January 2, 2023

Cheap Payroll Service

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A good payroll service doesn't have to be expensive to be effective. Here are 10 companies offering feature-rich services at affordable prices.

Managing payroll for your business can take a lot of time.

But if you want to hire a payroll service, you'll pay a pretty penny. And the more features they offer, the more expensive they can be.

However, there are some great payroll services with reasonable prices.

Below you'll find a list of the cheapest high-quality payroll companies. You'll also learn all the details about pricing, features, and downsides.

What Is a Payroll Service?

A payroll service is a company that helps businesses handle different aspects of their payroll system. They streamline almost, if not the entire process. As a business owner, this lets you focus on other areas of your company while ensuring everyone gets paid accurately and on time.

Some of the tasks a payroll service handles are:

  • Tracking employees' work time and attendance (including absences, vacation time, overtime, etc.)
  • Calculating and paying employees' wages
  • Computing and withholding necessary deductions (for taxes and benefits)
  • Filing and paying payroll taxes
  • Providing detailed reports to employers and employees

Other companies even have HR support as part of their features. Many payroll services also have in-house experts who can advise you on how to tackle payroll issues.

Do I need a payroll service?
A payroll service isn't necessary for all businesses. If you only have a few employees, your money is better spent elsewhere. But as your company grows, running payroll can take up a lot of time, and the best payroll services can simplify this difficult task. It can handle things like paying employees, filing and paying payroll taxes, and administering employee benefits.

Is a Payroll Service Worth It?

Outsourcing your payroll system can offer many benefits to your business. For one, they can take on the labor-intensive and time-consuming admin tasks, so you don't have to.

This frees up your time and energy to focus on other aspects of your business without worrying about your employees' wages.

How often will you process payroll?

Read more: The best banks for small businesses can help you manage your finances, and there are plenty of good options to choose from.

Payroll services can also promote transparency among your employees since they can easily access their records online.

This is important since paycheck errors are common and can cause your employees to leave. In fact, around 49% of employees have said they would look for a new job after experiencing 2 paycheck errors.

Aside from that, a payroll service can save you up to 18% on administrative costs. It can also prevent you from incurring tax penalties due to payroll-related mistakes. These can cost businesses an average of $845 in penalty fees.

How much does a payroll service cost?
The exact price will depend on the company you choose, your number of employees, and the services you need. Most services usually charge a monthly base fee and a per-employee fee.

Base fees typically cost around $20 to $150/mo. Meanwhile, per-employee rates usually cost $2 to $15/mo per person. Getting add-ons can also drive up the total cost.

10 Cheapest Payroll Services

Expensive doesn't always mean the best, and small business owners don't have to go bankrupt just to have an effective payroll system.

Here are 10 payroll services for small businesses that can give you what you need without breaking the bank:

1. Gusto: Best Overall

If you're looking for a payroll service that offers a good balance between features and price, Gusto is a great choice. This company provides an all-in-one payroll and HR solution to businesses, regardless of size and budget.

Gusto currently has 3 standard plans:[1]

  • Simple: $40/mo base fee + $6/mo per employee
  • Plus: $80/mo base fee + $12/mo per employee
  • Premium: custom pricing (contact their sales team for a quote)

All plans are flexible and require no long-term contracts (only monthly subscriptions). They also allow you to cancel, upgrade, or downgrade your plan anytime.

Do you only hire contractors? You can also opt for their contractor-only payroll package if you don't have full-time employees. This plan doesn't have a monthly base fee, only a per-worker fee. This costs $6/mo per worker.

Here are some of the features you get with Gusto:

  • Unlimited payroll runs
  • Automatic tax calculations, filing, and payments (single-state only for Simple plan)
  • Net-to-gross calculations
  • Paperless paychecks
  • Multiple pay rates and schedules
  • Direct deposits (2 to 4 days processing)
  • Garnishments
  • Third-party integrations (accounting, expense management, time tracking, etc.)
  • Payroll reports
  • Access to various electronic forms (e.g., W-2, 1099, 941, etc.)
  • Mobile app

You can also get add-ons like international contractor payments and workers' compensation for an extra cost.

Why We Like It
Gusto is considered one of the best payroll services nowadays, and with good reason. Their services allow you to automate most aspects of your payroll system, whether it's wage calculations or payroll tax filing.

You can even run multiple payrolls at different rates and schedules if needed. Plus, if you work with international contractors, you can use Gusto's payroll service to pay them. They offer international contractor payments in 95 countries worldwide.

Their well-designed user interface allows business owners to set up a working and efficient payroll with just a few clicks. It's also great for non-tech-savvy individuals because you don't need in-depth technical knowledge to use it.

Gusto charges reasonable rates for their feature-rich services. They even allow you to deactivate inactive employee accounts to lower the monthly fees. You don't have to worry about being charged for services you don't use.

Which payroll software is the easiest to use?
Gusto is the easiest payroll service to use on this list. They have a well-designed user interface that makes it easy for anyone to use their services. They also automate almost everything for you, so you have fewer things to worry about.

Gusto's services are excellent, but their customer support could use some improvement. This is especially true for their lowest-priced plan (Simple), which only offers basic support.

Many customers have complained about the limited hours for contacting their customer support team. They also criticized their long response times to inquiries and concerns.

2. QuickBooks Payroll: Best for QuickBooks Users

QuickBooks Payroll is Intuit's solution for small businesses that need a simple yet effective full-service payroll. You can get it as a standalone service or as part of their popular accounting software, QuickBooks Online.

QuickBooks Payroll has 3 plans:[2]

  • Core: $45/mo base fee + $5/mo per employee
  • Premium: $75/mo base fee + $8/mo per employee
  • Elite: $125/mo base fee + $10/mo per employee

QuickBooks has a 30-day free trial that you can use to check out their services before you subscribe.

You can get up to 50% in savings for 3 months if you choose the "buy now" option.

Some of the included features are:

  • Unlimited payroll runs
  • Automatic paycheck and tax calculations
  • Automatic payroll tax calculations, filing, and payments (state and federal)
  • Dedicated employee portal
  • Garnishments and deductions management
  • Payroll reports
  • 401(k) plans and health benefits

You get more features (e.g., same-day deposits, time tracking, workers' compensation administration, etc.) if you go for their higher-priced plans.

The Elite plan also has a tax penalty protection of up to $25,000.

Why We Like It
QuickBooks Payroll is a simple and user-friendly service with all the features small businesses need to optimize their payroll. It's easy to set up and navigate, especially if you're already familiar with their accounting software QuickBooks Online.

In fact, it seamlessly integrates with the said software. You can just synchronize it with your payroll, so there's no more need for manual double entries. Their services also allow you to send payments ASAP with next- and same-day direct deposits.

QuickBooks isn't the cheapest service on this list. But it's still relatively affordable compared to others. They even give discounted rates if you subscribe immediately.

If you don't want to commit to a plan yet, you can always try their service out for a month at no cost, thanks to their free 30-day trial.

QuickBooks Payroll is a great choice if you're already using QuickBooks Online. But it could be better if you need something with more advanced features like built-in time tracking or HR support.

It can also only accommodate a maximum of 150 employees. This might not be the right fit if you have a rapidly growing business. If you want better scalability for your payroll system, ADP, Justworks, and Paychex Flex are better choices.

How many employees do you have on payroll?

3. Square Payroll: Best for Hourly Employees

credit squareup

Square Payroll is another full-service payroll service designed for small- to mid-sized businesses. Like QuickBooks Payroll, it doesn't have the more robust features large companies might need. But its handy time-tracking features make it the ideal choice if you have hourly employees.

Square Payroll only offers 2 plan types:[3]

  • Pay Employees and Contractors: $35/mo base fee + $5/mo per employee
  • Pay Contractors: only $5/mo per person paid

Like Gusto, they have flexible terms for their plans. You don't need to commit to a long-term plan and can cancel it anytime.

Here's what you get when you subscribe:

  • Unlimited payroll runs
  • Automatic payroll tax calculations, filing, and payments
  • Multi-state payrolls
  • W-2 and 1099 form mailing
  • Employee timecards and benefits
  • Dedicated mobile apps
  • Third-party integrations
  • Multiple payment options (direct deposits, check, or cash app)
  • Automated time tracking
  • Free seasonal inactivity

Unfortunately, you only get what's included in your plan since they don't offer add-ons. But you can subscribe to other Square POS products for a more comprehensive business system.

Does Square Payroll pay local taxes?
Square Payroll will figure out and withhold payroll taxes for each run, then automatically pay taxes to your federal and state agencies before they are due.

Why We Like It
Square Payroll's services can be ideal if you pay your employees per hour. They have a handy time-tracking feature that allows you to pay your employees accurately and on time.

You can also synchronize everything with your payroll and split payments across multiple accounts. They accommodate on-demand payments via direct deposits, cash apps, and checks to make paying your employees and taxes easier and more convenient.

Aside from that, they have mobile apps for Android and iOS devices. This allows you to manage your payroll while on the go. Their system also integrates seamlessly with their other products. But you can still connect it with third-party software like QuickBooks if needed.

Square Payroll offers some of the lowest prices on the list. They even allow you to freeze your billing when you're not using it, reducing unnecessary expenses.

Square Payroll is an excellent choice for many small- to mid-sized businesses, especially if you need something that can do its job well.

But it's not ideal if you're planning to expand since they have a limited selection of features. They also have limited integrations with third-party software.

Will you increase the number of employees next year?

4. OnPay: Best for Unlimited Monthly Runs

OnPay has been giving their clients powerful payroll and HR services at affordable prices for over 30 years. Besides payroll services, you also get several HR tools that help optimize your business' operations.

OnPay only has one plan, which costs as low as $46/mo ($40/mo base fee + $6/mo per employee). You'd also have to pay the premiums of any employee benefits or workers' compensation policies you add since they don't include these fees in their plan.

You can check out the convenient online calculator on their website to see how much you have to pay monthly.

Important: Make sure you have enough money in your account before the next payroll run. They charge penalty fees if you have insufficient funds.

Here are some of the features included in their plan:

  • Unlimited payroll runs
  • Multiple payrolls with different rates and schedules
  • Garnishments
  • Automatic tax calculations, filing, and payments
  • Multiple payment options (checks, direct deposits, or debit cards)
  • Employee self-service dashboard
  • PTO management
  • HR tools (customized personnel checklists, in-app offer letters, employment documents, etc.)
  • Employee benefits
  • Third-party integrations (QuickBooks, PosterElite, Xero, etc.)

You also get access to various business forms like W-2 and 1099 forms. But you'll have to pay extra if you need them to print and mail them to your employees for you.

Why We Like It
OnPay is a simple and easy-to-use service that simplifies your payroll system for better efficiency. It gives you unlimited payroll runs and allows you to do so on multiple schedules with different rates. And you can do this in all 50 states.

With this, you can pay your employees on time, whether they're part-time, full-time, or contractual. They also calculate, file, and pay your payroll taxes automatically.

You can try out OnPay's service for free for 30 days without a commitment.

They provide several helpful HR tools like customized personnel checklists and new hire reporting that streamline your hiring process. You also get access to their extensive library of HR resources for better support.

OnPay has a well-designed dashboard and an employee self-service feature. These make it easier to set up and manage a payroll since employees can handle some of the admin tasks themselves.

Besides these, they offer free migration services with the help of their customer service, so you can get your payroll up and running in no time. You can also synchronize your payroll with third-party services like QuickBooks, Deputy, and Xero to centralize your business operations.

One major drawback of this service is that their payroll isn't completely automated. You'll still need to approve some steps every payroll run. They also don't do same- or next-day deposits. But the payments clear within 4 days after you send them.

5. SurePayroll: Best Mobile Experience

SurePayroll was the first company to offer businesses convenient online payroll and tax filing services. They cater to a broad range of clients, including restaurants, household employers, sole proprietors, and more.

SurePayroll currently offers two types of plans:[5]

  • Self-Service or No Tax Filing Payroll
  • Full-Service Payroll

Unfortunately, you can't see their prices online since they have quote-based pricing only. The exact monthly cost will depend on the features you include in your subscription.

To get a free quote, you just need to fill out this form.

You can get the following features when you subscribe:

  • Unlimited payroll runs
  • Dedicated mobile app
  • Flexible payment schedule options (automated, next-day, same-day, etc.)
  • Multiple pay rates and bonuses
  • Online pay stubs
  • Employee benefits
  • Benefits and tax calculations and deductions
  • Tax Calculation and No Penalty Tax Filing guarantees
  • HR tools (e.g., business form access, compliance posters, pre-employment screening, etc.)
  • Third-party integrations (Time Trex, QuickBooks, Xero, etc.)
  • Online payroll reports

Aside from these, you can add features like accounting and timeclock software integrations and multi-state tax filing to your monthly subscription for extra fees.

Why We Like It
SurePayroll's services are flexible and can cater to many different types of employers, not just business owners. They offer a good selection of features you can customize to fit your needs. This company also gives you a choice between filing your taxes yourself or doing it for you.

With their mobile app, you can easily access your payroll system whenever, wherever you are. This makes it more convenient to run, manage, and monitor your payroll and ensure everything's running smoothly and efficiently.

They also make it easy for business owners and other employers to run multiple payrolls with different schedules and rates. They automatically calculate and deduct the necessary amounts for benefits and taxes if you get their full-service payroll plan.

What's more, they provide tax calculation and filing guarantees with their full-service payroll. You can rest easy knowing they'll handle the penalty fees for any tax filing mistakes.

Small businesses can get up to 3 months free for signing up.

SurePayroll caters to many types of employers. But their service can only accommodate 100 employees and offer limited features. They might not be the best choice if you plan to expand your business or hire more than 100 employees.

Besides that, they only cater to U.S.-based businesses. It's also more challenging to determine how much you have to pay because they require you to call to get a quote.

6. Patriot Software: Budget Pick

Patriot Software is another solid choice for small business owners who want an easy-to-use payroll service that comes in at an affordable price. One of their best selling points is that you can set up a running payroll system in 3 simple steps.

Patriot Software has 2 types of plans:[6]

  • Basic Payroll: $17/mo base fee + $4/mo per employee
  • Full-Service Payroll: $37/mo base fee + $4/mo per employee

Their prices are among the lowest on this list, so this can be a great option for small businesses.

And they offer a 30-day free trial, so you can test out their services before committing to a plan. They can also give you free demos upon request.

Both plans have these features:

  • Unlimited payroll runs
  • Multiple payrolls at different schedules and rates
  • Multiple money type categories (car allowances, housing allowance, cellphone allowance, etc.)
  • Customizable settings for hours, deductions, and money types
  • Employee portal
  • Payroll setup wizard
  • Automated PTO policy management
  • Workers' compensation integration
  • Electronic and printable business forms
  • Native integration with Patriot Accounting software
  • Net-to-Gross payroll tool

Automatic tax calculations, filing, and payments are only available with the Full-Service Payroll plan. The same goes for their tax accuracy guarantee, which covers the penalty fees you might get due to errors or inaccuracies on their end.

You can get more features like time-tracking and attendance integrations and HR support if you pay extra.

Their mobile-friendly platform works well with most mobile devices. You can access your payroll system anytime, anywhere, even without a dedicated mobile app.

Why We Like It
Patriot Software offers all the essential features you'll need in a payroll service at prices that can fit almost every budget. They also give you the option to add more features if needed. While the add-ons cost extra, these make their service more flexible and customizable.

Aside from wages and taxes, you can add other money types to manage all aspects of your payroll with one system. Some examples include employee allowances, like housing, car, and cellphone.

You can even integrate it with the Patriot Accounting software to synchronize your bookkeeping records with your payroll. They also give you detailed and accurate payroll reports to ensure everything's accounted for.

Is Patriot Software easy to use?
It's easy to set up, thanks to their payroll setup wizard. You can get your payroll up and running with just 3 steps. You can also get their onboarding wizard tool for a smoother and more seamless hiring process.

Its main downside is that it can only accommodate 100 employees or fewer. Their features are also still limited compared to their competitors. It might not be the best choice if you have a quickly growing business or need to hire more employees.

7. ADP: Best for Fast-Growing Businesses

ADP is not a new name in the payroll service industry. They've served thousands of businesses for over 70 years and have more than 100 offices across the country.

They also cater to businesses of all sizes. Whether you have fewer than 50 employees or more than 1,000, ADP can handle it.

ADP has a payroll service designed specifically to cater to small businesses: ADP Run. And it's divided into 4 different plans:[7]

  • Essential
  • Enhanced
  • Complete
  • HR Pro

Essential and Enhanced are standalone payroll services, while Complete and HR Pro come with HR support.

Unfortunately, their prices aren't available online. You'll have to fill out this online form to contact them and request a quote.

You get the following features with their payroll plans:

  • Multi-platform payroll processing (online, mobile, and via phone calls)
  • Dedicated mobile app
  • Detailed online payroll reports
  • Direct deposits
  • Third-party integrations
  • Payroll check deliveries
  • Automatic payroll tax calculations, filing, and payments
  • Multi-jurisdiction payrolls
  • New-hire reports
  • Online employee portal (ADP Employee Access)
  • New-hire onboarding tool
  • Wisely Direct Debit Card
  • Access to W-2 and 1099 Forms (filing costs extra)

With their higher-priced plans, you can get more advanced features like secure check signing, state unemployment insurance, background checks, HR help desks, etc.

You can also get add-ons like a time-tracking feature, employee benefits, and workers' compensation integration at extra costs.

Why We Like It
ADP is an excellent choice if you want something that can accommodate your business' future growth. You can go from a small business to a larger enterprise without switching payroll service providers.

Although they already provide robust features, you can improve your plan by getting add-ons. It gives you a more personalized plan that perfectly suits your business's specific needs. You can choose between a payroll service only or bundling it with HR support features.

They also allow you to create multiple payrolls in different areas. You can centralize your business' payroll, even with various locations across the country. ADP Run integrates seamlessly with popular third-party accounting software like Xero, QuickBooks, and Wave.

They also offer additional perks like a Wisely direct debit card and employee discounts with their accredited partners.

Unlike many services in the list, ADP can be used for international clients as well.

ADP is great if you need something to accommodate your company's growth. But if you're a small business, their services can be somewhat expensive.

They don't offer unlimited payroll runs, so you'll be charged for every run. The more often you use their services, the pricier it can be.

If you want an affordable but still feature-rich payroll service, Gusto or QuickBooks Payroll can be better choices.

8. Justworks: Best for HR Support

credit justworks

Justworks is a Professional Employer Organization (PEO) that provides outsourced HR services with one convenient platform. Part of their offers is a comprehensive payroll system that can cater to most companies' needs.

Justworks currently offers 2 plans:[8]

  • Basic: $59/mo per employee
    - Goes down to $49/mo per employee with 50+ employees
  • Plus: $99/mo per employee
    - Goes down to $89/mo per employee with 50+ employees

You can also get a time-tracking feature as an add-on. This costs an extra $5/mo per user.

Both plans have the following features:

  • Unlimited payroll runs
  • Payroll tax filing
  • Automatic direct deposits
  • Off-cycle, vendor, and contractor payments
  • W-2 and 1099 forms
  • Unemployment insurance filing
  • Online employee onboarding
  • PTO management
  • Third-party software integrations
  • Employee benefits
  • Employment practices liability insurance

The Plus plan also gives you medical, dental, and vision insurance.

Another option is to get HSA and FSA accounts, along with other employee benefits.

Why We Like It
Justworks is great if you want a flexible payroll service with the option to expand your business without switching providers. Their system allows you to easily add employees to your payroll as you hire more people. This makes it perfect for fast-growing businesses.

Their services make it more convenient for you to pay different types of employees, whether full-time, part-time, or contractual. They even allow you to use your payroll to pay your vendors directly.

Aside from that, you can decrease the number of admin tasks you manage by letting employees handle some of the work with Justworks' convenient self-service portal. You can also integrate it with various third-party software like QuickBooks and Xero for a more coordinated system.

They don't have a mobile app for employers like ADP or Gusto. But their platform has a mobile-friendly design that works well with most devices.

What stands out the most about them is their transparent pricing, which is somewhat uncommon among PEOs. You know how much you have to pay right from the start.

You can try JustWorks Hours time tracking tool for free for 1 month to see if it will work for your business.

Despite its excellent scalability, Justworks' payroll service still has its limitations. It can only accommodate up to 500 employees. And they only offer a limited number of add-ons and integrations.

They also might not accept clients from high-risk industries like heavy construction. Their services can be more expensive than others, especially if you can't maximize their offers.

9. Paycor: Best for Advanced Reports

Paycor is primarily a human capital management (HCM) software solution. They offer a wide range of services, including a convenient payroll system for small- to mid-sized businesses.

Paycor has 4 different plans:[9]

  • Basic: $99/mo base fee + $5/mo per employee
  • Essential: $149/mo base fee + $7/mo per employee
  • Core: $199/mo base fee + $8/mo per employee
  • Complete: $199/mo + $14/mo per employee

Paycor offers a 14-day free trial. They also waive the setup fees for all plans. You can also get the first 3 months free as a new subscriber for their mid-market product plans.

Their plans include the following features:

  • Unlimited payroll runs
  • Automatic payroll processing
  • Payroll tax filing
  • Self-service employee portal
  • On-demand payments
  • Customized analytics and payroll reports
  • Compliance recommendations and support
  • Pay-As-You-Go workers' compensation
  • Automatic wage garnishments

If you choose the higher plans, you can get more features like labor distribution, general ledger reports, time-off manager, month-end accounting, etc.

They also offer time-tracking services as an add-on. But you need to contact them for the price.

Why We Like It
Paycor's prices may not be the cheapest. But they offer many helpful features that can make the higher cost worthwhile. They completely automate your business' payroll processing, so you have fewer things to worry about.

And the unlimited payroll runs mean you don't have to worry about additional runs driving up costs. You even get real-time payment calculations for better transparency and accuracy.

Their services also include comprehensive tax compliance support. This ensures your business meets and complies with all state and federal payroll tax requirements.

Some of their other benefits include pay-as-you-go workers' compensation. With this, you can space out payments using automatic deductions. Employees can also get their wages more quickly, thanks to on-demand payments.

Want advanced payroll metrics? Paycor also offers advanced and detailed analytics and reporting features. This allows you to get clearer insights into the different aspects of your company, not just your payroll.

One of its main downsides is the price. While their prices are still affordable for the features, the overall cost can still be somewhat expensive, especially if you're a small business owner with a limited budget.

The limited integrations with popular third-party software (like QuickBooks or Xero) also make their service less flexible than the other options on this list.

10. Paychex Flex: Best for Experienced Payroll Teams

Paychex Flex is a payroll service designed specifically to cater to small business owners. It might not have the same robust features as the company's enterprise-grade options, but it's still a good choice if you need something with many valuable features at reasonable prices.

Paychex Flex is divided into 3 plans:[10]

  • Essentials: $39/mo base fee + $5/mo per employee
  • Select: $105/mo base fee + $1.55/mo per employee
  • Pro: $185/mo base fee + $1.91/mo per employee

You can contact a Paychex sales representative for a quote for their Select and Pro plans to get customized pricing based on your business-specific needs and budget.

You can get the following features:

  • Automatic payroll processing
  • Automatic payroll tax administration (can cost extra)
  • Mobile apps for employers and employees
  • Direct deposits and on-site check printing
  • Garnishment payment services
  • Analytics and reporting
  • General ledger reports
  • Access to their HR library and business forms (e.g., W-2 and 1099)

Besides these, they offer free optional services like tax credit services, a Paychex Paycard, financial wellness program, and an employee assistance program.

If you choose the Select or Pro plan, you also get features like additional payment options, accounting software integrations, learning management system access, etc.

You can get add-ons for extra costs, like time-tracking features (Paychex Flex Time and Time Essentials), benefits administration, and HR services.

Paychex Flex offers 24/7 HR support by calling 833-299-0168.

Why We Like It
Paychex Flex offers a flexible payroll service that you can customize according to your specific needs. You can choose a standalone payroll service or combine it with various HR features. But even the base plan (Essentials) is a highly effective payroll service.

Their services are also highly scalable. You can easily change from a small business to a larger company without worrying about your payroll system. And you can integrate it with their other services to have an all-in-one business solution.

What's more, Paychex Flex gives you access to knowledgeable payroll specialists. They can help you out anytime you encounter problems with your payroll. This can be extremely useful, especially for avoiding costly tax mistakes.

You also get optional features like a financial wellness program, tax credit services, and an employee assistance program at no extra cost. You can even get a Paychex Paycard, where you can conveniently deposit all the necessary payroll funds.

Want to check if your finances are healthy? You can use our free financial wellness calculator to analyze the health of your finances.

The main drawback of their service is that you have to pay extra if you want automatic tax calculations, filing, and payments. Depending on how many features you get, it can also get pretty expensive if you go for a customized plan.

Our Methodology

We believe you shouldn't have to pay a lot just to enjoy an effective payroll system for your business. The companies we picked for this list offer a good balance between reliable, feature-rich services and affordable pricing.

They also have well-designed platforms that make it easy to set up and use a functional payroll system, even without in-depth technical knowledge.

We also picked them for their generally good customer service. You can immediately address any payroll issues and avoid disrupting your business operations.

Bottom Line

A payroll service can be an excellent way to streamline how you pay your employees and your taxes. Some services even offer HR support to optimize the hiring and onboarding process.

While it can be expensive, especially if you have a tight budget, its payoff for your business is usually worth it.

Fortunately, there are still many payroll services that offer reliable services at reasonable prices. You just have to find which one best fits your needs.


  1. ^ Gusto. Pricing, Retrieved 12/6/2022
  2. ^ QuickBooks. Payroll Pricing, Retrieved 12/6/2022
  3. ^ Square. Square Payroll Pricing, Retrieved 12/6/2022
  4. ^ OnPay. Payroll Pricing, Retrieved 12/6/2022
  5. ^ SurePayroll. Compare Payroll Services, Retrieved 12/6/2022
  6. ^ Patriot Software. Payroll, Retrieved 12/6/2022
  7. ^ ADP. Small Business Payroll, Retrieved 12/6/2022
  8. ^ Justworks Justworks PEO Plans, Retrieved 12/6/2022
  9. ^ Paycor. HR + Payroll Plans Small Business, Retrieved 12/6/2022
  10. ^ Paychex. Compare Paychex Payroll Packages, Retrieved 12/6/2022

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76% Less than 5
10% 5 to 10
8% 11 to 25
3% 26 to 50
4% More than 50
Source: CreditDonkey. Totals may not add to 100% due to rounding.
How to Build Business Credit

How to Build Business Credit

A good business credit score can increase a company's value and protect personal credit. But how can I build my business credit fast? Read on for the answer.

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