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Found vs Current

Found is a free business banking app with good tax tools, but lacks some basic features. How does it compare to Current? Read our comparison chart below.

Found is a business banking account for the self-employed. It keeps track of write-offs, auto saves for taxes, and even makes your quarterly tax payments for you. Plus, you get free unlimited invoices. There's no monthly fee.

While Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

Compare Found with Current, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 FoundCurrent
 Visit SiteVisit Site
 

Found

Current

SPECIAL OFFER
Free Business Banking for the Self-Employed - Learn More

Read Found Review

SPECIAL OFFER
Build Credit While You Bank - Learn More

Read Current Review

 

Benefits and Features

SavingsOnly includes a Tax Savings Account with auto-save featureUp to 4.00% bonus on your Savings Pod, on up to a total of $6,000
CheckingNo required monthly fees; no minimum balance fees; no overdraft feesEarn up to 15x points on purchases at participating merchants
Monthly Fee
$0
$0
Kids Debit Card 
Check
APY
N/A
 
Minimum Deposit to Open
$0
$0
Mobile App 
iOS & Android
ACH Transfer Fee
$0
 
ATMsAny ATM that accepts Mastercard; No ATM fees from Found, but owner may charge a feeFree access to 40,000+ Allpoint ATMs
Balance Requirement
$0
 
Cash Deposit Fee
$2
 
Customer Service
Monday – Friday 9am – 5pm PST
 
Incoming Wire Transfer Fee
N/A
 
Locations
Online only
 
Out of Network ATM FeeStandard ATM fees charged by the owner 
Outgoing Wire Transfer Fee
N/A
 
Overdraft Fee
$0
 
 

CreditDonkey® Reviews

 FoundCurrent
SavingsStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
Minimum DepositStarStarStarStarStarStarStarStarStarStar
CheckingStarStarStarStarStarStarStarStarStarStar
Mobile AppStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarEmpty StarEmpty Star
PriceStarStarStarStarStar
Ease of UseStarStarStarStarStar
EducationStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • No required monthly fees
  • Built-in tax tools
  • Unlimited invoicing
Cons:
  • No free ATMs
  • No APY with the free version
  • Fee to deposit cash
Pros:
  • High savings rate
  • Up to 15x cash back at 14k stores
  • Ability to deposit cash
Cons:
  • No web platform
  • Email-based support only
  • Requires direct deposit to earn the boosted bonus
Bottom LineFree business banking app with good tax tools, but lacks some basic features... Read full reviewSimple, digital-only banking app with impressive bonus and cashback... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Found

Free Business Banking for the Self-Employed

  • Banking, taxes, bookkeeping – all in one place
  • Automatically find tax write-offs and save for taxes
  • Track and categorize expenses with custom rules
  • Free unlimited custom invoices
  • Easy sign up; no credit check
Found is a financial technology company, not a bank. Business banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
Found

Free Business Banking for the Self-Employed

  • $0 monthly service fees or minimums
  • Automatically find tax write-offs and track expenses
  • Auto-save for taxes
  • Photo receipt capture
  • Free unlimited custom invoices
  • Easy sign up; no credit check
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC.
Found

Found Plus Business Banking

  • $19.99/month or $149.99/year
  • Earn 1.5% APY on balances up to $20,000
  • Auto-import expense from receipt
  • Automatically find tax write-offs and track expenses
  • Pay taxes directly from the app
  • Free unlimited custom invoices
  • Custom bookkeeping categories
  • Priority customer support
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC
Current

Build Credit While You Bank

  • Get Paid Up to 2 Days Faster
  • Build credit and earn points with every swipe
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No credit check, minimum balance or hidden fees
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
Current

Current Savings - Up to 4.00% bonus

  • 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
  • Simply add money to your Savings Pods and enable the Boost feature.
  • Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
  • Bonuses accumulate daily.
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Which is Better: Found or Current?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Found or Novo.

In short: Current's savings is worth mentioning.


Articles on Found

Found Business Banking Review

Found Business Banking offers helpful tax and invoicing tools for self-employed people. But it lacks other basic features. Here's what you need to know.

Articles on Current

Current Banking Review

Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review.

Which Do You Think is Best?





Which Bank Account is Right for You?


About CreditDonkey
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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