December 9, 2020

Bank Promotions in Michigan: January 2021

Read more about Bank Promotions

View list of best Michigan bank promotions. See current active promos and new bonus offers from local Michigan banks, credit unions, and national banks.

Looking to open a new bank account in Michigan? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.

Take note of the qualification requirements. Many offers require you to meet a certain opening deposit, minimum balance, and/or direct deposit requirements.

    PNC Bank: Virtual Wallet with Performance Select Checking - $400 Cash Bonus

    Earn $300 when you open a new Virtual Wallet with Performance Select checking account and make qualified direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

    Expires 2/1/2021

    Oakland University Credit Union: Personal Checking Account - Up to $125 Bonus

    Offer is valid for OUFCU members who graduated from Oakland University in December 2020. Earn $100 when you add new direct deposits of your net paychecks ($500 or more) between 12/1/2020 and 8/31/2021. Earn $25 when you open or upgrade to new Cash Back Platinum Plus Visa Credit Cards or Visa Signature Credit Cards between 12/1/2020 and 8/31/2021 and make five purchases within 30 days of opening or upgrading.

    Expires 8/31/2021

    Michigan State University FCU: Personal Checking Account - $100 Bonus

    Open a new checking account. Have direct deposits of at least $550 within 6 weeks of account opening. Client must qualify for membership at MSUFCU through employment at the State of Michigan.

    Expires 6/30/2021
    HSBC
    Member FDIC

    HSBC Advance Checking - $200 Welcome Deposit

    Expires 3/31/2021
    • Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account online by March 31, 2021; and
    • Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
    • You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Chase
    Member FDIC

    Chase Total Checking® - $200 Bonus

    Expires 4/14/2021
    • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
    • Access to 16,000 Chase ATMs and more than 4,700 branches
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Open your account online now
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Michigan Bank Promotions

These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.

    PNC Bank: Performance Select Checking - $400 Cash Bonus

    Earn $400 when you open a new Virtual Wallet with Performance Select checking account and make qualified direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

    Expires 2/1/2021

    PNC Bank: Virtual Wallet with Performance Spend Checking - $200 Cash Bonus

    Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and make qualified direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60 days of meeting the requirements.

    Expires 2/1/2021

    PNC Bank: Performance Spend Checking - $200 Cash Bonus

    Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and make qualified direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60 days of meeting the requirements.

    Expires 2/1/2021

    PNC Bank: Virtual Wallet Checking - $50 Cash Bonus

    Earn $50 when you open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

    Expires 2/1/2021

    KeyBank: Key Checking Account - $250 Bonus

    This offer is exclusive to Key@Work program members. Enroll in the Key@Work program and enter ONKW0121 when applying on key.com. Open a Key Advantage, Key Privilege, or Key Privilege Select Checking account and make a total of $1,000 or more in direct deposits within 60 days from account opening. Bonus will be deposited to your account within 90 days of meeting requirements.

    Expires 6/23/2021
    Huntington

    Huntington 5 Checking Account - $200 Bonus

    Open a new Huntington 5 Checking account using offer code. Make cumulative new money deposits of at least $1,000 into the checking account within 60 days of account opening. Account must remain open for at least 90 days. $200 will be deposited to your account within 14 business days after meeting requirements.

    Expires 4/7/2021
    Huntington

    Huntington Asterisk-Free Checking Account - $150 Bonus

    Open a new Huntington Asterisk-Free Checking account using offer code. Make cumulative new money deposits of at least $1,000 into the checking account within 60 days of account opening. Account must remain open for at least 90 days. $150 will be deposited to your account within 14 business days after meeting requirements.

    Expires 4/7/2021

    PNC Bank: Business Checking Account - $200 Bonus

    Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles.

    This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has received a promotional premium in the past 12 months are not eligible for this offer. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met.

    Expires 3/31/2021

    PNC Bank: Business Checking Account - $500 Bonus

    Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average cycle balance of $30,000 in your new checking account for each of the first three statement cycles.

    This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has received a promotional premium in the past 12 months are not eligible for this offer. $500 bonus will be credited to your new business checking account within 90 days after all conditions have been met.

    Expires 3/31/2021

    Fifth Third Bank: Fifth Third Checking Account - Up to $250 Bonus

    Open an eligible Fifth Third Checking Account using offer code. Have direct deposits totaling to $1,000 or more within 60 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.

    Expires 3/31/2021
    Huntington

    Huntington: Business Checking Account - $200 Bonus

    Open a new Huntington Business Checking 100, Huntington Unlimited Business, Huntington Unlimited Plus, Business Analyzed, Non Profit Analyzed, or Non Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $2,000 within 60 days of account opening. Account must maintain an open status for at least 90 days.

    This offer is only available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia. Not available in Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $200 bonus will be deposited to your new checking account within 14 days after completing requirements.

    Expires 2/7/2021
    Huntington

    Huntington: Business Checking Account - $400 Bonus

    Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.

    This offer is only available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia. Not available in Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $400 bonus will be deposited to your new checking account within 14 days after completing requirements.

    Expires 2/7/2021
    Huntington

    Huntington: Business Checking Account - $750 Bonus

    Open a new Huntington Unlimited Plus Business Checking, Business Analyzed Checking, or Non-Profit Analyzed Checking account using offer code. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.

    This offer is only available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia. Not available in Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $400 bonus will be deposited to your new checking account within 14 days after completing requirements.

    Expires 2/7/2021

    Our Credit Union: Personal Checking Account - $100 Bonus

    Open a new Premium Checking account. Within 60 days of account opening, enroll in e-Statements, sign up and qualify for a Debit Mastercard and have at least 1 transaction per month, and set up and receive qualifying direct deposits totaling $500 or more.

    Expires 1/31/2021

    Our Credit Union: Personal Checking Account - $100 Bonus

    Open a new Premium Checking account. Within 60 days of account opening, enroll in e-Statements, sign up and qualify for a Debit Mastercard and have at least 1 transaction per month, and set up and receive qualifying direct deposits totaling $500 or more.

    Expires 1/31/2021

    KeyBank: Personal Checking Account - $200 Bonus

    Open a qualifying checking account using offer code ONAS1120. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. Qualifying Key Checking accounts are Key Smart Checking, Key Advantage Checking, Key Privilege Checking, ang Key Privilege Select Checking. Offer available online only.

    Expires in 14 hours

    First United Credit Union: Business Checking Account - $100 Bonus

    Open a new Enhanced Business Checking account. Enroll in eStatements and eNotice. Account must be active and in good standing for at least 3 months.

    Level One Bank: Business Checking Account - $100 Bonus

    Open a new business checking account and maintain average monthly balances of $1,500 for the first 90 days.

    Existing business checking customers, or customers whose accounts have closed within 90 days or closed with a negative balance are not eligible for this offer. $200 bonus will be credited to the account after it has been opened 91 days.

    Consumers Credit Union: Business Checking Account - $200 Bonus

    Open a qualifying business checking account. Set up and receive a monthly ACH of $1,500 or more to qualify for bonus. Account must remain open and in good standing for at least 6 months and receive eStatements.

    This offer is valid only for business accounts using comparable services offered by Consumers Credit Union.

    Flagstar Bank: Business Checking Account - $500 Bonus

    Open a new qualifying business checking account with minimum opening deposit of $100. Have deposits of at least $5,000, and have at least 10 qualifying transactions within 90 days of account opening. Account must remain open for at least 90 days.

    Preferred Credit Union: Personal Checking Account - $100 Bonus

    Open a new Free Checking account. Fund your account with $200 or more and make 10 debit card transactions within 90 days of account opening.

    Honor Credit Union: Personal Checking Account - $100 Bonus

    Open a new qualifying checking account with minimum balance of $25. Set up and receive at least one direct deposit totaling $100 per month. Direct deposit must be made within 60 days of account opening. New account must remain open and maintain a positive balance for at least 90 days. Offer valid for new membership only.

    United Federal Credit Union: Personal Checking Account - $100 Bonus

    Open a new qualifying checking account with minimum opening deposit of $50. Set up and receive a qualifying direct deposit to receive $100 bonus.

    Level One Bank: Personal Checking Account - $100 Bonus

    Open a new personal checking account using promo code PC100. Set up direct deposit within 90 days of account opening.

    Macatawa Bank: Personal Checking Account - $200 Bonus

    Open a new qualifying checking account. Have a qualifying recurring direct deposit of at least $500 per month. You must have an enrolled direct deposit by the 2nd statement cycle.

    Comerica Bank: Personal Checking Account - $200 Bonus

    Open a new Comerica Access Checking account. Set up and receive three consecutive direct deposits of at least $500 each within 90 days of account opening.

    Honor Credit Union: Personal Checking Account - $250 Bonus

    Open a new qualifying checking account with minimum balance of $25. Set up and receive at least one direct deposit totaling $100 per month. Direct deposit must be made within 60 days of account opening. New account must remain open and maintain a positive balance for at least 90 days. Offer valid for new membership only.

    Community Choice Credit Union: Personal Checking Account - Up to $100 Bonus

    Earn $50 for joining and opening a qualifying checking account. Earn an additional $50 for having a Choice Checking account OR having qualifying direct deposit. Use promo code NewPartner50.

    Diversified Members Credit Union: Personal Checking Account - Up to $120 Bonus

    Open a Give Back Credit Union Rewards Checking account. Get $10 deposited monthly to your checking account when you complete the following: have at least 15 debit card transactions every month, and be enrolled in online banking and eStatements.

Nationwide Bank Promotions

These offers from national banks are available to Michiganders. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.

    HSBC
    Member FDIC

    HSBC Advance Checking - Up to $240 Cash Bonus

    Expires 3/31/2021
    • Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account online by March 31, 2021; and
    • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
    • Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
    • You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    HSBC
    Member FDIC

    HSBC Premier Checking - $450 Welcome Deposit

    Expires 3/31/2021
    • Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
    • Open your new HSBC Premier checking account online by March 31, 2021; and
    • Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
    • You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    HSBC
    Member FDIC

    HSBC Premier Checking - Up to $600 Cash Bonus

    Expires 3/31/2021
    • Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
    • Open your new HSBC Premier checking account online by March 31, 2021; and
    • Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
    • Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
    • You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

    Citibank: Citi Account Packages - Up to $1,500 Bonus

    Open a new eligible checking account and savings account in the same account package for Citigold, Citi Priority, and Citi Account Package. Within 30 days of account opening, fund your new checking and/or savings account with the required minimum deposit. Maintain the required minimum balance in the account/s for 60 consecutive calendar days to earn corresponding cash bonus.

    Account PackageMinimum Deposit and Minimum BalanceCash Bonus
    Citigold Package$200,000$1,500
    Citi Priority Account Package$50,000$700
    Citibank Account Package$15,000
    $300

    Expires 4/1/2021
    Chase
    Member FDIC

    Introducing Chase Business Complete Banking℠ - $300 Bonus

    Expires 4/15/2021
    • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
    • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
    • Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
    • Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
    • Alerts to help you stay on top of your account activity.
    • Easy account management through Chase Business online and the Chase Mobile® app.
    • Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
    • Convenient access to 16,000 ATMs and more than 4,700 branches.

    Citibank: Citigold Package - $1,500 Bonus

    Open a new eligible checking and savings account in the Citigold Account Package.

    Within 30 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account.

    Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.

    Expires 4/1/2021

    Abbott Laboratories Employees Credit Union (ALEC): Personal Checking Account - $150 Bonus

    Open a new Rewards Checking account. Set up and receive qualifying direct deposit of $500 within 90 days of account opening. Sign up for eStatements.

    Abbott Laboratories Employees Credit Union (ALEC): Personal Checking Account - $50 Bonus

    Open a new Free Checking account. Set up and receive qualifying direct deposit of $500 within 90 days of account opening. Sign up for eStatements.

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