Current vs goHenry

Current is a simple, digital-only banking app with impressive APY and cashback. How does it compare to goHenry? Read our comparison chart below.

Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

While goHenry is a financial learning app for ages 6-18. It lets kids spend with a debit card, set savings goals, get paid for chores, and more. The app evolves with kids to suit their needs at different ages. Plans start from $4.99/mo per child.

Compare Current with goHenry, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Current	goHenry

	Visit Site	Visit Site
	SPECIAL OFFER Build Credit While You Bank - Learn More Read Current Review	SPECIAL OFFER GoHenry Kids' Debit Card - Learn More Read goHenry Review
	Benefits and Features
Savings	Up to 4.00% APY on your Savings Pod, on up to a total of $6,000	Create savings goals; No APY
Checking	Earn up to 15x points on purchases at participating merchants	Debit card up to 4 kids (Family Plan); 1 debit card (Individual Child)
Kids Debit Card
Minimum Deposit to Open	$0	$5
Mobile App	iOS & Android	iOS & Android
ATMs	Free access to 40,000+ Allpoint ATMs	$1.50 per withdrawal for domestic ATMs; $2.00 for international ATMs. ATM owners may also charge a fee.
Monthly Fee	$0	Individual Child - $4.99 per month Family Plan - $9.98 per month
	CreditDonkey® Reviews

Savings
Minimum Deposit
Checking
Price
Customer Service
Mobile App
Ease of Use
Education
Pros & Cons	Pros: High savings rate Up to 15x cash back at 14k stores Ability to deposit cash Cons: No web platform Email-based support only Requires direct deposit to earn the boosted APY	Pros: App evolves with your child Flexible parental controls Game-like educational tools Cons: Accounts don't earn interest Can't cancel through the app
Bottom Line	Simple, digital-only banking app with impressive APY and cashback... Read full review	Good banking app with fun educational content... Read full review
	Visit Site	Visit Site
	Build Credit While You Bank Current Savings with Interest - Up to 4% APY Convenient Teen Account With Debit Card	GoHenry Kids' Debit Card GoHenry Debit Card and Education App for Kids GoHenry Debit Card for Kids 6-18
Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. goHenry: Pricing information from published website as of 05/01/2022

Build Credit While You Bank

Get Paid Up to 2 Days Faster
Build credit and earn points with every swipe
40,000 fee-free Allpoint ATMs in the U.S.
No credit check, minimum balance or hidden fees

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Current Savings with Interest - Up to 4% APY

Learn More

4.00% APY on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25% APY.)
Simply add money to your Savings Pods and enable the Interest feature.
Earn interest on up to 3 Savings Pods, up to $2,000 balance each.
Interest accumulates daily.

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Convenient Teen Account With Debit Card

Easy transfers, set spending limits, automate allowances
Age: 13 years and older
Fees: No monthly or annual fee

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

GoHenry Kids' Debit Card

Real-time spend notifications.
Block and unblock cards easily.
Teach financial independence safely.

GoHenry card is issued by Community Federal Savings Bank, member FDIC

GoHenry Debit Card and Education App for Kids

Spend, save, and learn all in one app
Chores and allowance tools
In-app money lessons for the real world
Evolves with kids as they grow
$4.99/mo per child

GoHenry card is issued by Community Federal Savings Bank, member FDIC

GoHenry Debit Card for Kids 6-18

Over 2 million members
Customize chores and allowance
Full parental controls - monitor transactions, set spending limits, block unsafe merchants
Teach kids financial responsibility safely
30 days free; then $4.99/mo per child

GoHenry card is issued by Community Federal Savings Bank, member FDIC

Which is Better: Current or goHenry?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Current or Chase.

In short: Current's savings, checking, price, and mobile app are worth mentioning. In particular, the checking, price, and mobile app are outstanding. goHenry's education is excellent.

Articles on Current

Current Banking Review

Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review.

Articles on goHenry

GoHenry

GoHenry offers kids a debit card and fun money lessons. But is it worth the monthly fee? Find out the pros, cons, and whether it's safe for your child.