North One vs Santander Bank

North One is a good business banking features and tools with no monthly fees. How does it compare to Santander Bank? Read our comparison chart below.

North One offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

While Santander Bank has over 600 branches in the Northeast. Offers a range of checking and savings accounts, with simple requirements to waive service fees. High balance customers can earn higher interest. Their CDs offer high a APY with $500 minimum opening deposit.

Compare North One with Santander Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

		Santander BankNovoBluevineWells FargoBank of AmericaChase
	Visit Site	Learn More
	North One	Santander Bank
	SPECIAL OFFER North One Free Business Banking - Up to 2.50% APY - Learn More Read North One Review	SPECIAL OFFER 6-Month CD - 4.00% APY - Learn More Read Santander Bank Review
	Benefits and Features
Savings	No savings account, but you can create unlimited envelopes for savings goals	0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.
CD		3.50% to 4.00% APY. 6 - 17 months. Minimum deposit of $500, with Santander Checking Account.
Checking	$0 monthly fee; no balance requirements
Monthly Fee	$0
Money Market		0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
APY	up to 3.00% APY for Plus Accounts; up to 2.50% APY for Standard Accounts that meet eligibility requirements
Minimum Deposit to Open	$50
ACH Transfer Fee	$0
ATMs	38,000+ MoneyPass ATMs	Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations
Balance Requirement	None
Cash Deposit Fee	up to $4.95; 1 refund/month (Standard members); 3 refunds/month (Plus members)
Customer Service	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.	Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day)
Incoming Wire Transfer Fee	$0 for domestic wires
Locations	Online only	405 branches in the US
Out of Network ATM Fee	Fee from ATM owner
Outgoing Wire Transfer Fee	$20 for domestic wires
Overdraft Fee	$0
	CreditDonkey® Reviews
Checking
Fees
Mobile App
Customer Service
Savings
CD
Money Market
Pros & Cons	Pros: No monthly fees Unlimited envelopes App integrations Cons: No international wires Cash deposit fee	Pros: Easy to waive monthly fees High APY for CDs Free student checking Cons: Low interest for Premier Plus Checking
Bottom Line	Good business banking features and tools with no monthly fees... Read full review	Northeastern bank with low requirements to waive fees... Read full review
	Visit Site	Learn More
	North One Free Business Banking - Up to 2.50% APY North One Plus Business Banking - Up to 3.00% APY North One Free Business Banking - Up to 2.50% APY	6-Month CD - 4.00% APY 13-Month CD - 3.85% APY 17-Month CD - 3.50% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. North One: Information sourced from the published website as of 02/25/2025. Santander Bank: Pricing information from published website as of 05/01/2025 based on 02109 zip code.

North One Free Business Banking - Up to 2.50% APY

• 2.50% APY on balances up to $250,000 for eligible customers
• Business banking for teams
• Automatic invoice ingestion and payments
• Sales and revenue analytics
• Unlimited account envelopes
• Close to 100 integrations
• Over $5000 in perks for new customers
• No monthly fees, no application fees, no minimum balance

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

North One Plus Business Banking - Up to 3.00% APY

• 3.00% APY on balances up to $250,000 for eligible customers
• Priority email/chat support
• Dedicated relationship manager
• Implementation and onboarding assistant
• $0 same-day ACH payments, bill payments, and physical checks
• Lowest transaction fees
• $50 minimum opening deposit
• $20 monthly fee

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

North One Free Business Banking - Up to 2.50% APY

• 2.50% APY on balances up to $250,000 for eligible customers

• Unlimited envelopes for all your business budgets
• Integrations with popular accounting and payment processing apps
• Automate your bill payments
• $50 minimum opening deposit

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

Which is Better: North One or Santander Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing North One or Novo.

In short: North One's customer service is outstanding.

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Articles on Santander Bank

Santander Bank Review

If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs.

• Santander Bank vs Wells Fargo
• Santander Bank vs Bank of America
• Santander Bank vs Chase

Which Do You Think is Best?