY: Earn up to 3.00% APY. Earn 1.11% APY on Starter Plan, 1.75% APY on Grow Plan, and 3.00% APY on Scale Plan.
  • Minimum Deposit to Open: $0
  • Balance Requirement: $0
  • Monthly Fee: $0

Articles on First Citizens Bank

First Citizens Bank Review

First Citizens Bank offers many account options with low opening deposits and fees. But there are downsides. Find out if First Citizens is a good bank for you.

First Citizens Bank Problems

First Citizens Bank provides affordable banking with fee-free checking and savings options. However, they may not be available for you.

Recent Mentions

Largest Banks in the US

Largest Banks in the US

A list of the largest banks in the US was released. Which banks came out on top? Read on to find out, plus the benefits of working with a big bank.
Best National Bank

Best National Bank

There are over 5,000 FDIC-insured banks in America. How do you choose a good national bank to keep your money safe?
Best Free Checking Accounts for Small Businesses

Best Free Checking Accounts for Small Businesses

Avoid hidden fees. Determine the best free business checking account for your small business.
Add Your Comment



More Bank Promotions

Citizens Bank Promotions

10-Month CD - 3.90% APY

Wells Fargo Promotions

Everyday Checking Account - $325 Bonus
CIT Bank
Member FDIC

CIT Bank Promotions

CIT Bank Platinum Savings
Bank of America
Member FDIC

Bank of America Offer Code

Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
HSBC Bank
Member FDIC

HSBC Promotion

HSBC Premier - Up to $5,000
Chase
Member FDIC

Chase Coupon

Chase Bank $400 Bonus

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
© 2026 CreditDonkey Inc. All Rights Reserved.