Fifth Third Bank vs North One

Fifth Third Bank is a midwest & Southwest bank with high balance requirements. How does it compare to North One? Read our comparison chart below.

Fifth Third Bank has 1,300 branches across the Midwest and Southwest. Basic checking account requires $1,500 minimum balance to avoid fees. Promotional CD offers a high APY for terms up to 60 months with a $5,000 minimum opening deposit.

While North One offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

Compare Fifth Third Bank with North One, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Fifth Third Bank	North One
	Member FDIC
	Learn More	Visit Site
	SPECIAL OFFER Fifth Third Business Checking Account™ - Learn More Read Fifth Third Bank Review	SPECIAL OFFER North One Free Business Banking - Up to 2.50% APY - Learn More Read North One Review
	Benefits and Features
Savings	0.01% APY	No savings account, but you can create unlimited envelopes for savings goals
CD	0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 3.00% to 4.16% APY. Terms are 3, 7, 13, and 24 months, minimum deposit of $5,000.
Checking	Fifth Third Momentum® Checking: No monthly service charge Fifth Third Preferred Checking®: Interest-bearing checking account Fifth Third Student Banking: Personal checking account for students age 13 and up.	$0 monthly fee; no balance requirements
Monthly Fee		$0
Money Market	0.01% APY Standard Rate (0.01% Relationship Rate)
APY		up to 3.00% APY for Plus Accounts; up to 2.50% APY for Standard Accounts that meet eligibility requirements
Minimum Deposit to Open		$50
ACH Transfer Fee		$0
ATMs	2,100+ Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide	38,000+ MoneyPass ATMs
Balance Requirement		None
Cash Deposit Fee		up to $4.95; 1 refund/month (Standard members); 3 refunds/month (Plus members)
Customer Service	Mon-Fri 8:00 am - 6:00 pm (EST) Sat 10:00 am - 4:00 pm (EST)	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.
Incoming Wire Transfer Fee		$0 for domestic wires
Locations	1,087 branch locations	Online only
Out of Network ATM Fee		Fee from ATM owner
Outgoing Wire Transfer Fee		$20 for domestic wires
Overdraft Fee		$0
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Mobile App
Customer Service
Fees
Pros & Cons	Pros: Free Express Checking Free student checking Promo CD with high APY Cons: Higher balance requirements Low savings APY Limited branches	Pros: No monthly fees Unlimited envelopes App integrations Cons: No international wires Cash deposit fee
Bottom Line	Midwest & Southwest bank with high balance requirements... Read full review	Good business banking features and tools with no monthly fees... Read full review
	Learn More	Visit Site
	Fifth Third Business Checking Account™ Personal Checking Account - $350 Bonus	North One Free Business Banking - Up to 2.50% APY North One Plus Business Banking - Up to 3.00% APY North One Free Business Banking - Up to 2.50% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Fifth Third Bank: Pricing information from published website as of 06/06/2025 based on 45202 zip code. North One: Information sourced from the published website as of 02/25/2025.

North One Free Business Banking - Up to 2.50% APY

2.50% APY on balances up to $250,000 for eligible customers
Business banking for teams
Automatic invoice ingestion and payments
Sales and revenue analytics
Unlimited account envelopes
Close to 100 integrations
Over $5000 in perks for new customers
No monthly fees, no application fees, no minimum balance

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

North One Plus Business Banking - Up to 3.00% APY

3.00% APY on balances up to $250,000 for eligible customers
Priority email/chat support
Dedicated relationship manager
Implementation and onboarding assistant
$0 same-day ACH payments, bill payments, and physical checks
Lowest transaction fees
$50 minimum opening deposit
$20 monthly fee

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

North One Free Business Banking - Up to 2.50% APY

2.50% APY on balances up to $250,000 for eligible customers
Unlimited envelopes for all your business budgets
Integrations with popular accounting and payment processing apps
Automate your bill payments
$50 minimum opening deposit

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

Which is Better: Fifth Third Bank or North One?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Fifth Third Bank or Chase.

In short: North One's checking and customer service are worth mentioning. In particular, the customer service is outstanding.

Articles on Fifth Third Bank

Fifth Third Bank Review

Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.