Helcim vs Square
Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to Square? Read our comparison chart below.
Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.
While Square has a low swipe fee of 2.6% + $0.10 per transaction. It has no monthly fees, no contract, and no chargeback fees. Square offers a free swipe reader, feature-rich POS app, free virtual terminal, and free online store.
Compare Helcim with Square, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
 |  | |
| Visit Site | Visit Site | |
Helcim | Square | |
|---|---|---|
Start Accepting Payments Fast - | Square Reader: Free Mobile Credit Card Reader - | |
Benefits and Features | ||
| Monthly Fee | ||
| Good For | Small-mid sized businesses; Seasonal businesses | Mobile & small businesses with average transaction over $100 |
| Equipment | $99 for Helcim Card Reader; $329 for Helcim Smart Terminal | Card reader: $0 to $59; Stand, Terminal, and Register available for purchase |
| Accept International Payments | Customers can purchase in CAD/USD (not their local currency) from any location | |
| Customer Service | Phone, email, or schedule callback | Phone, Email, Live Chat Support, Seller Community |
| Fraud Prevention Tools |  | |
| Invoice Management | | |
| Pricing Model | ||
| Recurring Billing | | |
| ACH Payments | ||
| Swipe Rate | Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume) | |
| Online Rate | Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume) | |
| Keyed-in Transaction Fee | Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume) | |
| Deposit Time | Payments before 5PM PT / 8 PM ET is available the next business day | |
| Chargeback Fee | $15 ($0 if you win the dispute) | |
CreditDonkey® Reviews | ||
| | |
| Price |    | |
| Equipment | | |
| Contract | | |
| Customer Service | | |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Excellent interchange-plus provider if you're looking for overall value and service... | Good credit card processor for low-volume businesses... |
| Visit Site | Visit Site | |
Helcim Card Reader for $109
- Tap & Pay
- Chip & PIN
- PIN Debit
- Email receipts
- Inventory and customer tracking
- Analytics & reporting
- Batch history
- Card on file
Helcim Pricing
| Monthly Volume | In-person Transactions | Online and Keyed Transactions |
|---|---|---|
| $0 - $50,000 | Interchange + 0.40% + 8¢ | Interchange + 0.50% + 25¢ |
| $50,001 - $100,000 | Interchange + 0.35% + 7¢ | Interchange + 0.45% + 20¢ |
| $100,001 - $500,000 | Interchange + 0.25% + 7¢ | Interchange + 0.35% + 20¢ |
| $500,001 - $1,000,000 | Interchange + 0.20% + 6¢ | Interchange + 0.25% + 15¢ |
| $1,000,001+ | Interchange + 0.15% + 6¢ | Interchange + 0.15% + 15¢ |
Square Reader: Free Mobile Credit Card Reader
- Pay 2.6% + 10¢ Per Swipe for Visa, Mastercard, Discover, and American Express
- Accept Credit Cards Anywhere
- Fast Setup, No Commitments
Square Contactless and Chip Card Reader
- Pay 2.6% + 10¢ per tap or dip for Visa, Mastercard, Discover, and American Express
- Accept Chip Cards and Contactless Payments Anywhere
Square Terminal
- 2.6% + 10¢ per tap, dip, or swipe
- Fully integrated POS system with built-in receipt printer
- 5.5" display
Which is Better: Helcim or Square?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Stripe.
In short: Helcim's customer service is noteworthy. Square's equipment and low volume business are impressive.
Articles on Helcim
Helcim Review
Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?
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