Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Current vs goHenry

Current is a simple, digital-only banking app with impressive APY and cashback. How does it compare to goHenry? Read our comparison chart below.

Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

While goHenry is a financial learning app for ages 6-18. It lets kids spend with a debit card, set savings goals, get paid for chores, and more. The app evolves with kids to suit their needs at different ages. Plans start from $4.99/mo per child.

Compare Current with goHenry, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 CurrentgoHenry
 Visit SiteVisit Site
 

Current

goHenry

SPECIAL OFFER
Build Credit While You Bank - Learn More

Read Current Review

SPECIAL OFFER
GoHenry Kids' Debit Card - Learn More

Read goHenry Review

 

Benefits and Features

SavingsUp to 4.00% APY on your Savings Pod, on up to a total of $6,000
Create savings goals; No APY
CheckingEarn up to 15x points on purchases at participating merchantsDebit card up to 4 kids (Family Plan); 1 debit card (Individual Child)
Monthly Fee
$0
Individual Child - $4.99 per month
Family Plan - $9.98 per month
Kids Debit Card
Check
Check
Minimum Deposit to Open
$0
$5
Mobile App
iOS & Android
iOS & Android
ATMsFree access to 40,000+ Allpoint ATMsNo fee for either domestic (US) or international ATM use. ATM owners may charge a fee.
 

CreditDonkey® Reviews

 CurrentgoHenry
SavingsStarStarStarStarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStarStarStarStarStarStar
CheckingStarStarStarStarStarStarStarStarHalf StarEmpty Star
PriceStarStarStarStarStarStarStarHalf StarEmpty StarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarStarEmpty Star
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
Ease of UseStarStarStarStarStarStarStarStarStarStar
EducationStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Pros & ConsPros:
  • High savings rate
  • Up to 15x cash back at 14k stores
  • Ability to deposit cash
Cons:
  • No web platform
  • Email-based support only
  • Requires direct deposit to earn the boosted APY
Pros:
  • App evolves with your child
  • Flexible parental controls
  • Game-like educational tools
Cons:
  • Accounts don't earn interest
  • Can't cancel through the app
Bottom LineSimple, digital-only banking app with impressive APY and cashback... Read full reviewGood banking app with fun educational content... Read full review
 Visit SiteVisit Site

Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

goHenry: Pricing information from published website as of 11/26/2023.

Current

Build Credit While You Bank

  • Get Paid Up to 2 Days Faster
  • Build credit and earn points with every swipe
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No credit check, minimum balance or hidden fees
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
Current

Current Savings with Interest - Up to 4% APY

  • 4.00% APY on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25% APY.)
  • Simply add money to your Savings Pods and enable the Interest feature.
  • Earn interest on up to 3 Savings Pods, up to $2,000 balance each.
  • Interest accumulates daily.
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
GoHenry Kids' Debit Card

GoHenry Kids' Debit Card

  • Real-time spend notifications.
  • Block and unblock cards easily.
  • Teach financial independence safely.
GoHenry card is issued by Community Federal Savings Bank, member FDIC
GoHenry Debit Card and Education App for Kids

GoHenry Debit Card and Education App for Kids

  • Spend, save, and learn all in one app
  • Chores and allowance tools
  • In-app money lessons for the real world
  • Evolves with kids as they grow
  • $4.99/mo per child
GoHenry card is issued by Community Federal Savings Bank, member FDIC
GoHenry Debit Card for Kids 6-18

GoHenry Debit Card for Kids 6-18

  • Over 2 million members
  • Customize chores and allowance
  • Full parental controls - monitor transactions, set spending limits, block unsafe merchants
  • Teach kids financial responsibility safely
  • 30 days free; then $4.99/mo per child
GoHenry card is issued by Community Federal Savings Bank, member FDIC

Which is Better: Current or goHenry?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Current or Chase.

In short: Current's savings, checking, price, and mobile app are worth mentioning. In particular, the checking, price, and mobile app are outstanding. goHenry's education is excellent.


Articles on Current

Current Banking Review

Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review.

Articles on goHenry

GoHenry

GoHenry offers kids a debit card and fun money lessons. But is it worth the monthly fee? Find out the pros, cons, and whether it's safe for your child.

GoHenry vs Greenlight

GoHenry vs Greenlight: Which is the best debit card for kids? Find out the pros, cons, and differences between GoHenry and Greenlight.

How Much Does GoHenry Cost

Is GoHenry worth the monthly fee? Find out if GoHenry is a good debit card for kids. Plus, check out the best free GoHenry alternatives.

Is GoHenry Safe

GoHenry offers financial education in a banking app and debit card for children. But is it safe and secure?

Which Do You Think is Best?





You Might Also Like

Greenlight vs GoHenry vs FamZoo

Greenlight vs GoHenry vs FamZoo

Greenlight, GoHenry, and FamZoo offer debit cards with parental controls. Find out which is best to teach children about money.
Best Prepaid Cards for Kids

Best Prepaid Cards for Kids

Which prepaid debit card is best for your child? Compare the pros, cons, and cost of the top prepaid cards for kids.
Best Debit Card for Teens

Best Debit Card for Teens

Is your teenager ready to have a debit card? Take a look at the pros, cons, and fees of the top 8 best debit cards for teens.
Best Free Debit Card for Kids and Teens

Best Free Debit Card for Kids and Teens

Are free debit cards for kids safe and legit? Compare the top 9 best free debit cards for teens and kids under 13.
Greenlight Alternatives
Greenlight

Greenlight Alternatives

Check out the top alternatives to Greenlight Debit Card for Kids to help you save money and enjoy similar features as Greenlight.
Greenlight Review
Greenlight

Greenlight Review

Looking to teach your kids or tweens how banks and debit cards really work? Greenlight may be for you. Learn the pros, cons, fees, and more in this review.
Best First Checking Account for Kids

Best First Checking Account for Kids

Financial literacy doesn't happen overnight. Help your child develop good money habits with these starter checking accounts for kids.

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.