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Dharma vs Payline


 Payline
 Learn MoreVisit Site
 

Dharma

Payline

 

Benefits and Features

Monthly Fee
Starts at $15/month
  • $10 per month for in-person processing
  • $20 per month for online processing
  • $10 per month for virtual terminal
Good ForBusinesses processing $10,000 or more per monthBusinesses processing $5,000 or more per month
EquipmentPOS (EMV Chip & PIN, Chip & Signature, Contactless, NFC, Magstripe), Mobile Payment Processing, Virtual TerminalPOS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Customer ServicePhone, Email, Live Chat Support
Phone, Email
Pricing Model
Interchange plus
Interchange-Plus
Swipe Rate
Interchange + 0.15% + $0.08
Interchange + 0.4% + $0.10
Online Rate
Interchange + 0.20% + $0.11
Interchange + 0.75% + $0.20
Keyed-in Transaction Fee
Interchange + 0.20% + $0.11
Interchange + 0.75% + $0.20
Deposit Time
  • Next day Funding (available for card-present merchants)
  • 2 business days for card-not-present
Next business day
Chargeback Fee
$25/instance
$25
 

CreditDonkey® Reviews

 Payline
PriceStarStarStarStarHalf Star
EquipmentStarStarStarStarEmpty Star
ContractStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty Star
EcommerceStarStarStarEmpty StarEmpty Star
High Volume BusinessStarStarStarStarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • User-friendly interface
  • Transparent interchange-plus pricing model
Cons:
  • Monthly fee
  • $25 monthly minimum processing requirement
Bottom LineGood credit card processor for most businesses... Read full review
 Learn MoreVisit Site

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