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PaymentCloud vs Stripe

PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to Stripe? Read our comparison chart below.

 PaymentCloud
 Visit SiteLearn More
 

PaymentCloud

Stripe

SPECIAL OFFER
High Risk? No Problem - Learn More

Read PaymentCloud Review

SPECIAL OFFER
Online Payment Processing - Learn More

Read Stripe Review

 

Benefits and Features

Monthly FeeNot disclosed - offers customized pricing
No monthly fees
Good For Online businesses; Customized checkout experience
EquipmentAvailable through third-party providers (Clover, Dejavoo, etc.)Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)
Accept International Payments 
135+ currencies
Customer Service
Phone and Form Submission
Phone (by request), Email, Live Chat, IRC
Fraud Prevention Tools
Check
Check
Invoice Management
Check
Check
Pricing Model
Customized
Flat rate
Recurring Billing
Check
Check
Swipe Rate 
2.7% + 5¢
Online RateNot disclosed - offers customized pricing
2.9% + $0.30
Keyed-in Transaction Fee 
3.4% + 30¢
Deposit Time 7-14 days after the first successful payment
Chargeback Fee 
$15
 

CreditDonkey® Reviews

 PaymentCloud
EquipmentStarStarStarStarEmpty Star
ContractStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarStarEmpty Star
EcommerceStarStarStarStarHalf Star
High Volume BusinessStarStarStarStarStar
Low Volume BusinessStarStarStarHalf StarEmpty Star
Pricing ModelStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Supports up to 3% chargeback ratio
  • Customized payment solutions
  • Dedicated account manager
Cons:
  • Underwriting process
  • No disclosed fees
  • Potential long-term contract
Bottom LineTrusted merchant account provider for low to high-risk businesses... Read full review Read full review
 Visit SiteLearn More

Online Payment Processing

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

PaymentCloud

High Risk? No Problem

  • Competitive Options for Payment Processing at All Risk Levels
  • Fast Funding
  • No Setup/Hidden Fees
  • No Minimum Credit Score
  • All Industries Accepted
PaymentCloud

98% Approval

  • Competitive Options for Payment Processing at All Risk Levels
  • Fast Funding
  • No Setup/Hidden Fees
  • No Minimum Credit Score
  • All Industries Accepted
PaymentCloud

Accept Credit Card Payments

  • Top-rated customer support and dedicated account representative
  • Fast funding with same-day deposits
  • No setup/hidden fees
  • Free terminal
  • No minimum credit score and 98% approval rate
  • Fast approvals and same day setup

Which is Better: PaymentCloud or Stripe?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Square.


Articles on PaymentCloud

PaymentCloud Review

Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.

PaymentCloud Pricing

Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.

Articles on Stripe

Stripe Alternatives

Don't miss out on the top-rated Stripe alternatives for 2023. Learn about payment processors that rival Stripe's capabilities.

Stripe Review

Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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