Dharma vs Payline
Dharma is a transparent merchant account provider for businesses processing $10k+ a month. How does it compare to Payline? Read our comparison chart below.
Dharma charges a low Interchange-Plus rate of $0.15% + $0.07 + Interchange for swiped transactions, plus a $20 monthly fee. There is no contract. Dharma usually works with established high-volume merchants.
While Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.
Compare Dharma with Payline, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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 |  | |
Dharma | Payline | |
|---|---|---|
Free 1st Month of Processing - | ||
Benefits and Features | ||
| Customer Service | Phone, Email, Live Chat Support | |
| Good For | Businesses processing $10,000 or more per month | Businesses processing $5,000 or more per month |
| Equipment | POS (EMV Chip & PIN, Chip & Signature, Contactless, NFC, Magstripe), Mobile Payment Processing, Virtual Terminal | POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing |
| Pricing Model | ||
| Swipe Rate | ||
| Online Rate | ||
| Monthly Fee |
| |
| Keyed-in Transaction Fee | ||
| Deposit Time |
| |
| Chargeback Fee | ||
CreditDonkey® Reviews | ||
| ||
| Price |   | |
| Customer Service | |  |
| Equipment | | |
| Contract | | |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Transparent merchant account provider for businesses processing $10k+ a month... | Good credit card processor for most businesses... |
| | |
Free 1st Month of Processing
- Interchange Plus Pricing
- Next Day Funding
- No Long Term Agreements
Which is Better: Dharma or Payline?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Dharma or Square.
In short: Dharma's ecommerce is notable. Payline's low volume business is noteworthy.
Articles on Dharma
Dharma
Dharma Merchant Services is an affordable credit card processing service for mid- to large-sized businesses. Read this review to find out if it's the right fit for your business.
Articles on Payline
Payline Data Review
Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.
Which Do You Think is Best?
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