goHenry vs Marcus by Goldman Sachs

goHenry is a good banking app with fun educational content. How does it compare to Marcus? Read our comparison chart below.

goHenry is a financial learning app for ages 6-18. It lets kids spend with a debit card, set savings goals, get paid for chores, and more. The app evolves with kids to suit their needs at different ages. Plans start from $4.99/mo per child.

While Marcus offers savings accounts, term CDs, and a no-penalty CD. It has no checking or ATM network. Savings account requires just $1 to earn stated APY while CDs have $500 minimum opening deposit. There are no service fees.

Compare goHenry with Marcus, side-by-side. Read on for an in-depth look, including ratings and reviews.

		MarcusGreenlightBusyKidFamZooCurrentCIT BankDiscover Bank
	goHenry	Marcus by Goldman Sachs
	SPECIAL OFFER GoHenry Kids' Debit Card - Learn More Read goHenry Review	SPECIAL OFFER Marcus Online Savings - Earn 3.75% APY - Learn More Read Marcus Review
	Benefits and Features
Savings	Create savings goals; No APY	3.75% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement.
CD		3.70% to 4.75% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.40%. $500 minimum to open. No monthly service fee.
Checking	Debit card up to 4 kids (Family Plan); 1 debit card (Individual Child)
Kids Debit Card
Customer Service		Monday - Saturday: 8:00 am - 10:00 pm (ET) Saturday - Sunday: 9:00 am - 7:00 pm ET
Minimum Deposit to Open	$5
Mobile App	iOS & Android	None
ATMs	$1.50 per withdrawal for domestic ATMs; $2.00 for international ATMs. ATM owners may also charge a fee.	None
Locations		Online Only
Monthly Fee	Individual Child - $4.99 per month Family Plan - $9.98 per month
	CreditDonkey® Reviews
Savings
Minimum Deposit
Checking
Price
Customer Service
Mobile App
Ease of Use
Education
Pros & Cons	Pros: App evolves with your child Flexible parental controls Game-like educational tools Cons: Accounts don't earn interest Can't cancel through the app
Bottom Line	Good banking app with fun educational content... Read full review	Read full review
	GoHenry Kids' Debit Card	Marcus Online Savings - Earn 3.75% APY 12-month High-Yield CD - Earn 4.50% APY 13-month No-Penalty CD - Earn 3.85% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. goHenry: Pricing information from published website as of 05/01/2022 Marcus: Information including rates, fees, terms, and benefits was obtained on February 28, 2023 from published websites and is believed to be accurate, but not guaranteed.

GoHenry Kids' Debit Card

• Real-time spend notifications.
• Block and unblock cards easily.
• Teach financial independence safely.

GoHenry card is issued by Community Federal Savings Bank, member FDIC

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Which is Better: goHenry or Marcus?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing goHenry or Chase.

Articles on goHenry

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