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National Processing vs Payment Depot

National Processing is a provider worth considering if lowest processing rates is your biggest priority. How does it compare to Payment Depot? Read our comparison chart below.

 National ProcessingPayment Depot
 Visit SiteVisit Site
 

National Processing

Payment Depot

SPECIAL OFFER
Get $500 If National Processing Can't Beat Your Current Rates* - Learn More

Read National Processing Review

SPECIAL OFFER
Save 40% or More - Learn More

Read Payment Depot Review

 

Benefits and Features

Customer Service
Phone, email, live chat
Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)
Good ForSmall-medium businesses processing $5,000+ per month; RestaurantsBusinesses processing $20,000 or more per month
EquipmentCard readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH paymentsPOS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing
Pricing ModelInterchange-Plus; Subscription available for high-volume businesses
Subscription
Swipe Rate
  • Retail: Interchange + 0.18% + 10¢
  • Restaurants: Interchange + 0.14% + 7¢
Interchange + 10¢ (for processing up to $50,000/mo; discounts for larger volume)
Online Rate
Interchange + 0.29% + 15¢
Interchange + 10¢ (discounts for larger volume)
Monthly Fee
  • $9.95/mo for Interchange-Plus plans
  • Subscription plans are $59/mo or $199/mo
  • Starter: $59/month (up to $125,000/yr)
  • Starter Plus: $79/month (up to $250,000/yr)
  • Growth: $99/month (up to $500,000/yr)
Keyed-in Transaction Fee Interchange + 10¢ (discounts for larger volume)
Deposit Time
Next day funding
Next day deposits
Chargeback Fee
$15
 
 

CreditDonkey® Reviews

 National ProcessingPayment Depot
PriceStarStarStarStarStarStarStarStarStarHalf Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarHalf Star
EquipmentStarStarStarStarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarStarEmpty StarStarStarStarStarStar
EcommerceStarStarStarStarEmpty StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarStarStarStarStarStarStarStar
Low Volume BusinessStarStarStarStarEmpty StarStarEmpty StarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • Low interchange-plus rates
  • Free equipment available
  • Dedicated account manager
Cons:
  • Conditions to waive termination fee
  • Free equipment has cancellation fee
Pros:
  • Affordable membership pricing
  • Free equipment with some plans
  • Cancel anytime
Cons:
  • Not ideal for small businesses
  • Equipment return fee
Bottom LineProvider worth considering if lowest processing rates is your biggest priority... Read full reviewCheap merchant account provider for high-volume businesses... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

National Processing

Start Processing Payments Today

  • Free Reprogram of Existing Equipment
  • Free Gateway Setup
  • Free Mobile Reader
National Processing

Free Mobile Swiper

Get approved for a new merchant account and get a free SwipeSimple mobile swiper

Payment Depot

Save 40% or More

  • Wholesale Rates
  • Membership Fee Model
  • No Cancellation Fees
Payment Depot

First Month Free

  • Wholesale Rates
  • Membership Fee Model
  • No Cancellation Fees
Payment Depot

Save Over $400 Per Month on Average

  • No hidden fees
  • No surprises
  • No cancellation fees

Which is Better: National Processing or Payment Depot?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Square.

In short: National Processing's low volume business is worth mentioning. Payment Depot's contract is excellent.


Articles on National Processing

National Processing Review

National Processing offers low rates and free equipment. But what's the catch? See if this low-cost merchant services provider is right for your business.

Articles on Payment Depot

Payment Depot

Is Payment Depot the best merchant service provider for your business? See how it compares to credit card processors.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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