North One vs Chime

North One is a good business banking features and tools with no monthly fees. How does it compare to Chime? Read our comparison chart below.

	North One	Chime
	SPECIAL OFFER North One Plus Business Banking - Up to 3.00% APY - Learn More Read North One Review	SPECIAL OFFER Get Started - Learn More Read Chime Review
	Benefits and Features
Savings	No savings account, but you can create unlimited envelopes for savings goals	1.00% Annual Percentage Yield (APY).
Checking	$0 monthly fee; no balance requirements	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly Fee	$0	$0
APY	up to 3.00% APY for Plus Accounts; up to 2.50% APY for Standard Accounts that meet eligibility requirements
Minimum Deposit to Open	$50	$0
Mobile App		iOS & Android
ACH Transfer Fee	$0
ATMs	55,000+ Allpoint ATMs	Over 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Balance Requirement	None
Cash Deposit Fee	up to $4.95 with Green Dot locations; 1 reimbursement/month (Standard members); 3 reimbursement/month (Plus members)
Customer Service	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.	24/7
Incoming Wire Transfer Fee	$0 for domestic wires
Locations	Online only	Online only
Out of Network ATM Fee	$2.50 per transaction; 2 reimbursement/month (Standard members); 6 reimbursement/month (Plus members)
Outgoing Wire Transfer Fee	$20 for domestic wires
Overdraft Fee	$0
	CreditDonkey® Reviews
Checking
Fees
Mobile App
Customer Service
Savings
Pros & Cons	Pros: No monthly fees Unlimited envelopes App integrations Cons: No international wires Up to $4.95 cash deposit fee	Pros: No account fees Get paycheck 2 days early Up to $200 overdraft coverage Cons: Hard to deposit cash
Bottom Line	Good business banking features and tools with no monthly fees... Read full review	Banking app that offers an online account with early paycheck access and credit builder features... Read full review
	North One Plus Business Banking - Up to 3.00% APY North One Free Business Banking - Up to 2.50% APY Business Referral Program - $50 Bonus	Get Started Personal Checking Account - $350 Bonus Personal Checking Account - $200 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. North One: Information sourced from the published website as of 07/26/2025. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Which is Better: North One or Chime?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing North One or Novo.

In short: North One's customer service is outstanding. Chime's checking is excellent.