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First Citizens Bank Promotions

Read our in-depth review of First Citizens Bank to see why First Citizens Bank scored 2.9 stars out of 5. We like their low opening deposit on some accounts, monthly fees can be waived, and overdraft protection available.

If you're looking for bank promotions, you must check out these offers.

Free Checking

  • $0 monthly fee when you enroll in paperless statements
  • $50 minimum opening deposit
  • No minimum balance
  • APY: N/A
  • Minimum Deposit to Open: $50
  • Balance Requirement: $0
  • Monthly Fee: $0 (when enrolled in paperless statements)

Online Savings

  • APY: 0.03%
  • Minimum Deposit to Open: $50
  • Balance Requirement: $0
  • Monthly Fee: $0
$25

Savings Account - $25 Bonus

Open a new Coverdell Education Savings account within 60 days of enrolling in Your Family First. Minimum opening deposit of $250 per account is required to obtain the reward.

Basic Business Checking

  • $0 monthly fee
  • $100 opening deposit
  • 150 free transactions each month
  • $5,000 in cash deposits processed free each month
  • Minimum Deposit to Open: $100
  • Balance Requirement: $0
  • Monthly Fee: $0

Premier Checking

  • APY: 0.05%
  • Minimum Deposit to Open: $100
  • Balance Requirement: $0
  • Monthly Fee: $18 monthly fee can be waived with one of the following:
    • $5,000 combined daily balance on select accounts
    • At least $4,000 in monthly ACH direct deposits
    • Equity line of at least $25,000
    • $10,000+ original consumer loan

Prestige Checking

  • APY: 0.05%
  • Minimum Deposit to Open: $100
  • Balance Requirement: $0
  • Monthly Fee: $25 monthly fee can be waived with one of the following:
    • $25,000 combined daily balance on any First Citizens deposit account
    • At least $6,500 in monthly ACH direct deposits
    • EquityLine of at least $100,000
    • $25,000+ original consumer loan

CD

  • APY: Up to 0.15%
  • Minimum Deposit to Open: $500
  • Monthly Fee: $0

Money Market

  • APY: Up to 0.15%
  • Minimum Deposit to Open: $500
  • Balance Requirement: $0
  • Monthly Fee: $10 maintenance fee unless you maintain a $1,000 daily balance
US Bank
Member FDIC

U.S. Bank Smartly® Checking - Up to $400 Bonus

Expires in 6 days
Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through April 3, 2024. Member FDIC.

Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $200 or $5,000 or more to earn $400

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

  • Minimum Deposit to Open: $25
  • Monthly Fee: Waive the $6.95 Monthly Maintenance Fee with one of the following:
    • Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
    • Have combined monthly direct deposits totaling $1,000+, OR
    • Keep average account balance of $1,500+, OR
    • Hold an eligible U.S. Bank credit card, OR
    • Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
High-Yield Savings Premier - 5.36% APY

High-Yield Savings Premier - 5.36% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
5.36% annual percentage yield (APY) is accurate as of 1/17/2024 and subject to change at the Bank's discretion. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
  • APY: 5.36%
  • Minimum Deposit to Open: $500
  • Balance Requirement: $0.01
  • Monthly Fee: $0
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 5/31/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 5/31/2024.
  • To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
  • Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.05% APY

  • 5.05% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
  • APY: 5.05% APY with a balance of $5,000 or more
  • Minimum Deposit to Open: $100
  • Balance Requirement: $0; $5,000 to earn the highest APY
  • Monthly Fee: $0
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 4/17/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • APY: N/A
  • Minimum Deposit to Open: $0
  • Monthly Fee: $12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
    • Qualifying electronic deposits made into this account totaling $500 or more,
    • OR a balance at the beginning of each day of $1,500 or more in this account,
    • OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances

    Highlights

    Customer Service
    Monday to Sunday 7:00AM - 11:00PM (ET)
    Locations
    Over 500 branches across 23 states.

Pricing information from published website as of 03/16/2024.

 

First Citizens Bank

BB&T Bank

 

Benefits and Features

Customer ServiceMonday to Sunday 7:00AM - 11:00PM (ET) 
LocationsOver 500 branches across 23 states. 

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

First Citizens Bank: Pricing information from published website as of 03/16/2024.


First Citizens Bank Alternatives

Bank of America
Member FDIC

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Expires 6/30/2024
Earn a cash bonus in three steps:
  1. Open a new eligible business checking account by June 30, 2024
  2. Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
  3. Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
CIT Bank
Member FDIC

CIT Bank Savings Connect - 4.65% APY

  • Earn 11x the national average
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
  • APY: 4.65%
  • Minimum Deposit to Open: $100
  • Balance Requirement: $0
  • Monthly Fee: $0
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 4/17/2024
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • APY: N/A
  • Minimum Deposit to Open: $0
  • Monthly Fee: $4.95
US Bank
Member FDIC

Silver Business Checking Package - Up to $800 Bonus

Expires 4/23/2024

Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through April 23, 2024. Member FDIC. Complete these steps to earn the offer:

Earn your $350.

  • Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Earn your $800.

  • Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
  • Minimum Deposit to Open: $100
  • Monthly Fee: $0 monthly maintenance fee
Discover Bank
Member FDIC

Online Savings Account - Earn 4.25% APY

  • No fees
  • No minimum opening deposit
  • No minimum balance required
  • APY: 4.25%
  • Minimum Deposit to Open: $0
  • Balance Requirement: $0
  • Monthly Fee: $0

Articles on First Citizens Bank

First Citizens Bank Review

First Citizens Bank offers many account options with low opening deposits and fees. But there are downsides. Find out if First Citizens is a good bank for you.

First Citizens Bank Problems

First Citizens Bank provides affordable banking with fee-free checking and savings options. However, they may not be available for you.

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More Bank Promotions

Citizens Bank Promotions

Personal Checking Account - $400 Bonus
Bank of America
Member FDIC

Bank of America Promotions

Bank of America Advantage Banking - $200 Bonus Offer

Wells Fargo Promotions

Personal Checking Account - $2,500 Bonus
CIT Bank
Member FDIC

CIT Bank Promotions

CIT Bank Platinum Savings

About CreditDonkey
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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