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HSBC Bank vs Live Oak Bank


 HSBC Bank
Member FDIC
Live Oak Bank
Member FDIC
 Visit SiteVisit Site
 

HSBC Bank

Live Oak Bank

SPECIAL OFFER
HSBC Premier - Earn Up to $5,000 - Learn More

SPECIAL OFFER
Personal Savings - Earn 3.80% APY - Learn More

 

Benefits and Features

SavingsPremier Relationship Savings: 3.20% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY) 
CD3.55% to 3.60% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.60%. Minimum deposit of $1,000 to open.
  • 1-Year CD - 3.90% APY
  • 9-Month CD - 3.80% APY
  • 6-Month CD - 3.70% APY
  • 18-Month CD - 3.70% APY
  • 3-Month CD - 3.00% APY
  • 2-Year CD - 2.00% APY
  • 3-Year CD - 2.00% APY
  • 4-Year CD - 2.00% APY
  • 5-Year CD - 2.00% APY
CheckingPremier Checking to enjoy premium banking with both local and global benefits 
ATMsAny HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. 
Customer Service
24/7
 
Locations21 branches in the US; Global presence in more than 64 countries and territories worldwide 
 Visit SiteVisit Site

HSBC Premier - Earn Up to $5,000

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

HSBC: Data points including rates, fees, terms, and benefits was obtained on 04/02/2026 from published websites and is believed to be accurate, but not guaranteed.

Live Oak Bank: Information sourced from the published website as of 04/08/2026.

HSBC
Member FDIC

HSBC Premier - Earn Up to $5,000

It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Expires 6/30/2026

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CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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