National Processing vs Payment Depot

National Processing is a flat-rate processor with low in-person transaction fees. How does it compare to Payment Depot? Read our comparison chart below.

	National Processing	Payment Depot

	Visit Site	Visit Site
	SPECIAL OFFER Get $500 If National Processing Can't Beat Your Current Rates* - Learn More Read National Processing Review	SPECIAL OFFER Save 40% or More - Learn More Read Payment Depot Review
	Benefits and Features
Monthly Fee	Starts at $9.95/mo; custom pricing starts at $9.95+/mo	Start at $79/month (Process up to $250,000/yr) Custom quote (Process more than $250,000/yr)
Good For	Large and established businesses	Businesses processing $20,000 or more per month
Equipment	Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments	POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing
Customer Service	Phone, email, live chat	Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)
Fraud Prevention Tools
Invoice Management		Integration needed
Pricing Model	Flat-rate pricing	Subscription
Recurring Billing		Integration needed
Swipe Rate	2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package)	Interchange rate + $0.08
Online Rate	2.9% + $0.30 per transaction	Interchange rate + $0.18
Keyed-in Transaction Fee	3.5% + $0.15 per transaction	Interchange + 18¢
Deposit Time	2-3 business days	Next day deposits
Chargeback Fee	$15
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: No long-term contracts Free equipment available No monthly minimums Cons: Conditions to waive termination fee Pricey with larger sales	Pros: Affordable membership pricing Cancel anytime Cons: Not ideal for small businesses Equipment return fee
Bottom Line	Flat-rate processor with low in-person transaction fees... Read full review	Cheap merchant account provider for high-volume businesses... Read full review
	Visit Site	Visit Site
	Get $500 If National Processing Can't Beat Your Current Rates* Start Processing Payments Today Free Mobile Swiper	Save 40% or More Save Over $400 Per Month on Average First Month Free
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Free Gateway Setup
Free Mobile Reader

Free Mobile Swiper

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Wholesale Rates
Membership Fee Model
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Save Over $400 Per Month on Average

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No hidden fees
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No cancellation fees

First Month Free

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Which is Better: National Processing or Payment Depot?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Square.

In short: National Processing's low volume business is worth mentioning. Payment Depot's price, contract, customer service, and high volume business are notable. In particular, the contract and high volume business are excellent.