Huntington Bank vs PNC Bank

Huntington Bank is a midwest bank with great account benefits and free checking option. How does it compare to PNC Bank? Read our comparison chart below.

Huntington Bank has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

While PNC Bank has 2,600 branches in 19 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

Compare Huntington Bank with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Huntington Bank	PNC Bank
	SPECIAL OFFER Relationship Money Market Account - Earn 2.00% (1.12% APY) - Learn More Read Huntington Bank Review	SPECIAL OFFER Virtual Wallet with Performance Select Checking - $300 Cash Bonus - Learn More Read PNC Bank Review
	Benefits and Features
Savings	0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.	0.01% APY (0.05% APY - 0.10% APY Relationship rates) minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account; 2.00% APY High Yield Savings. No minimum balance. No minimum deposit. $0 Monthly charge. Minimum balance to earn interest is $1.00.
CD	Promotional CD account 7-month term; 1.50% APY. Minimum deposit $1,000. Otherwise, regular CD APY range from 0.01% - 0.55% for amounts ranging from $1,000 - $100,000.	0.04% - 1.00% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
Money Market	0.62% APY (0.70% APY - 0.75% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.	0.02% - 0.16% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.
Customer Service	24/7	Mon-Fri 7:00 am - 10:00 pm, (ET) Sat & Sun 8:00 am - 5:00 pm (ET)
ATMs	Over 1,800 ATMs	15,000 ATMs across 37 states and the District of Columbia.
IRA CD		0.04% - 1.00% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
Locations	Nearly 1,000 branches	2,400 PNC branches across 20 states.
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Free checking option 24-hr grace for overdrafts All day deposit 24-hr customer service Cons: Limited branches Low savings APY	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY
Bottom Line	Midwest bank with great account benefits and free checking option... Read full review	East Coast bank with advanced financial tools to help achieve goals... Read full review
	Relationship Money Market Account - Earn 2.00% (1.12% APY) Business Checking 100 - $200 Bonus Unlimited Business Checking - $400 Bonus	Virtual Wallet with Performance Select Checking - $300 Cash Bonus Performance Select Checking - $300 Cash Bonus Virtual Wallet with Performance Spend Checking - $200 Cash Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington Bank: Pricing information from published website as of 7/17/2019 based on 43215 zip code. PNC Bank: Pricing information from published website as of 10/19/2019 based on 19899 zip code.

Which is Better: Huntington Bank or PNC Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Huntington Bank or Chase.

In short: Huntington Bank's cd and customer service are noteworthy. In particular, the customer service is impressive. PNC Bank's mobile app is worth mentioning.

Articles on Huntington Bank

Huntington Bank Review
Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you.
• Huntington Bank vs Chase
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• Huntington Bank vs US Bank
Huntington Bank Routing Number
You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.
• Huntington Bank vs Wells Fargo
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• Huntington Bank vs KeyBank

Articles on PNC Bank

PNC Bank
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
PNC Bank Routing Number
Using the wrong routing number could send your money to the wrong place. Keep reading to find the right PNC routing number for all your transactions.

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