GO2bank vs Chime

GO2bank is a solid mobile bank with interest and good benefits, but beware of some fees. How does it compare to Chime? Read our comparison chart below.

	GO2bank	Chime
	SPECIAL OFFER Referral Program - Up to $1,500 Bonus - Learn More Read GO2bank Review	SPECIAL OFFER Get Started - Learn More Read Chime Review
	Benefits and Features
Savings	1% APY on savings, paid quarterly on balances up to $5,000	2.00% Annual Percentage Yield (APY).
Checking	No monthly fees with eligible direct deposit (otherwise $5 per month)	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly Fee	$0/mo with eligible direct deposit (otherwise $5 per month)	$0
Minimum Deposit to Open	$0	$0
Mobile App	iOS & Android	iOS & Android
ATMs	Over 55,000 fee-free AllPoint ATMs	Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Customer Service	Mon - Sun 5am - 9pm PST, phone and live chat	24/7
Locations	Online only	Online only
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
Pros & Cons	Pros: Interest on savings Get paycheck up to 2 days early Up to $200 overdraft coverage Cons: $4.95 for cash deposits Need direct deposit to waive monthly fee	Pros: No account fees Get paycheck 2 days early Up to $200 overdraft coverage Cons: Hard to deposit cash
Bottom Line	Solid mobile bank with interest and good benefits, but beware of some fees... Read full review	Read full review
	Referral Program - Up to $1,500 Bonus Cash a Check and Get $5 Credit GO2bank Online & Mobile Banking	Get Started Refer a Friend and Get $100 Chime Second Chance Banking
GO2bank: Information sourced from the published website as of 02/16/2024. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Which is Better: GO2bank or Chime?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing GO2bank or Chase.

In short: Chime's checking is excellent.