CIT Bank vs Axos Bank

CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Axos Bank? Read our comparison chart below.

CIT Bank offers savings accounts and multiple CDs, including a no-penalty CD. Savings and Money Market account requires $100 minimum deposit, while term CDs require $1,000 minimum deposit. There are no monthly service fees.

While Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.

Compare CIT Bank with Axos Bank, side-by-side. Read on for an in-depth look, including ratings and reviews.

	CIT Bank	Axos Bank


	SPECIAL OFFER CIT Savings Builder - Earn 1.25% APY - Learn More Read CIT Bank Review	SPECIAL OFFER Rewards Checking - Learn More Read Axos Bank Review
	Benefits and Features
Savings	Savings Builder up to 1.25% APY with $25,000+ balance or $100 monthly deposit.	1.30% APY. No minimum opening deposit. No monthly maintenance fee. Daily Compounding Interest.
CD	Term CDs up to 1.35% APY. $1,000 minimum opening deposit.	0.25% - 0.40% APY. Terms of 3 months to 60 months. No maintenance fee. Minimum deposit of $1,000.
Checking	eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000	Earn up to 1.25% APY if you meet 2 out of 3 conditions. 1. Monthly direct deposits totaling $1,000 or more 2. Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction). 3. Use your Axos Visa® Debit Card 5 more times, a total of 15 transactions per month (min $3 per transaction).
Money Market	1.30% APY	1.05% APY. No minimum balance requirements. No fees to open or maintain account.
Customer Service	Monday - Friday: 9:00 am - 9:00 pm (ET) Saturday: 10:00 am - 6:00 pm (ET) Sunday: Closed
Locations	Online Only
	CreditDonkey® Reviews

Savings
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: High yield No monthly service fees Low opening deposits Cons: No physical locations No check writing
Bottom Line	Solid online bank with excellent rates and no monthly fees... Read full review	Read full review

	CIT Savings Builder - Earn 1.25% APY CIT Bank Money Market Account - 1.30% APY CIT Bank Term CDs	Rewards Checking Essential Checking High Yield Savings
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information from published website as of 05/14/2020 Axos Bank: Pricing information from published website as of 07/18/2019.

Which is Better: CIT Bank or Axos Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Chase.

Articles on CIT Bank

CIT Bank Review

CIT Bank offers a high interest rate. But is it safe? Read this review to find out if what you heard is true.

CIT Bank Savings Builder Review

If you can save $100 per month, you can earn a high interest rate with CIT Bank Savings Builder. Find out if this bank is any good.

CIT Bank vs Discover Bank

CIT Bank CD Rates

CIT Bank has competitive interest rates on online savings accounts. But how do their CD rates compare? Find out below.

How to Open CIT Bank Application

Opening an account with CIT Bank is simple. Take a look at what you'll need and check out your account options in our guide.

Is CIT Bank Online Only

CIT Bank offers high interest rates and no monthly fees. But is this online bank legit? Find out the details here.

Is CIT Bank a Real Bank

CIT Bank offers online checking and savings with high interest rates and low fees. But is it safe? Find out before you sign up.

Who is CIT Bank

CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money?

CIT Bank Login

Forgot your CIT Bank username? We'll show you how to login your online bank account.

CIT Bank Complaints

CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.

CIT Bank Routing Number

Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.

CIT Bank Locations

CIT Bank is an online only bank with no physical branches. Find out how to manage your account, reach customer service, and the bank's current offers.

Articles on Axos Bank

Axos Bank Review

If the perfect checking account for you is one with no monthly fees while offering rewards, you may have found your match with Axos Bank.

Which Do You Think is Best?

Best Online Bank

Online banks are convenient, pay higher interest rates, and have less fees. Read this list of the best online banks for your money.

Average Savings Account Interest

The average savings account interest rate is 0.6%. Many big banks offer even lower rates. Read this for the surprising truth about savings accounts.

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CIT Bank vs Axos Bank

Benefits and Features

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