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Current vs Bluevine

Current is a simple, digital-only banking with useful features and impressive cash back. How does it compare to Bluevine? Read our comparison chart below.

 CurrentBluevine
 Visit SiteVisit Site
 

Current

Bluevine

SPECIAL OFFER
Banking for Modern Life - Learn More

Read Current Review

SPECIAL OFFER
Business Checking - Up to 1.5% APY - Learn More

Read Bluevine Review

 

Benefits and Features

Savings4.00% APY on your Savings Pod, on up to a total of $6,000No savings account, but you add 5 free sub accounts
CheckingEarn up to 15x points on purchases at participating merchantsUp to 1.5% APY. No monthly fees; no balance requirements; no overdraft fees
APY 1.5% APY on balances up to $100,000 for customers that meet monthly eligibility requirements
Customer Service Phone and email: Monday - Friday. 8 am to 8 pm EST
Minimum Deposit to Open
$0
$0
Mobile App
iOS & Android
 
ACH Transfer Fee 
$0
ATMsFree access to 40,000+ Allpoint ATMs
37,000+ MoneyPass ATMs
Balance Requirement 
None
Cash Deposit Fee 
$4.95
Incoming Wire Transfer Fee 
$0
Locations 
Online only
Out of Network ATM Fee 
$2.50
Outgoing Wire Transfer Fee 
$15
Overdraft Fee 
$0
Monthly Fee
$0
$0
 

CreditDonkey® Reviews

 CurrentBluevine
SavingsStarStarStarStarEmpty Star
Minimum DepositStarStarStarStarStar
CheckingStarStarStarStarStarStarStarStarStarHalf Star
PriceStarStarStarEmpty StarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarHalf StarEmpty Star
Mobile AppStarStarStarStarStarStarStarEmpty StarEmpty StarEmpty Star
Ease of UseStarStarStarStarStar
EducationStarStarStarEmpty StarEmpty Star
FeesStarStarStarStarStar
Pros & ConsPros:
  • Up to 15x cash back at 14k stores
  • Ability to deposit cash
  • Instant gas hold removals
Cons:
  • Fee required for most features
Pros:
  • High interest rate
  • $0 monthly fee
  • 2 free checkbooks
Cons:
  • Poor app ratings
  • Fees to deposit cash
Bottom LineSimple, digital-only banking with useful features and impressive cash back... Read full reviewFree account with interest for basic business checking needs... Read full review
 Visit SiteVisit Site

Business Checking - Up to 1.5% APY

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Current: Pricing information from published website as of 9/25/2021

Current

Banking for Modern Life

  • Get Paid Up to 2 Days Faster
  • Fee-Free Overdraft up to $200 with Overdrive
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No minimum balance or hidden fees
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC
Current

Convenient Teen Account With Debit Card

  • Easy transfers, set spending limits, automate allowances
  • Age: 13 years and older
  • Fees: No monthly or annual fee
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC
Bluevine

Business Checking - Up to 1.5% APY

  • 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee

Which is Better: Current or Bluevine?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Current or Chase.

In short: Current's mobile app is outstanding.


Articles on Current

Current Banking Review

Current offers banking features like savings, and debit card options — but is it legit? Find out the pros, cons, and how it compares to Chime.

Articles on Bluevine

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

Which Do You Think is Best?





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