Huntington Bank vs PNC Bank
Huntington is a midwest bank with great account benefits and free checking option. How does it compare to PNC Bank? Read our comparison chart below.
Huntington has nearly 1,200 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.
While PNC Bank has 2,600 branches in 28 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
Compare Huntington with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Huntington Bank | PNC Bank | |
---|---|---|
Personal Checking Account - $400 Bonus - | High Yield Savings Account - 4.00% APY - | |
Benefits and Features | ||
Savings | 0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50. | 0.01% APY (0.02% APY - 0.03% APY Relationship rates) |
CD | Regular CD APY range from 0.05% - 0.10% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000. | |
Checking |
| Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select |
Money Market | 0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account. | |
Customer Service |
| |
ATMs | 60,000 ATMs across 28 states and the District of Columbia | |
IRA CD | ||
Locations | 2,600 PNC branches across 28 states. | |
CreditDonkey® Reviews | ||
Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
CD | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Money Market | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Pros & Cons | Pros:
| Pros:
|
Bottom Line | Midwest bank with great account benefits and free checking option... | East Coast bank with advanced financial tools to help achieve goals... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington: Pricing information from published website as of 12/28/2022 based on 43215 zip code. PNC Bank: Pricing information from published website as of 02/01/2023 based on 91107 zip code. |
Which is Better: Huntington or PNC Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.
In short: Huntington's cd and customer service are noteworthy. In particular, the customer service is impressive. PNC Bank's mobile app is worth mentioning.