Payment Depot vs Stripe

Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to Stripe? Read our comparison chart below.

Payment Depot offers 3 pricing plans based on business volume. It starts at $49/mo, plus Interchange + 8¢ per transaction for swipe, and Interchange + 18¢ for online transactions. There is no contract.

While Stripe has 2.7% + $0.05 per swiped transaction and 2.9% + $0.30 per online transaction. There is no monthly fees and no contract. With customizable API, Stripe offers complete personalization of your online checkout experience.

Compare Payment Depot with Stripe, side-by-side. Read on for an in-depth look, including ratings and reviews.

		StripeSquareVenmo
	Payment Depot	Stripe
	SPECIAL OFFER Save 40% or More - Learn More Read Payment Depot Review	SPECIAL OFFER Online Payment Processing - Learn More Read Stripe Review
	Benefits and Features
Customer Service	Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)	Phone (by request), Email, Live Chat, IRC
Good For	Businesses processing $20,000 or more per month	Online businesses; Customized checkout experience
Equipment	POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing	Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)
Pricing Model	Subscription	Flat rate
Swipe Rate	Interchange + 8¢	2.7% + 5¢
Online Rate	Interchange + 18¢	2.9% + 30¢
Monthly Fee	Starter: $59/month (up to $125,000/yr) Starter Plus: $79/month (up to $250,000/yr) Growth: $99/month (up to $500,000/yr)	No monthly fees
Keyed-in Transaction Fee	Interchange + 18¢	3.4% + 30¢
Deposit Time	Next day deposits	7-14 days after the first successful payment
Chargeback Fee		$15
	CreditDonkey® Reviews
Price
Customer Service
Equipment
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Affordable membership pricing Cancel anytime Cons: Not ideal for small businesses Equipment return fee
Bottom Line	Cheap merchant account provider for high-volume businesses... Read full review	Read full review
	Save 40% or More First Month Free Save Over $400 Per Month on Average	Online Payment Processing
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Save 40% or More

Save 40% or More

• Wholesale Rates
• Membership Fee Model
• No Cancellation Fees

First Month Free

First Month Free

• Wholesale Rates
• Membership Fee Model
• No Cancellation Fees

Save Over $400 Per Month on Average

Learn More

• No hidden fees
• No surprises
• No cancellation fees

Which is Better: Payment Depot or Stripe?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.

Articles on Payment Depot

Payment Depot Review

Is Payment Depot the best merchant service provider for your business? See how it compares to credit card processors.

• Payment Depot vs Square
• Payment Depot vs PayPal

Articles on Stripe

Stripe Review

Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you.

• Stripe vs Venmo

Which Do You Think is Best?

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