Bluevine vs BMO Harris Bank
Bluevine is a free account with interest for basic business checking needs. How does it compare to BMO Harris Bank? Read our comparison chart below.
Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.
While BMO Harris Bank has 900 branches in the Midwest. Smart Advantage checking account has no fee and no minimum balance if you opt for eStatements. Savings need just $100 to open with easy ways to waive fees. Special Rate CDs require a $5,000 minimum opening deposit.
Compare Bluevine with BMO Harris Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Bluevine | BMO Harris Bank | |
|---|---|---|
Business Checking - Up to 2.0% APY - | BMO Harris Smart Advantage™ Account - $200 Cash Bonus - | |
Benefits and Features | ||
| Savings | No savings account, but you add 5 free sub accounts | 0.01% APY. $5 reward every month you save $200 or more, for the first year. |
| CD | 0.05% - 0.25% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit. | |
| Checking | Up to 2.0% APY. No monthly fees; no balance requirements; no overdraft fees | Smart Advantage, Smart Money, Premier |
| Money Market | 0.05% APY. $25 minimum opening deposit. $10 monthly fee, waived with a $10,000 minimum daily balance. | |
| APY | 2.0% APY on balances up to $100,000 for customers that meet monthly eligibility requirements | |
| Customer Service | Phone and email: Monday - Friday. 8 am to 8 pm EST | Mon-Fri: 7am - 10pm (CT); Sat-Sun 8am - 8pm |
| Minimum Deposit to Open | ||
| ACH Transfer Fee | ||
| ATMs | 40,000+ BMO Harris and Allpoint ATMs | |
| Balance Requirement | ||
| Cash Deposit Fee | ||
| Incoming Wire Transfer Fee | ||
| IRA CD | 0.05% - 0.25% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit | |
| IRA Money Market | IRA Premium Savers: $100 minimum opening deposit. No monthly maintenance fee | |
| Locations | ||
| Out of Network ATM Fee | ||
| Outgoing Wire Transfer Fee | ||
| Overdraft Fee | ||
| Monthly Fee | ||
CreditDonkey® Reviews | ||
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| CD | | |
| Money Market | | |
| Pros & Cons | Pros:
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| Bottom Line | Free account with interest for basic business checking needs... | Midwest bank with options for low and high-balance customers... |
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Business Checking - Up to 2.0% APY
- 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Open a Free Business Checking Account
- 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Business Checking - Up to 2.0% APY
- 2.0% APY on balances up to $100,000 for eligible customers
- Unlimited transactions
- 5 free subaccounts with unique account numbers
- 2 free checkbooks per year
- $0 monthly service fee
BMO Harris Smart Advantage™ Account - $200 Cash Bonus
Open a new BMO Harris Smart Advantage™ Account online and get a $200 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.
BMO Harris Smart Money™ Account - $200 Cash Bonus
Open a new BMO Harris Smart Money™ Account online and get a $200 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.
BMO Harris Premier™ Account - $350 Cash Bonus
Open a new BMO Harris Premier™ Account and get a $350 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.
Which is Better: Bluevine or BMO Harris Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Chase.
Articles on Bluevine
Bluevine Business Checking Review
Is Bluevine Safe
Bluevine Alternatives
Articles on BMO Harris Bank
BMO Harris Bank Review
Is BMO Harris a Real Bank
