PNC Bank vs Fifth Third Bank
PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to Fifth Third Bank? Read our comparison chart below.
PNC Bank has 2,200+ branches in 29 states plus D.C. mostly in the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
While Fifth Third Bank has 1,300 branches across the Midwest and Southwest. Basic checking account requires $1,500 minimum balance to avoid fees. Promotional CD offers a high APY for terms up to 60 months with a $5,000 minimum opening deposit.
Compare PNC Bank with Fifth Third Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
| SPECIAL OFFER
Virtual Wallet with Performance Select Checking - $400 Bonus - Learn MoreRead PNC Bank Review | SPECIAL OFFER
Fifth Third Business Checking Account™ - Learn MoreRead Fifth Third Bank Review |
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| | Benefits and Features |
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| Savings | Up to 3.95% APY. Only available in eligible markets. | 0.01% APY |
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| CD | 0.01% to 4.10% APY. Terms of 7 days to 10 years. | 0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 2.26% to 3.55% APY. Terms are 6, 12, and 24 months, minimum deposit of $5,000. |
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| Checking |
- Virtual Wallet: $7/month fee, unless you have 1) $500/month in qualifying direct deposits, or 2) maintain a $500 balance, or 3) be at least 62 years old.
- Virtual Wallet with Performance Spend: $15/month fee, unless you have 1) $2,000 in qualifying direct deposits, or 2) a $2,000 balance, or 3) $10,000 in combined PNC consumer deposits.
- Virtual Wallet with Performance Select: $25/month fee, unless you have 1) $5,000 in qualifying direct deposits, or 2) a $5,000 balance (including up to 7 linked checking accounts), or 3) $25,000 in combined balances or PNC consumer deposits, and/or investments.
Select Markets Only* |
- Fifth Third Momentum® Checking: No monthly service charge
- Fifth Third Preferred Checking®: Interest-bearing checking account
- Fifth Third Student Banking: Personal checking account for students age 13 and up.
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| Money Market | Up to 0.05% APY. Only available in eligible markets. | 0.01% APY Standard Rate (0.01% Relationship Rate) |
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| Mobile App | iOS & Android | |
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| ATMs | approximately 60,000 PNC and partner ATMs | 2,100+ Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide |
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| Customer Service |
- Personal Credit Cards: Automated account information is available 24/7
- Other products & services:
Monday - Friday:
8:00 a.m. - 9:00 p.m. ET
Saturday - Sunday:
8:00 a.m. - 5:00 p.m. ET
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- Mon-Fri 8:00 am - 6:00 pm (EST)
- Sat 10:00 am - 4:00 pm (EST)
|
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| Locations | 2,600+ locations | 1,087 branch locations |
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| | CreditDonkey® Reviews |
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| Savings |   | |
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| CD | | |
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| Checking | | |
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| Money Market |  | |
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| Mobile App | | |
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| Customer Service | | |
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| Pros & Cons | Pros:- Virtual Wallet tools
- Relatively easy to waive fees
- Free student account
Cons:- Limited branches
- Low APY on some savings accounts
| Pros:- Free Express Checking
- Free student checking
- Promo CD with high APY
Cons:- Higher balance requirements
- Low savings APY
- Limited branches
|
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| Bottom Line | East Coast bank with advanced financial tools to help achieve goals... Read full review | Midwest & Southwest bank with high balance requirements... Read full review |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 05/13/2025 based on 91107 zip code. Fifth Third Bank: Pricing information from published website as of 05/09/2025 based on 45202 zip code. |
Which is Better: PNC Bank or Fifth Third Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Chase.
In short: PNC Bank's checking and money market are worth mentioning. Fifth Third Bank's cd is worth mentioning.
Articles on PNC Bank
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
Who calls the shots at PNC Bank? It might seem a simple question, but the answers reveal a complex web of subsidiaries and financial powerhouses.
Looking for a well-known bank with good savings rates? Check out these savings accounts from PNC Bank.
PNC's High Yield Savings account features a strong APY with no required balance. Sounds too good to be true, right? Read on to know all the details.
Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.
PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.
Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.
Articles on Fifth Third Bank
Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.
Which Bank Account is Right for You?
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