Huntington Bank vs PNC Bank

Huntington is a midwest bank with great account benefits and free checking option. How does it compare to PNC Bank? Read our comparison chart below.

Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

While PNC Bank has 2,600 branches in 19 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

Compare Huntington with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Huntington Bank	PNC Bank


	SPECIAL OFFER Huntington 25 Checking® - $500 Bonus - Learn More Read Huntington Review	SPECIAL OFFER High Yield Savings Account - 0.40% APY - Learn More Read PNC Bank Review
	Benefits and Features
Savings	0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.	0.01% APY (0.02% APY - 0.03% APY Relationship rates). Minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account.
CD	Regular CD APY range from 0.01% - 0.10% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000.	0.01% - 0.03% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
Checking	Asterisk-Free Checking®: No minimum balance and no monthly maintenance fees Huntington 5 Checking®: 5 non-Huntington ATM withdrawals per month Huntington 25 Checking®: Unlimited non-Huntington ATM withdrawals	Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select
Money Market	0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.	0.02% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.
Customer Service	24/7	Mon-Fri 7:00 am - 10:00 pm, (ET) Sat & Sun 8:00 am - 5:00 pm (ET)
ATMs	Over 1,800 ATMs	15,000 ATMs across 37 states and the District of Columbia.
IRA CD		0.01% - 0.03% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 6 months to 10 years.
Locations	Nearly 1,000 branches	2,400 PNC branches across 20 states.
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Free checking option 24-Hour Grace All day deposit Cons: Limited branches Low savings APY	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY
Bottom Line	Midwest bank with great account benefits and free checking option... Read full review	East Coast bank with advanced financial tools to help achieve goals... Read full review

	Huntington 25 Checking® - $500 Bonus Huntington 5 Checking® - $200 Bonus Asterisk-Free Checking® - $150 Bonus	High Yield Savings Account - 0.40% APY Virtual Wallet with Performance Select Checking - $300 Cash Bonus Performance Select Checking - $300 Cash Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington: Pricing information from published website as of 07/01/2021 based on 43215 zip code. PNC Bank: Pricing information from published website as of 7/16/2021. based on 19899 zip code.

Member FDIC

Huntington 25 Checking® - $500 Bonus

To qualify for the $500 cash bonus, you are required to open a new, qualifying Huntington 25 Checking® during the promotional period between July 1, 2021 and October 7, 2021 and make cumulative new money deposits into the checking account of at least $15,000 or more within 60 days of account opening. "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.

Get $500 Bonus

Expires 10/7/2021

Which is Better: Huntington or PNC Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.

In short: Huntington's cd and customer service are noteworthy. In particular, the customer service is impressive. PNC Bank's mobile app is worth mentioning.

Articles on Huntington Bank

Huntington Bank Review

Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you.

Huntington Bank Hours

Huntington Bank is a full-service bank based in the Midwest. Find out when you can visit a local branch, drive-thru, or ATM near you.

Huntington 25 Checking

Earn $500 for opening a Huntington 25 Checking® account with qualifying requirements. Find out how to take advantage of the huge cash bonus.

Huntington vs Citizens Bank

Huntington 5 Checking

You can get a $200 bonus when you open a new Huntington 5 Checking® account with qualifying requirements. Find out how to take advantage of the promotion below.

Huntington Asterisk Free Checking

Huntington Bank is offering a $150 bonus when you open a new Asterisk-Free Checking® account with qualifying requirements. Find out how to take advantage of the promotion.

Huntington Bank Routing Number

You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.

Articles on PNC Bank

PNC Bank Review

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.