Axos Bank vs Quontic

Axos Bank is a full-service online bank with excellent cashback and interest checking. How does it compare to Quontic? Read our comparison chart below.

	Axos Bank	Quontic
	Member FDIC	Member FDIC
	Learn More	Visit Site
	SPECIAL OFFER Rewards Checking - Up to 3.30% APY - Learn More Read Axos Bank Review	SPECIAL OFFER High Yield Savings - 3.75% APY - Learn More Read Quontic Review
	Benefits and Features
Savings	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)	High Yield Savings: 3.75% APY
CD	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum	3.00% to 3.75% APY; $500 minimum
Checking	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback
Money Market	0.25% APY	4.25% APY
Mobile App	iOS & Android
ATMs	approximately 91,000 partner ATMs
Customer Service	24/7
Locations	Online only	Online only
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Mobile App
ATMs
Locations
Customer Service
Pros & Cons	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches	Pros: No monthly service fee High interest rate Cons: Basic mobile app $5/mo inactivity fee
Bottom Line	Full-service online bank with excellent cashback and interest checking... Read full review	Innovative digital bank offering checking accounts with high rewards... Read full review
	Learn More	Visit Site
	Rewards Checking - Up to 3.30% APY Axos ONE - Earn up to 4.31% APY Basic Business Checking - Up to $200 Bonus	High Yield Savings - 3.75% APY High Interest Checking - Up to 1.10% APY CD Rates - Up to 3.75% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 11/21/2025. Quontic: Pricing information from published website as of 11/27/2025.

Member FDIC

Rewards Checking - Up to 3.30% APY

Get Deal

Build your own APY with up to 3.30% APY*
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
No initial deposit requirement
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit

Member FDIC

Axos ONE - Earn up to 4.31% APY

Learn More

Earn up to 4.31% APY* on savings, and 0.51% APY* on checking when you meet requirements.
Get your money up to 2 days early.
No monthly maintenance, minimum balance, account opening, or overdraft fees.

Member FDIC

Basic Business Checking - Up to $200 Bonus

Get Deal

Expires 6/30/2026

Open a Basic Business Checking account using promo code START200 by June 30, 2026.
Every dollar counts when you're starting out. That's why new businesses can earn up to $200 opening a new Basic Business Checking account today.
No initial deposit requirement
No minimum balance requirement
No monthly maintenance fees
Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
Unlimited domestic ATM fee reimbursements
Unlimited item processing (debits, credits, and deposited items)
Cash deposits via MoneyPass and AllPoint networks

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