Bluevine vs Charles Schwab Bank
Bluevine is a free account with interest for basic business checking needs. How does it compare to Charles Schwab Bank? Read our comparison chart below.
Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.
While Charles Schwab Bank offers an Investor Checking account with unlimited ATM fee reimbursements worldwide and no foreign transaction fees. No minimum to open and no service fee. It is tied to a brokerage account but you don't have to use it.
Compare Bluevine with Charles Schwab Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Bluevine | Charles Schwab Bank | |
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Business Checking - Up to 2.0% APY - | High Yield Investor Checking – Unlimited ATM Rebates - | |
Benefits and Features | ||
Savings | No savings account, but you add 5 free sub accounts | |
CD | Offers brokered CDs from other banks. Terms range from 1 month to 20 years. Minimum deposit of $1,000. | |
Checking | Up to 2.0% APY. No monthly fees; no balance requirements; no overdraft fees | 0.45% APY, $0.01 account minimum |
APY | 2.0% APY on balances up to $100,000 for customers that meet monthly eligibility requirements | |
Customer Service | Phone and email: Monday - Friday. 8 am to 8 pm EST | 24/7 Live Customer Service (Telephone and Chat) |
Minimum Deposit to Open | ||
ACH Transfer Fee | ||
ATMs | Unlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide. | |
Balance Requirement | ||
Cash Deposit Fee | ||
Incoming Wire Transfer Fee | ||
Locations | 345 branches across the country. You may also open an account online. | |
Out of Network ATM Fee | ||
Outgoing Wire Transfer Fee | ||
Overdraft Fee | ||
Monthly Fee | ||
CreditDonkey® Reviews | ||
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Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
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Fees | ![]() ![]() ![]() ![]() ![]() | |
Savings | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Free account with interest for basic business checking needs... | Popular brokerage with a free checking account that refunds ATM fees... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Charles Schwab Bank: Pricing information from published website as of 12/29/2022. |
Business Checking - Up to 2.0% APY
- 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Open a Free Business Checking Account
- 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Business Checking - Up to 2.0% APY
- 2.0% APY on balances up to $100,000 for eligible customers
- Unlimited transactions
- 5 free subaccounts with unique account numbers
- 2 free checkbooks per year
- $0 monthly service fee
Which is Better: Bluevine or Charles Schwab Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Chase.
In short: Charles Schwab Bank's customer service is notable.