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CIT Bank | Axos Bank | |
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CIT Bank Savings Builder - Up to $300 Bonus - | Rewards Checking - | |
Benefits and Features | ||
Savings | Savings Builder up to 1.85% APY with $25,000 minimum balance or $100 monthly deposit. $100 minimum opening deposit. | 1.30% APY. No minimum opening deposit. No monthly maintenance fee. Daily Compounding Interest. |
CD | Term CDs up to 1.85% APY. $1,000 minimum opening deposit. No monthly maintenance fee. | 0.55% - 2.25% APY. Terms of 3 months to 60 months. No maintenance fee. Minimum deposit of $1,000. |
Checking | eChecking: 0.25% APY with $25,000 minimum balance and 0.10% APY on balances under $25,000 | Earn up to 1.25% APY if you meet 2 out of 3 conditions. 1. Monthly direct deposits totaling $1,000 or more 2. Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction). 3. Use your Axos Visa® Debit Card 5 more times, a total of 15 transactions per month (min $3 per transaction). |
Money Market | 1.85% APY. $100 minimum deposit. No monthly maintenance fee. | 1.05% APY. No minimum balance requirements. No fees to open or maintain account. |
Customer Service | Monday - Friday: 8:00 am - 9:00 pm (ET) Saturday: 9:00 am - 5:00 pm (ET) Sunday: 11:00 am - 4:00 pm (ET) | |
Locations | ||
CreditDonkey® Reviews | ||
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Pros & Cons | Pros:
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Bottom Line | Solid online bank with excellent rates and no monthly fees... | |
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What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information from published website as of 10/1/2019 Axos Bank: Pricing information from published website as of 07/18/2019. |
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