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Axos Bank vs Quontic

Axos Bank is a full-service online bank with excellent cashback and interest checking. How does it compare to Quontic? Read our comparison chart below.

 Axos Bank
Member FDIC
Quontic
Member FDIC
 Learn MoreVisit Site
 

Axos Bank

Quontic

SPECIAL OFFER
Rewards Checking - Up to 3.30% APY - Learn More

Read Axos Bank Review

SPECIAL OFFER
High Yield Savings - 3.85% APY - Learn More

Read Quontic Review

 

Benefits and Features

Savings0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
High Yield Savings: 3.85% APY
CD0.20% APY. Terms of 3 months to 5 years. $1,000 minimum3.00% to 3.75% APY; $500 minimum
CheckingRewards Checking: Up to 3.30% APY
Cashback Checking: Up to 1% cashback
High Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
Money Market
0.25% APY
4.25% APY
Mobile App
iOS & Android
 
ATMsapproximately 91,000 partner ATMs 
Customer Service
24/7
 
Locations
Online only
Online only
 

CreditDonkey® Reviews

 Axos BankQuontic
SavingsStarStarStarStarHalf StarStarStarStarStarEmpty Star
CDStarStarStarEmpty StarEmpty Star
CheckingStarStarStarStarStarStarStarStarStarHalf Star
Money MarketStarStarStarStarHalf Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarEmpty Star
ATMsStarStarStarStarHalf Star
LocationsStarStarEmpty StarEmpty StarEmpty Star
Customer ServiceStarStarStarStarHalf Star
Pros & ConsPros:
  • Checking with rewards
  • No monthly fee
  • Domestic ATM rebates
Cons:
  • Low CD rates
  • No physical branches
Pros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Bottom LineFull-service online bank with excellent cashback and interest checking... Read full reviewInnovative digital bank offering checking accounts with high rewards... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Axos Bank: Pricing information from published website as of 09/27/2024.

Quontic: Pricing information from published website as of 04/18/2025.

Axos Bank
Member FDIC

Rewards Checking - Up to 3.30% APY

  • Build your own APY with up to 3.30% APY*
  • Zero monthly maintenance fees
  • Zero overdraft or NSF fees
  • Zero minimum monthly balance reqs
  • No initial deposit requirement
  • Unlimited domestic ATM fee reimbursements
  • Online debit card management
  • Simple, 3-step process for direct deposit
Axos Bank
Member FDIC

Axos ONE - Earn up to 4.66% APY

  • Earn up to 4.66% APY* on savings, and 0.51% APY* on checking when you meet requirements.
  • Get your money up to 2 days early.
  • No monthly maintenance, minimum balance, account opening, or overdraft fees.
Axos Bank
Member FDIC

Basic Business Checking - Up to $400 Bonus

Expires 9/30/2025
  • Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
  • No initial deposit requirement
  • No minimum balance requirement
  • No monthly maintenance fees
  • Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
  • Unlimited domestic ATM fee reimbursements
  • Unlimited item processing (debits, credits, and deposited items)
  • Cash deposits via MoneyPass and AllPoint networks

Which is Better: Axos Bank or Quontic?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Axos Bank or Bank of America.


Articles on Axos Bank

Axos Bank Review

Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.

Axos Business Checking

Looking for affordable banking for your small business? Axos Bank offers a free business checking account or an interest-bearing account. Read on.

Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Which Do You Think is Best?





Which Bank Account is Right for You?


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