Huntington Bank vs PNC Bank
Huntington is a midwest bank with great account benefits and free checking option. How does it compare to PNC Bank? Read our comparison chart below.
Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.
While PNC Bank has 2,600 branches in 19 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
Compare Huntington with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Huntington Bank | PNC Bank | |
|---|---|---|
Business Checking Account - $200 Bonus - | Virtual Wallet with Performance Select Checking - $300 Cash Bonus - | |
Benefits and Features | ||
| Savings | 0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50. | 0.01% APY (0.03% APY - 0.05% APY Relationship rates). Minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account. |
| CD | Regular CD APY range from 0.01% - 0.25% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000. | 0.04% - 0.40% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years. |
| Money Market | 0.05% APY (0.29% APY - 0.55% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account. | 0.02% - 0.05% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance. |
| Customer Service | Mon-Fri 7:00 am - 10:00 pm, (ET) Sat & Sun 8:00 am - 5:00 pm (ET) | |
| ATMs | 15,000 ATMs across 37 states and the District of Columbia. | |
| IRA CD | 0.04% - 0.40% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 6 months to 10 years. | |
| Locations | 2,400 PNC branches across 20 states. | |
CreditDonkey® Reviews | ||
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| Savings |    | |
| CD | | |
| Checking | | |
| Money Market | | |
| Customer Service | | |
| Mobile App | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Midwest bank with great account benefits and free checking option... | East Coast bank with advanced financial tools to help achieve goals... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington: Pricing information from published website as of 07/02/2020 based on 43215 zip code. PNC Bank: Pricing information from published website as of 07/03/2020 based on 19899 zip code. | ||
Which is Better: Huntington or PNC Bank?
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.
In short: Huntington's cd and customer service are noteworthy. In particular, the customer service is impressive. PNC Bank's mobile app is worth mentioning.
Articles on Huntington Bank
Huntington Bank Review
Huntington Bank Routing Number
Articles on PNC Bank
PNC Bank
PNC Bank Routing Number
Which Do You Think is Best?
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 Chase Total Checking BonusNeed a new checking account? You can get $200 from Chase Bank for signing up for a Total Checking account with direct deposit. Here's how to do it. | ||