Bluevine vs Fifth Third Bank
Bluevine is a free account with interest for basic business checking needs. How does it compare to Fifth Third Bank? Read our comparison chart below.
Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.
While Fifth Third Bank has 1,300 branches across the Midwest and Southwest. Basic checking account requires $1,500 minimum balance to avoid fees. Promotional CD offers a high APY for terms up to 60 months with a $5,000 minimum opening deposit.
Compare Bluevine with Fifth Third Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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| Visit Site | Learn More | |
Bluevine | Fifth Third Bank | |
|---|---|---|
Free Business Checking - Earn $300 Bonus - | Fifth Third Business Checking Account™ - | |
Benefits and Features | ||
| Savings | No savings account, but you add 5 free sub accounts | |
| CD | 0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 2.26% to 3.55% APY. Terms are 6, 12, and 24 months, minimum deposit of $5,000. | |
| Checking | 3.7% APY for Premier customers, 2.7% APY for Plus customers, 1.5% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard |
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| Monthly Fee | Standard tier: $0 per month Plus Tier: $30 per month (can be waived with $20k average daily balance and $2k debit card spend) Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend) | |
| Money Market | 0.01% APY Standard Rate (0.01% Relationship Rate) | |
| APY | 3.7% APY on balances up to $3M for Premier customers; 2.7% APY on balances up to $250,000 for Plus customers; 1.5% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements | |
| Minimum Deposit to Open | ||
| ACH Transfer Fee | ||
| ATMs | approximately 40,000 MoneyPass ATMs | 2,100+ Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide |
| Balance Requirement | ||
| Cash Deposit Fee | $4.95 per deposit at Green Dot locations or $1 + 0.5% of the deposit amount at Allpoint+ ATMs | |
| Customer Service | Phone and email: Monday - Friday. 8 am to 8 pm EST |
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| Incoming Wire Transfer Fee | ||
| Locations | ||
| Out of Network ATM Fee | ||
| Outgoing Wire Transfer Fee | $15 ($12 for Plus; $7.50 for Premier) | |
| Overdraft Fee | ||
CreditDonkey® Reviews | ||
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| Checking |   |  |
| Fees | | |
| Mobile App | | |
| Customer Service | | |
| Savings | | |
| CD | | |
| Money Market | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Free account with interest for basic business checking needs... | Midwest & Southwest bank with high balance requirements... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Fifth Third Bank: Pricing information from published website as of 05/09/2025 based on 45202 zip code. | ||
Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 06/30/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Free Business Checking - Up to 1.5% APY
- 1.5% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Free Business Checking - Up to 1.5% APY
- 1.5% APY on balances up to $250,000 for eligible customers
- Unlimited transactions
- 5 free subaccounts with unique account numbers
- 2 free checkbooks per year
- $0 monthly service fee
Which is Better: Bluevine or Fifth Third Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Novo.
In short: Bluevine's checking is worth mentioning.
Articles on Bluevine
Bluevine Business Checking Review
Is Bluevine Safe and Legit
Bluevine Alternatives
Articles on Fifth Third Bank
Fifth Third Bank Review
Which Do You Think is Best?
Which Bank Account is Right for You?
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