Chase Payment Solutions vs PayPal
Chase Payment Solutions is a well known processor with extra benefits for Chase banking customers. How does it compare to PayPal? Read our comparison chart below.
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Chase Payment Solutions | PayPal | |
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Fast Funding at No Additional Cost - | ||
Benefits and Features | ||
Customer Service | Get 24/7 support, online or from a live U.S.-based Chase Payment Solutions agent. | Phone, Email, Live Chat Support, PayPal Community |
Good For | Accepting Paypal payments; Small businesses with average transaction under $100 | |
Equipment | POS (Chip, Swipe, Tap), Marketplaces & Partners, Invoicing, Online Processing | |
Pricing Model | ||
Swipe Rate | 2.6% rate +10¢ per tap, dip and swiped transaction | |
Online Rate | 2.90% + 25¢ per ecommerce transaction | |
Monthly Fee | No monthly fees; $30/month for PayPal Payments Pro | |
Keyed-in Transaction Fee | 3.5% rate +10¢ per keyed transaction | |
Deposit Time | Fast funding at no additional cost. Get deposits as soon as the same day1 | Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee |
Chargeback Fee | ||
CreditDonkey® Reviews | ||
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Pros & Cons | Pros:
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Bottom Line | Well known processor with extra benefits for Chase banking customers... | |
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Fast Funding at No Additional Cost
- 2.6% + 10¢ per swipe, dip, and tap
- Get deposits as soon as the same day at no extra cost
- 24/7 support from live US-based agents
Chase Payment Solutions
- Never miss a sale with powerful new ways to accept credit cards, anytime, anywhere. Accept payments multiple ways – in person, online, or over the phone
- Fast funding at no additional cost. Get deposits as soon as the same day1
- Enjoy fair and transparent pricing with no hidden or monthly fees. 2.6% rate +10¢ per tap, dip and swiped transaction. 2.90% + 25¢ per ecommerce transaction. 3.5% rate +10¢ per keyed transaction2
- Get 24/7 support, online or from a live U.S.-based Chase Payment Solutions agent.
- Trusted security – As technology advances, our industry-leading systems help keep your payments safe
- Accept cards in person – Take payments quickly with our easy to use point-of-sale devices and mobile app3
- Accept cards online or over the phone – Choose from pre-built payment integrations with leading eCommerce platforms, virtual terminal and a payment gateway
- Over 4 million businesses of all types and sizes trust financial solutions from Chase4
1Payments processed, approved, and completed by 5:00 PM Pacific Time (PT) / 8 PM Eastern Time (ET) are eligible for same-day deposits, 6 days a week, excluding Saturdays. In addition, all QuickAccept deposits are subject to the QuickAccept Terms of Service. Payments held for risk, fraud, or other review may not be eligible for same-day deposits. Payments processed, approved and completed by 5:00 PM PT / 8:00 PM ET, Sunday through Friday (including holidays), will be deposited into the business owner's Chase business checking account that night. All payments processed, approved and completed by 5:00 PM PT / 8:00 PM ET on Saturdays will be deposited into the business owner's Chase business checking account Sunday morning by 7:30 AM ET. There is no additional cost for same-day deposits, but standard rates and fees will apply for business checking and payment processing. Customers qualify for same-day deposits upon sign-up and depositing into a Chase business checking account. Same-day deposits are available in the U.S. only. Additional exclusions may apply.
2Rate Information: Mastercard, Visa, American Express, Discover, and Chase Transactions involving physical Credit and Signature Debit cards will be assessed 2.6% discount rate and $0.10 per tap, dip or swiped transaction, and 3.5% discount rate and $0.10 per keyed transaction. PIN Debit, EBT Transactions and E-commerce transactions are excluded. Not all businesses may qualify, talk to a payment specialist for more details.
3Chase Mobile® app is available for select mobile devices. Enroll in Chase Online℠ or on the Chase Mobile app. Message and data rates may apply.
4https://reports.jpmorganchase.com/investor-relations/2020/ar-ceo-letter-gordon-smith.htm
“Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Chase Payment Solutions or Square.
Articles on Chase Payment Solutions
Chase Payment Solutions Review
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