Helcim vs Stripe

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to Stripe? Read our comparison chart below.

Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.

While Stripe has 2.7% + $0.05 per swiped transaction and 2.9% + $0.30 per online transaction. There is no monthly fees and no contract. With customizable API, Stripe offers complete personalization of your online checkout experience.

Compare Helcim with Stripe, side-by-side. Read on for an in-depth look, including ratings and reviews.

		StripeSquarePayment DepotVenmo
	Visit Site	Learn More
	Helcim	Stripe
	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review	SPECIAL OFFER Online Payment Processing - Learn More Read Stripe Review
	Benefits and Features
Monthly Fee	No monthly fees	No monthly fees
Good For	Small-mid sized businesses; Seasonal businesses	Online businesses; Customized checkout experience
Equipment	$109 for Helcim card reader; $349 for Helcim smart terminal	Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)
Accept International Payments	Customers can purchase in CAD/USD (not their local currency) from any location	135+ currencies
Customer Service	Phone, email, or schedule callback	Phone (by request), Email, Live Chat, IRC
Fraud Prevention Tools
Invoice Management
Pricing Model	Interchange plus	Flat rate (also offers customized pricing packages)
Recurring Billing
ACH Payments	0.5% + $0.25 per transaction
Swipe Rate	Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)	2.7% + $0.05
Online Rate	Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)	2.9% + $0.30
Keyed-in Transaction Fee	Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)	3.4% + 30¢
Deposit Time	1-2-day funding	7-14 days after the first successful payment
Chargeback Fee	$15 ($0 if you win the dispute)	$15
	CreditDonkey® Reviews
Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only one equipment option Not for high-risk businesses
Bottom Line	Excellent interchange-plus provider if you're looking for overall value and service... Read full review	Read full review
	Visit Site	Learn More
	Start Accepting Payments Fast Helcim Card Reader for $109 Helcim Free Credit Card Processing	Online Payment Processing
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Start Accepting Payments Fast

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• Interchange Plus Pricing
• No Monthly Fees
• No Contracts

Helcim Card Reader for $109

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• Tap & Pay
• Chip & PIN
• PIN Debit
• Email receipts
• Inventory and customer tracking
• Analytics & reporting
• Batch history
• Card on file

Helcim Free Credit Card Processing

Pass on your credit card processing fees to your customers and clients to accept credit cards at no cost (0%). Easily navigate surcharges, convenience fees, and service charges with Helcim Fee Saver.

Learn More

Which is Better: Helcim or Stripe?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.

Articles on Helcim

Helcim

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

• Helcim vs Square
• Helcim vs PayPal
• Helcim vs Payment Depot

Articles on Stripe

Stripe Closed My Account

If Stripe closed your account, it's likely because of excessive chargebacks or a breach of Stripe's terms. Here's what you can do about it.

• Stripe vs Venmo

Stripe Alternatives

Don't miss out on the top-rated Stripe alternatives for 2023. Learn about payment processors that rival Stripe's capabilities.

Stripe Review

Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you.

Which Do You Think is Best?

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