Current vs goHenry
Current is a simple, digital-only banking app with impressive APY and cashback. How does it compare to goHenry? Read our comparison chart below.
Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.
While goHenry is a financial learning app for ages 6-18. It lets kids spend with a debit card, set savings goals, get paid for chores, and more. The app evolves with kids to suit their needs at different ages. Plans start from $4.99/mo per child.
Compare Current with goHenry, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Visit Site | Visit Site | |
Current | goHenry | |
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Build Credit While You Bank - | GoHenry Kids' Debit Card - | |
Benefits and Features | ||
Savings | Up to 4.00% APY on your Savings Pod, on up to a total of $6,000 | |
Checking | Earn up to 15x points on purchases at participating merchants | Debit card up to 4 kids (Family Plan); 1 debit card (Individual Child) |
Kids Debit Card | ![]() | ![]() |
Minimum Deposit to Open | ||
Mobile App | ||
ATMs | Free access to 40,000+ Allpoint ATMs | $1.50 per withdrawal for domestic ATMs; $2.00 for international ATMs. ATM owners may also charge a fee. |
Monthly Fee | Individual Child - $4.99 per month Family Plan - $9.98 per month | |
CreditDonkey® Reviews | ||
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Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Minimum Deposit | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Price | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Ease of Use | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Education | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Pros & Cons | Pros:
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Bottom Line | Simple, digital-only banking app with impressive APY and cashback... | Good banking app with fun educational content... |
Visit Site | Visit Site | |
Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. goHenry: Pricing information from published website as of 05/01/2022 |
Build Credit While You Bank
- Get Paid Up to 2 Days Faster
- Build credit and earn points with every swipe
- 40,000 fee-free Allpoint ATMs in the U.S.
- No credit check, minimum balance or hidden fees
Current Savings with Interest - Up to 4% APY
- 4.00% APY on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25% APY.)
- Simply add money to your Savings Pods and enable the Interest feature.
- Earn interest on up to 3 Savings Pods, up to $2,000 balance each.
- Interest accumulates daily.
Convenient Teen Account With Debit Card
- Easy transfers, set spending limits, automate allowances
- Age: 13 years and older
- Fees: No monthly or annual fee
GoHenry Kids' Debit Card
- Real-time spend notifications.
- Block and unblock cards easily.
- Teach financial independence safely.
GoHenry Debit Card and Education App for Kids
- Spend, save, and learn all in one app
- Chores and allowance tools
- In-app money lessons for the real world
- Evolves with kids as they grow
- $4.99/mo per child
GoHenry Debit Card for Kids 6-18
- Over 2 million members
- Customize chores and allowance
- Full parental controls - monitor transactions, set spending limits, block unsafe merchants
- Teach kids financial responsibility safely
- 30 days free; then $4.99/mo per child
Which is Better: Current or goHenry?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Current or Chase.
In short: Current's savings, checking, price, and mobile app are worth mentioning. In particular, the checking, price, and mobile app are outstanding. goHenry's education is excellent.