Bank Promotions in Minnesota: July 2022
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View list of best Minnesota bank promotions. See current active promos and new bonus offers from local Minnesota banks, credit unions, and national banks.
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Looking to open a new bank account in Minnesota? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
Citi Priority Account - Up to $1,500 Cash Bonus
- Earn up to $1,500 cash bonus when you open a new account with required activities
- Open a new eligible checking account in the Citi Priority Account during the offer period 1/5/22-7/17/22
- Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
- Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
- After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
BMO Harris Premier™ Account - $500 Cash Bonus
Open a new BMO Harris Premier™ Account and get a $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.
BMO Harris Smart Advantage™ Account - $300 Cash Bonus
Open a new BMO Harris Smart Advantage™ Account online and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.
BMO Harris Smart Money™ Account - $300 Cash Bonus
Open a new BMO Harris Smart Money™ Account online and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠: $0 overdraft fee when you overdraw your account $50 or less*
*We won't charge an overdraft fee if you are overdrawn $50 or less at the end of the business day. Chase may pay, for a $34 fee, overdraft transactions at our discretion based on your account history, deposits and transaction amount. If you've enrolled in Debit Card Coverage, everyday debit card purchases like groceries, may be approved at our discretion when you don't have enough money in your account.
Chase Business Complete Banking℠ - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠
- Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business Online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase QuickDeposit℠.
- Convenient access to 16,000 ATMs and more than 4,700 branches.
US Bank: Easy Checking - $300 Bonus
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 to earn $300
Associated Bank: Bank At Work - $200 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $200 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is $1,000-$4,999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Rewards Checking - Up to 1.25% APY
- $100 Promo with Code "RC100"
- Up to 1.25% APY
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Zero Minimum Balance Requirement
- Only $50 to open an account
Gold Checking - $300 Bonus
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 to earn $300
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying activities.
- No minimum deposit to open.
- No paper checks to track and no Chase fees on money orders or cashier's checks.
- Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
- Use the Chase debit card to help you spend only the money you have available, without worrying about overdraft fees.
- Bank from virtually anywhere with access to 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
- Secure Banking customers told us they save an average of $50 a month on fees after opening their account.
- No need to worry about unauthorized card transactions when reported promptly with Zero Liability Protection.
Minnesota Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
US Bank: Platinum Checking - $300 Bonus
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 to earn $300
Associated Bank: Bank At Work - $300 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $300 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is $5,000-$9,999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Bank At Work - $400 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $400 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is 10,000 or more. The sum of the average daily balance will be computed after 90 days of account opening.
MidwestOne Bank: Personal Checking Account - $150 Bonus
Open a new Power Checking account with a minimum opening deposit of $100. Earn $150 bonus when you qualify for Power Checking Rewards in one of the first three Power Checking qualification cycles (monthly statement cycle). To qualify for Power Checking Rewards you must fulfill the following requirements: enroll in electronic statements, make at least 15 debit card purchases, and make at least one direct deposit, auto debit from a third party, or online bill payment transaction post and clear to the account.
Altra Federal Credit Union: Personal Checking Account - $150 Bonus
Open a new A+ Checking or A+ Platinum Checking account using promo code RPSD_A+150. Direct deposit is required within 30 days of account opening. Offer available for new and existing Altra members.
Altra Federal Credit Union: Personal Checking Account - $150 Bonus
Open a new A+ Checking or A+ Platinum Checking account using promo code SMU_A+150. Make 10 qualifying debit card transactions posted to the account within 30 days of account opening. Offer valid for members age 16 and older. Offer is part of the Saint Mary's University Program.
Home Federal Savings Bank: Personal Checking Account - $150 Bonus
Open a new qualifying checking account. Establish monthly direct deposits totaling $500. Direct deposit must clear by 02/28/2023.
BMO Harris Bank: Business Checking Account - $300 Bonus
Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account. Have at least 10 electronic transactions post to the account within 90 days of account opening. Reach a balance of at least $5,000 starting 31 days after account opening, and maintain it for the following 90 days.
BMO Harris Bank: Business Checking Account - $500 Bonus
Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account. Have at least 10 electronic transactions post to the account within 90 days of account opening. Reach a balance of at least $10,000 starting 31 days after account opening, and maintain it for the following 90 days.
Trustone Financial Federal Credit Union: Personal Checking Account - Up to $150 Bonus
Open a new TruStone Checking account. Earn $100 cash back for direct deposit of at least $1,000 within 45 days of account opening. Earn $50 cash back for enrolling in e-statements within 45 days of account opening.
Trustone Financial Federal Credit Union: Personal Checking Account - Up to $250 Bonus
Open a new TruStone Checking account. Earn $200 cash back for direct deposit of at least $2,500 within 45 days of account opening. Earn $50 cash back for enrolling in e-statements within 45 days of account opening.
Trustone Financial Federal Credit Union: Personal Checking Account - Up to $350 Bonus
Open a new TruStone Checking account. Earn $300 cash back for direct deposit of at least $5,000 within 45 days of account opening. Earn $50 cash back for enrolling in e-statements within 45 days of account opening.
KeyBank: Personal Checking Account - $200 Bonus
Open a qualifying checking account using offer code ONAS0622. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. Qualifying Key Checking accounts are Key Smart Checking, Key Advantage Checking, Key Privilege Checking, and Key Privilege Select Checking. Offer available online only.
Northwest Bank: Personal Checking Account - $100 Bonus
Meet with a Northwest Bank Personal Banker and select 4 new products or services from the available list. Northwest Bank checking account is required to qualify for this offer.
Altra Federal Credit Union: Personal Checking Account - $100 Bonus
Open a new A+ Checking or A+ Platinum Checking account using promo code A+100. To receive offer, initial minimum direct deposit is required within 30 days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required. Offer available for new Altra members only.
Altra Federal Credit Union: Personal Checking Account - $100 Bonus
Open a new A+ Checking or A+ Platinum Checking account using promo code GA$100Checking. To receive offer, initial minimum direct deposit is required within 30 days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required.
Great River Federal Credit Union: Personal Checking Account - $100 Bonus
Open a new qualifying checking account. Use promo code TRENDING100. New members must sign up for one of the following within 60 days of account opening: direct deposits, 5 or more debit card transactions, OR any type of approved loan or credit card.
Spire Credit Union: Personal Checking Account - $100 Bonus
Get $100 when you open a Spire Free Checking account.
Trustone Financial Federal Credit Union: Personal Checking Account - $100 Bonus
Open a new qualifying checking account. Establish recurring direct deposits totaling $500 or more within 45 days of account opening.
Trustone Financial Federal Credit Union: Personal Checking Account - $100 Bonus
Open a new TruStone Financial Checking account. Establish recurring direct deposits totaling $500 or more within 45 days of account opening.
Great River Federal Credit Union: Youth Account - $50 Bonus
Open a new qualifying minor account. Use promo code TRENDING100.
Nationwide Bank Promotions
These offers from national banks are available to Minnesotans. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
Citibank: Citigold Account Package - $1,500 Bonus
Earn up to $1,500 cash bonus with required activities. Open a new eligible checking and savings account in the Citigold Account Package. Within 20 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account. Maintain a minimum balance of $200,000 between the checking and/or savings accounts for an additional 60 days from the 21st day.
Citibank Account Package - $300 Bonus
Earn $300 cash bonus with required activities. Open a new eligible checking and savings account in the Citibank Account Package. Within 20 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account. Maintain a minimum balance of $15,000 between the checking and savings account for an additional 60 days from the 21st day.
Aspiration Spend & Save - Earn $150 Bonus
- Spend $1,000 Within First 60 Days and Receive $150.
Bank of America Advantage Plus Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DNA100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
Bank of America Advantage Relationship Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DNA100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DNA100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
Bank of America: Business Advantage Fundamentals™ Banking - $500 Bonus
Open a new Business Advantage Fundamentals™ Banking account. Make qualifying deposits totaling $20,000 in new money into the new business account within 30 days of account opening. Maintain an average balance of $20,000 or more beginning 31 calendar days after account opening until 90 calendar days after account opening.
Bank of America: Business Advantage Relationship Banking - $500 Bonus
Open a new Business Advantage Relationship Banking account. Make qualifying deposits totaling $20,000 in new money into the new business account within 30 days of account opening. Maintain an average balance of $20,000 or more beginning 31 calendar days after account opening until 90 calendar days after account opening.
Wells Fargo: Personal Checking Account - $200 Bonus
Open a new qualifying consumer checking account.. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $200 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Wells Fargo: Personal Checking Account - $300 Bonus
Open a new qualifying consumer checking account.. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $300 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
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