Helcim vs Square
Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to Square? Read our comparison chart below.
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| SPECIAL OFFER Start Accepting Payments Fast - Learn MoreRead Helcim Review | SPECIAL OFFER Square Reader: Free Mobile Credit Card Reader - Learn MoreRead Square Review |
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| Benefits and Features |
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Customer Service | Phone, email, or schedule callback | Phone, Email, Live Chat Support, Seller Community |
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Good For | Small-mid sized businesses; Seasonal businesses | Mobile & small businesses with average transaction over $100 |
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Equipment | $109 for Helcim card reader | Free magstripe card reader; $59 for contactless + chip reader; Stand, Terminal, and Register available for purchase. |
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Pricing Model | Interchange-Plus | Flat rate |
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ACH Payments | 0.5% + $0.25 per transaction | 1% ($1 minimum) |
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Swipe Rate | Interchange + 0.30% + 8¢ (for processing up to $25,000/mo; discounts for larger volume) | 2.6% + 10¢ |
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Online Rate | Interchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume) | 2.9% + 30¢ |
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Monthly Fee | No monthly fee | No monthly fees |
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Keyed-in Transaction Fee | Interchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume) | 3.5% + 15¢ |
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Deposit Time | 1-2-day funding | Payments before 5PM PT / 8 PM ET is available the next business day |
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Chargeback Fee | $15 ($0 if you win the dispute) | None |
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| CreditDonkey® Reviews |
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Price |      |      |
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Customer Service |      |      |
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Equipment |      |      |
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Contract |      |      |
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Ecommerce |      |      |
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High Volume Business |      |      |
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Low Volume Business |      |      |
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Pros & Cons | Pros:- Volume discounts
- No monthly fees
- Excellent merchant tools
- Good customer service
Cons:- Only one equipment option
- Not for high-risk businesses
| Pros:- No monthly or annual fee
- Free swipe card reader
- Low, predictable fixed rates
Cons:- Flat-rate pricing can be expensive for larger businesses
- Costly add-on services
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Bottom Line | Excellent interchange-plus provider if you're looking for overall value and service... Read full review | Good credit card processor for low-volume businesses... Read full review |
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- Interchange Plus Pricing
- No Monthly Fees
- No Contracts
- Tap & Pay
- Chip & PIN
- PIN Debit
- Email receipts
- Inventory and customer tracking
- Analytics & reporting
- Batch history
- Card on file
- Pay 2.6% + 10¢ Per Swipe for Visa, Mastercard, Discover, and American Express
- Accept Credit Cards Anywhere
- Fast Setup, No Commitments
- Pay 2.6% + 10¢ per tap or dip for Visa, Mastercard, Discover, and American Express
- Accept Chip Cards and Contactless Payments Anywhere
- Advanced analytics and insights
- Inventory and customer management
- Track employee time cards and grant permission levels
Which is Better: Helcim or Square?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Payline.
In short: Helcim's customer service is noteworthy. Square's equipment and low volume business are impressive.
Articles on Helcim
Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?
Articles on Square
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