Helcim vs Venmo

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to Venmo? Read our comparison chart below.

	Visit Site	Visit Site
	Helcim	Venmo
	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review	SPECIAL OFFER Try Venmo business profiles for 30 days - Learn More Read Venmo Review
	Benefits and Features
Monthly Fee	No monthly fees	$0
Good For	Small-mid sized businesses; Seasonal businesses	Small mobile businesses and freelancers who want to take Venmo payments
Equipment	$109 for Helcim card reader; $349 for Helcim smart terminal	None needed
Accept International Payments	Customers can purchase in CAD/USD (not their local currency) from any location
Customer Service	Phone, email, or schedule callback	Phone, email, and messaging through the app
Fraud Prevention Tools
Invoice Management
Pricing Model	Interchange plus	Flat-Rate
Recurring Billing
ACH Payments	0.5% + $0.25 per transaction
Swipe Rate	Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)	1.9% + $0.10
Online Rate	Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)	2.9% + $0.30
Keyed-in Transaction Fee	Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)	N/A
Deposit Time	1-2-day funding	Instant access to the funds in your Venmo account for in-person payments.
Chargeback Fee	$15 ($0 if you win the dispute)	N/A
	CreditDonkey® Reviews
Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only one equipment option Not for high-risk businesses	Pros: Accept Venmo in-person Expand payment options Simple pricing Cons: Must go through PayPal or Braintree for online payments
Bottom Line	Excellent interchange-plus provider if you're looking for overall value and service... Read full review	Good way for small businesses and freelancers to accept Venmo payments... Read full review
	Visit Site	Visit Site
	Start Accepting Payments Fast Helcim Card Reader for $109 Helcim Free Credit Card Processing	Try Venmo business profiles for 30 days
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Start Accepting Payments Fast

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• Interchange Plus Pricing
• No Monthly Fees
• No Contracts

Helcim Card Reader for $109

Learn More

• Tap & Pay
• Chip & PIN
• PIN Debit
• Email receipts
• Inventory and customer tracking
• Analytics & reporting
• Batch history
• Card on file

Helcim Free Credit Card Processing

Pass on your credit card processing fees to your customers and clients to accept credit cards at no cost (0%). Easily navigate surcharges, convenience fees, and service charges with Helcim Fee Saver.

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Which is Better: Helcim or Venmo?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.

In short: Helcim's customer service is noteworthy. Venmo's low volume business is impressive.

Articles on Helcim

Helcim

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

• Helcim vs Square
• Helcim vs Stripe
• Helcim vs PayPal

Articles on Venmo

Venmo Review

Merchants can use Venmo to accept payment. But is this social-friendly payment service a good option for your business? Read this review before you get started.

Which Do You Think is Best?