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Helcim vs Stripe

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to Stripe? Read our comparison chart below.

 Helcim
 Visit SiteLearn More
 

Helcim

Stripe

SPECIAL OFFER
Start Accepting Payments Fast - Learn More

Read Helcim Review

SPECIAL OFFER
Online Payment Processing - Learn More

Read Stripe Review

 

Benefits and Features

Customer ServicePhone, email, or schedule callbackPhone (by request), Email, Live Chat, IRC
Good ForSmall-mid sized businesses; Seasonal businessesOnline businesses; Customized checkout experience
Equipment
$109 for Helcim card reader
Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)
Pricing Model
Interchange-Plus
Flat rate
ACH Payments
0.5% + $0.25 per transaction
 
Swipe RateInterchange + 0.30% + 8¢ (for processing up to $25,000/mo; discounts for larger volume)
2.7% + 5¢
Online RateInterchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)
2.9% + 30¢
Monthly Fee
No monthly fee
No monthly fees
Keyed-in Transaction FeeInterchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)
3.4% + 30¢
Deposit Time
1-2-day funding
7-14 days after the first successful payment
Chargeback Fee$15 ($0 if you win the dispute)
$15
 

CreditDonkey® Reviews

 Helcim
PriceStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarStarHalf Star
EquipmentStarStarStarEmpty StarEmpty Star
ContractStarStarStarStarStar
EcommerceStarStarStarStarEmpty Star
High Volume BusinessStarStarStarEmpty StarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
Cons:
  • Only one equipment option
  • Not for high-risk businesses
Bottom LineExcellent interchange-plus provider if you're looking for overall value and service... Read full review Read full review
 Visit SiteLearn More

Online Payment Processing

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Helcim

Start Accepting Payments Fast

  • Interchange Plus Pricing
  • No Monthly Fees
  • No Contracts
Helcim Card Reader for $109

Helcim Card Reader for $109

  • Tap & Pay
  • Chip & PIN
  • PIN Debit
  • Email receipts
  • Inventory and customer tracking
  • Analytics & reporting
  • Batch history
  • Card on file

Which is Better: Helcim or Stripe?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.


Articles on Helcim

Helcim

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

Articles on Stripe

Stripe Review

Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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