Current vs Bluevine

Current is a simple, digital-only banking with useful features and impressive cash back. How does it compare to Bluevine? Read our comparison chart below.

	Current	Bluevine
	SPECIAL OFFER Banking for Modern Life - Learn More Read Current Review	SPECIAL OFFER Business Checking - Up to 1.5% APY - Learn More Read Bluevine Review
	Benefits and Features
Savings	4.00% APY on your Savings Pod, on up to a total of $6,000	No savings account, but you add 5 free sub accounts
Checking	Earn up to 15x points on purchases at participating merchants	Up to 1.5% APY. No monthly fees; no balance requirements; no overdraft fees
APY		1.5% APY on balances up to $100,000 for customers that meet monthly eligibility requirements
Customer Service		Phone and email: Monday - Friday. 8 am to 8 pm EST
Minimum Deposit to Open	$0	$0
Mobile App	iOS & Android
ACH Transfer Fee		$0
ATMs	Free access to 40,000+ Allpoint ATMs	37,000+ MoneyPass ATMs
Balance Requirement		None
Cash Deposit Fee		$4.95
Incoming Wire Transfer Fee		$0
Locations		Online only
Out of Network ATM Fee		$2.50
Outgoing Wire Transfer Fee		$15
Overdraft Fee		$0
Monthly Fee	$0	$0
	CreditDonkey® Reviews
Savings
Minimum Deposit
Checking
Price
Customer Service
Mobile App
Ease of Use
Education
Fees
Pros & Cons	Pros: Up to 15x cash back at 14k stores Ability to deposit cash Instant gas hold removals Cons: Fee required for most features	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Poor app ratings Fees to deposit cash
Bottom Line	Simple, digital-only banking with useful features and impressive cash back... Read full review	Free account with interest for basic business checking needs... Read full review
	Banking for Modern Life Convenient Teen Account With Debit Card Fee-Free Overdraft up to $200 with Overdrive	Business Checking - Up to 1.5% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Current: Pricing information from published website as of 9/25/2021

Banking for Modern Life

• Get Paid Up to 2 Days Faster
• Fee-Free Overdraft up to $200 with Overdrive
• 40,000 fee-free Allpoint ATMs in the U.S.
• No minimum balance or hidden fees

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC

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Convenient Teen Account With Debit Card

Sign Up in 2 Minutes

• Easy transfers, set spending limits, automate allowances
• Age: 13 years and older
• Fees: No monthly or annual fee

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC

Fee-Free Overdraft up to $200 with Overdrive

Learn More

Business Checking - Up to 1.5% APY

• 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
• $0 minimum opening deposit
• $0 monthly service fee

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Which is Better: Current or Bluevine?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Current or Chase.

In short: Current's mobile app is outstanding.

Articles on Current

Current Banking Review

Current offers banking features like savings, and debit card options — but is it legit? Find out the pros, cons, and how it compares to Chime.

• Current vs Chime

Articles on Bluevine

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

• Bluevine vs Novo

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

Which Do You Think is Best?