Acorns Early vs Marcus by Goldman Sachs

Acorns Early is a good banking app with fun educational content. How does it compare to Marcus? Read our comparison chart below.

Acorns Early is a financial learning app for ages 6-18. It lets kids spend with a debit card, set savings goals, get paid for chores, and more. The app evolves with kids to suit their needs at different ages. Plans start from $5/mo per child.

While Marcus offers savings accounts, term CDs, and a no-penalty CD. It has no checking or ATM network. Savings account has no minimum deposit required to open while CDs have $500 minimum opening deposit. There are no service fees.

Compare Acorns Early with Marcus, side-by-side. Read on for an in-depth look, including ratings and reviews.

	Acorns Early	Marcus by Goldman Sachs

	Visit Site	Learn More
	SPECIAL OFFER Acorns Early Kids' Debit Card - Learn More Read Acorns Early Review	SPECIAL OFFER Marcus Online Savings - Earn 3.75% APY - Learn More Read Marcus Review
	Benefits and Features
Savings	Create savings goals; No APY (parent-paid interest only)	3.75% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
CD		3.75% to 4.40% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.25%. $500 minimum to open. No monthly service fee.
Checking	Debit card up to 4 kids (Family Plan); 1 debit card (Individual Child)	N/A
Kids Debit Card
Money Market		N/A
Mobile App	iOS & Android	iOS & Android
ATMs	No fee for either domestic (US) or international ATM use. ATM owners may charge a fee.	None
	CreditDonkey® Reviews

Savings
Minimum Deposit
Checking
Price
Mobile App
Customer Service
Ease of Use
Education
Pros & Cons	Pros: App evolves with your child Flexible parental controls Game-like educational tools Cons: Accounts don't earn interest Can't cancel through the app
Bottom Line	Good banking app with fun educational content... Read full review	Read full review
	Visit Site	Learn More
	Acorns Early Kids' Debit Card Acorns Early Debit Card for Kids and Teens Acorns Early Debit Card for Kids 6-18	Marcus Online Savings - Earn 3.75% APY 14-Month High-Yield CD - 4.40% APY 9-Month High-Yield CD - 4.30% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Acorns Early: Pricing information from published website as of 11/30/2024. Marcus: Information including rates, fees, terms, and benefits was obtained on April 18, 2025 from published websites and is believed to be accurate, but not guaranteed.

Acorns Early Kids' Debit Card

Real-time spend notifications.
Block and unblock cards easily.
Teach financial independence safely.

Acorns Early card is issued by Community Federal Savings Bank, member FDIC

Acorns Early Debit Card for Kids and Teens

For kids ages 6-18
Customize chores and allowance
Set spending controls and limits
$5/mo per child

Acorns Early card is issued by Community Federal Savings Bank, member FDIC

Acorns Early Debit Card for Kids 6-18

Over 2 million members
Customize chores and allowance
Full parental controls - monitor transactions, set spending limits, block unsafe merchants
Teach kids financial responsibility safely
30 days free; then $5/mo per child

Acorns Early card is issued by Community Federal Savings Bank, member FDIC

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