Lili vs Citibank
Lili is a mixed-use account for small business owners to help manage expenses and taxes. How does it compare to Citibank? Read our comparison chart below.
Lili is designed for sole proprietors and single-member LLCs. It helps you prepare for taxes with a write-off tracker, automated tax savings, and pre-filled tax forms. The Lili basic account has no monthly fees or minimums.
While Citibank has over 700 branches across the United States. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.
Compare Lili with Citibank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Lili | Citibank | |
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Free Checking Account for Sole Proprietors and Single-Member LLC - | Checking with Enhanced Direct Deposit - $300 Cash Bonus | |
Benefits and Features | ||
Savings | Emergency Bucket for all users; Lili Pro users also get an Emergency Bucket with 4.15% APY |
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CD | ||
Checking | No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees | |
Monthly Fee | ||
Money Market | ||
APY | ||
Minimum Deposit to Open | ||
ACH Transfer Fee | ||
ATMs | More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo. | |
Balance Requirement | ||
Cash Deposit Fee | ||
Customer Service | 24/7 Live Customer Service (Telephone) | |
Incoming Wire Transfer Fee | ||
IRA CD | ||
IRA Money Market | ||
Locations | More than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami) | |
Out of Network ATM Fee | ||
Outgoing Wire Transfer Fee | ||
Overdraft Fee | ||
CreditDonkey® Reviews | ||
Savings | ||
Minimum Deposit | ||
Checking | ||
Fees | ||
Mobile App | ||
Customer Service | ||
CD | ||
Pros & Cons | Pros:
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Bottom Line | Mixed-use account for small business owners to help manage expenses and taxes... | Large national bank best for high balance customers... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 03/15/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. |
Free Checking Account for Sole Proprietors and Single-Member LLC
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at 38,000+ locations
- Automatic Savings
- Get paid up to 2 days early
Free Checking Account for Sole Proprietors and Single-Member LLC
- $0 monthly service fees
- $0 minimum opening deposit
- No minimum balance requirement
- No foreign exchange fee
- Get direct deposits up to 2 days earlier
Free Checking Account for Sole Proprietors and Single-Member LLC
- $0 monthly service fees
- Automatic Savings
- Free withdrawals at 38k ATMs
- Get direct deposits up to 2 days earlier
- No foreign transaction fees
Which is Better: Lili or Citibank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Lili or Chase.
In short: Lili's checking is outstanding.