National Processing vs Square
National Processing is a provider worth considering if lowest processing rates is your biggest priority. How does it compare to Square? Read our comparison chart below.
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National Processing | Square | |
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Get $500 If National Processing Can't Beat Your Current Rates* - | Square Reader: Free Mobile Credit Card Reader - | |
Benefits and Features | ||
Customer Service | Phone, Email, Live Chat Support, Seller Community | |
Good For | Small-medium businesses processing $5,000+ per month; Restaurants | Mobile & small businesses with average transaction over $100 |
Equipment | Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments | Free magstripe card reader; $49 for contactless + chip reader; Stand, Terminal, and Register available for purchase. |
Pricing Model | Interchange-Plus; Subscription available for high-volume businesses | |
ACH Payments | ||
Swipe Rate |
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Online Rate | ||
Monthly Fee |
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Keyed-in Transaction Fee | ||
Deposit Time | Payments before 5PM PT / 8 PM ET is available the next business day | |
Chargeback Fee | ||
CreditDonkey® Reviews | ||
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Price | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Equipment | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Contract | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Ecommerce | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
High Volume Business | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Low Volume Business | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Pros & Cons | Pros:
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Bottom Line | Provider worth considering if lowest processing rates is your biggest priority... | Good credit card processor for low-volume businesses... |
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Get $500 If National Processing Can't Beat Your Current Rates*
*For merchants processing over $10k/month
Start Processing Payments Today
- Free Reprogram of Existing Equipment
- Free Gateway Setup
- Free Mobile Reader
Free Mobile Swiper
Get approved for a new merchant account and get a free SwipeSimple mobile swiper
Square Reader: Free Mobile Credit Card Reader
- Pay 2.6% + 10¢ Per Swipe for Visa, Mastercard, Discover, and American Express
- Accept Credit Cards Anywhere
- Fast Setup, No Commitments
Square Contactless and Chip Card Reader
- Pay 2.6% + 10¢ per tap or dip for Visa, Mastercard, Discover, and American Express
- Accept Chip Cards and Contactless Payments Anywhere
Square POS: Point of Sale System
- Advanced analytics and insights
- Inventory and customer management
- Track employee time cards and grant permission levels
Which is Better: National Processing or Square?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Payline.
In short: National Processing's price, customer service, and high volume business are worth mentioning. In particular, the price and high volume business are impressive. Square's equipment, contract, and low volume business are impressive.