Dharma vs PayPal
Dharma is a transparent merchant account provider for businesses processing $10k+ a month. How does it compare to PayPal? Read our comparison chart below.
Dharma charges a low Interchange-Plus rate of $0.15% + $0.07 + Interchange for swiped transactions, plus a $20 monthly fee. There is no contract. Dharma usually works with established high-volume merchants.
While PayPal has a low flat-rate fee of 2.7% per swiped transaction. It has the ability to accept PayPal payments both in-person and on your website. There is no contract and no monthly fees for the basic plan.
Compare Dharma with PayPal, side-by-side.
Dharma | PayPal | |
|---|---|---|
Benefits and Features | ||
| Customer Service | Phone, Email, Live Chat Support | Phone, Email, Live Chat Support, PayPal Community |
| Good For | Businesses processing $10,000 or more per month | Accepting Paypal payments; Small businesses with average transaction under $100 |
| Equipment | POS (EMV Chip & PIN, Chip & Signature, Contactless, NFC, Magstripe), Mobile Payment Processing, Virtual Terminal | PayPal Zettle card readers and terminals |
| Accept International Payments | ||
| Fraud Prevention Tools |  | |
| Invoice Management | | |
| Pricing Model | ||
| Recurring Billing | | |
| Swipe Rate | ||
| Online Rate | ||
| Monthly Fee | No monthly fees; $30/month for PayPal Payments Pro | |
| Keyed-in Transaction Fee | ||
| Deposit Time |
| Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee |
| Chargeback Fee | ||
CreditDonkey® Reviews | ||
| Price |   | |
| Customer Service | | |
| Equipment |  | |
| Contract | | |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Transparent merchant account provider for businesses processing $10k+ a month... | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Dharma or Square.
Articles on Dharma
Dharma Merchant Services Review
Which Do You Think is Best?
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