CIT Bank vs Current
CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Current? Read our comparison chart below.
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| SPECIAL OFFER CIT Bank Money Market Account - Learn MoreRead CIT Bank Review | SPECIAL OFFER Banking for Modern Life - Learn MoreRead Current Review |
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| Benefits and Features |
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Savings | Savings Builder up to 0.70% APY with $25,000+ balance or $100 monthly deposit. | 4.00% APY on your Savings Pod, on up to a total of $6,000 |
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CD | Term CDs up to 0.50% APY. $1,000 minimum opening deposit. | |
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Checking | eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 | Earn up to 15x points on purchases at participating merchants |
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Money Market | 1.00% APY | |
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Customer Service |
- Monday - Friday: 9:00 am - 9:00 pm (ET)
- Saturday: 10:00 am - 6:00 pm (ET)
- Sunday: Closed
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Minimum Deposit to Open | | $0 |
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Mobile App | | iOS & Android |
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ATMs | | Free access to 40,000+ Allpoint ATMs |
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Locations | Online Only | |
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Monthly Fee | | $0 |
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| CreditDonkey® Reviews |
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Savings |      |      |
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Checking |      |      |
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Money Market |      | |
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Customer Service |      |      |
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Mobile App |      |      |
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Minimum Deposit | |      |
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Price | |      |
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Ease of Use | |      |
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Education | |      |
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Pros & Cons | Pros:- High yield
- No monthly service fees
- Low opening deposits
Cons:- No physical locations
- No check writing
| Pros:- Up to 15x cash back at 14k stores
- Ability to deposit cash
- Instant gas hold removals
Cons:- Fee required for most features
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Bottom Line | Solid online bank with excellent rates and no monthly fees... Read full review | Simple, digital-only banking with useful features and impressive cash back... Read full review |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information and data points from published website as of 06/30/2022 Current: Pricing information from published website as of 9/25/2021 |

Member FDIC
Expires 9/23/2022
To get your year of Amazon Prime ($139 cash value):
- Open a new Money Market account using promo code AMZN22.
- Fund your account with $15,000 within 15 days.
- Keep a minimum balance of $15,000 for 60 days.
After 60 days, if you've fulfilled the requirements, CIT will send you an email with your Prime membership code. Existing Amazon Prime members can use the one year of Amazon Prime to renew their membership for an additional year. Limit one Money Market promotion per account and per customer. Conditions apply. See advertiser website for details.

Member FDIC
- 1.00% APY
- $100 minimum opening deposit
- No monthly maintenance fee

Member FDIC
- Earn a competitive high yield savings rate with access and convenience features of an eChecking account.
- Earn 1.35% APY on Savings Connect and up to 0.25% APY on eChecking.
- Minimum of $100 for both the Savings Connect and eChecking to open ($200 total)
- Get Paid Up to 2 Days Faster
- Fee-Free Overdraft up to $200 with Overdrive
- 40,000 fee-free Allpoint ATMs in the U.S.
- No minimum balance or hidden fees
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC
- Easy transfers, set spending limits, automate allowances
- Age: 13 years and older
- Fees: No monthly or annual fee
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC
Which is Better: CIT Bank or Current?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Chase.
Articles on CIT Bank
CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true.
If you can save $100 per month, you can earn a high interest rate with CIT Bank Savings Builder. Find out if this bank is any good.
CIT Bank is trustworthy. But does CIT have the best CD rates right now? Find out how CIT Bank's interest rate compares.
CIT Bank offers both money market and savings accounts. But which is better to keep your money safe? Find out how to choose between the two.
CIT Bank has even more ways to save now. Savings Connect and Savings Builder both offer competitive rates. Find out the bank account that is best for you.
In the modern world, there are some things you just don't have to do anymore. Like drawing water from a well. Or paying fees just to keep your bank account open.
CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money?
Forgot your CIT Bank username? We'll show you how to login your online bank account.
CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.
Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.
CIT Bank is an online only bank with no physical branches. Find out how to manage your account, reach customer service, and the bank's current offers.
Articles on Current
Current offers banking features like savings, and debit card options — but is it legit? Find out the pros, cons, and how it compares to Chime.