Capital One vs Axos Bank

Capital One is a good online bank with access to in-person support. How does it compare to Axos Bank? Read our comparison chart below.

Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.

While Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.

Compare Capital One with Axos Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Capital One	Axos Bank
	SPECIAL OFFER Capital One Venture X Business Credit Card - Learn More Read Capital One Review	SPECIAL OFFER Basic Business Checking - Learn More Read Axos Bank Review
	Benefits and Features
Savings	3.00% APY	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
CD	3.20% to 3.90% APY. Terms of 6 months to 5 years. 12-month CD APY of 3.90%	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	0.10% APY	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback
Money Market		0.25% APY
Mobile App	iOS & Android	iOS & Android
ATMs	over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs	approximately 91,000 partner ATMs
Customer Service	Phone: 800-655-2265 Monday - Sunday: 8AM - 11PM (ET)	24/7
Locations	263 branches	Online only
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
CD
ATMs
Locations
Pros & Cons	Pros: Overdraft protection options No account minimums Over 50 cafes for in-person support Cons: Other banks have higher APY	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches
Bottom Line	Good online bank with access to in-person support... Read full review	Full-service online bank with excellent checking and savings... Read full review
	Personal Savings Account - $1,500 Bonus Personal Savings Account - $750 Bonus Business Checking Account - $500 Bonus	Basic Business Checking Business Premium Savings - Up to 3.60% APY Axos ONE - Earn up to 4.21% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One: Pricing information from published website as of 06/06/2026. Axos Bank: Pricing information from published website as of 06/05/2026.

Which is Better: Capital One or Axos Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Capital One or Bank of America.

Articles on Capital One

Capital One 360

Capital One 360 offers free checking and savings accounts with competitive APY rates. Does it live up to its claims? Find out if it's right for you.

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Capital One Savings Account Bonus

Looking for a Capital One savings bonus? Read on to see the available promos today and how to qualify for them.

Capital One CD Rates

Interested in Capital One 360 CDs? Here are their rates and how to open one.

Capital One High Yield Savings Review

Want to grow your funds passively? Capital One offers a high-yield savings account with a solid APY and easy accessibility. Read on to find out more.

Capital One Checking Account Bonus

Curious about Capital One promotions? Discover their latest checking bonuses, how to qualify, and more to optimize your rewards.

Capital One Bank Hours

Capital One Bank is open 6 days a week. Take a look at their operating hours.

Capital One Routing Number

What is the routing number for Capital One? Find the right one for your account with our guide.

Articles on Axos Bank

Axos Bank Review

Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.

Axos Business Checking

Looking for affordable banking for your small business? Axos Bank offers a free business checking account or an interest-bearing account. Read on.

Which Do You Think is Best?

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