Bluevine vs BMO Harris Bank
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Bluevine | BMO Harris Bank | |
|---|---|---|
Business Checking - Up to 1.5% APY - | BMO Harris Premier™ Account - $500 Cash Bonus - | |
Benefits and Features | ||
| Savings | No savings account, but you add 5 free sub accounts | 0.01% APY. $5 reward every month you save $200 or more, for the first year. |
| CD | 0.05% - 0.25% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit. | |
| Checking | Up to 1.5% APY. No monthly fees; no balance requirements; no overdraft fees | Smart Advantage, Smart Money, Premier |
| Money Market | 0.05% APY. $25 minimum opening deposit. $10 monthly fee, waived with a $10,000 minimum daily balance. | |
| APY | 1.5% APY on balances up to $100,000 for customers that meet monthly eligibility requirements | |
| Customer Service | Phone and email: Monday - Friday. 8 am to 8 pm EST | Mon-Fri: 7am - 10pm (CT); Sat-Sun 8am - 8pm |
| Minimum Deposit to Open | ||
| ACH Transfer Fee | ||
| ATMs | 40,000+ BMO Harris and Allpoint ATMs | |
| Balance Requirement | ||
| Cash Deposit Fee | ||
| Incoming Wire Transfer Fee | ||
| IRA CD | 0.05% - 0.25% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit | |
| IRA Money Market | IRA Premium Savers: $100 minimum opening deposit. No monthly maintenance fee | |
| Locations | ||
| Out of Network ATM Fee | ||
| Outgoing Wire Transfer Fee | ||
| Overdraft Fee | ||
| Monthly Fee | ||
CreditDonkey® Reviews | ||
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| Checking |   |  |
| Customer Service | | |
| Mobile App | | |
| Fees | | |
| Savings | | |
| CD | | |
| Money Market | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Free account with interest for basic business checking needs... | Midwest bank with options for low and high-balance customers... |
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Business Checking - Up to 1.5% APY
- 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Open a Free Business Checking Account
- 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
BMO Harris Premier™ Account - $500 Cash Bonus
Open a new BMO Harris Premier™ Account and get a $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.
BMO Harris Smart Advantage™ Account - $300 Cash Bonus
Open a new BMO Harris Smart Advantage™ Account online and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.
BMO Harris Smart Money™ Account - $300 Cash Bonus
Open a new BMO Harris Smart Money™ Account online and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.
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