Dollar Savings Direct vs TD Bank
Dollar Savings Direct is an online-only bank with good APY and no fees. How does it compare to TD Bank? Read our comparison chart below.
Dollar Savings Direct | TD Bank | |
---|---|---|
Dollar Savings Accountâ„¢ - 4.85% APY - | TD $300 Beyond Checking Bonus - | |
Benefits and Features | ||
Savings | 0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older. | |
CD | 1.00% APY (up to 4.00% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account). | |
Checking | TD Complete Checking, TD Beyond Checking, TD Essential Banking | |
Mobile App | ||
ATMs | 2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida | |
Customer Service | 24/7 Live Customer Service (Telephone) | |
IRA CD | 1.00% APY (up to 4.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). | |
Locations | ||
CreditDonkey® Reviews | ||
Savings | ||
CD | ||
Fees | ||
APY | ||
Checking | ||
Money Market | ||
Mobile App | ||
Customer Service | ||
Pros & Cons | Pros:
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Bottom Line | Online-only bank with good APY and no fees... | East Coast bank with relatively low minimum balance requirements... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Dollar Savings Direct: Information sourced from the published website as of 11/08/2024. TD Bank: Pricing information from published website as of 11/26/2024 based on 08034 zip code. |
Which is Better: Dollar Savings Direct or TD Bank?
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