Dharma vs Payline

	DharmaSquareStripe
	Learn More	Visit Site
	Dharma	Payline
	Benefits and Features
Monthly Fee	Starts at $15/month	$10 per month for in-person processing $20 per month for online processing $10 per month for virtual terminal
Good For	Businesses processing $10,000 or more per month	Businesses processing $5,000 or more per month
Equipment	POS (EMV Chip & PIN, Chip & Signature, Contactless, NFC, Magstripe), Mobile Payment Processing, Virtual Terminal	POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Customer Service	Phone, Email, Live Chat Support	Phone, Email
Pricing Model	Interchange plus	Interchange-Plus
Swipe Rate	Interchange + 0.15% + $0.08	Interchange + 0.4% + $0.10
Online Rate	Interchange + 0.20% + $0.11	Interchange + 0.75% + $0.20
Keyed-in Transaction Fee	Interchange + 0.20% + $0.11	Interchange + 0.75% + $0.20
Deposit Time	Next day Funding (available for card-present merchants) 2 business days for card-not-present	Next business day
Chargeback Fee	$25/instance	$25
	CreditDonkey® Reviews
Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons		Pros: User-friendly interface Transparent interchange-plus pricing model Cons: Monthly fee $25 monthly minimum processing requirement
Bottom Line		Good credit card processor for most businesses... Read full review
	Learn More	Visit Site

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