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Axos Bank vs Quontic

Axos Bank is a full-service online bank with excellent cashback and interest checking. How does it compare to Quontic? Read our comparison chart below.

 Axos BankQuontic
 Visit SiteVisit Site
 

Axos Bank

Quontic

SPECIAL OFFER
Rewards Checking - Up to 3.30% APY - Learn More

Read Axos Bank Review

SPECIAL OFFER
High Yield Savings - 4.25% APY - Learn More

Read Quontic Review

 

Benefits and Features

Savings0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
High Yield Savings: 4.25% APY
CD0.20% APY. Terms of 3 months to 5 years. $1,000 minimum4.30% to 5.15% APY; $500 minimum
CheckingRewards Checking: Up to 3.30% APY
Cashback Checking: Up to 1% cashback
High Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
Bitcoin Rewards Checking: 1.5% Bitcoin
Money Market
0.25% APY
4.75% APY
 

CreditDonkey® Reviews

 Axos BankQuontic
SavingsStarStarStarStarHalf StarStarStarStarStarEmpty Star
CDStarStarStarEmpty StarEmpty Star
CheckingStarStarStarStarStarStarStarStarStarHalf Star
Money MarketStarStarStarStarHalf Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarEmpty Star
ATMsStarStarStarStarHalf Star
LocationsStarStarEmpty StarEmpty StarEmpty Star
Customer ServiceStarStarStarStarHalf Star
Pros & ConsPros:
  • Checking with rewards
  • No monthly fee
  • Domestic ATM rebates
Cons:
  • Low CD rates
  • No physical branches
Pros:
  • No monthly service fee
  • High interest rate
  • Bitcoin rewards account
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Bottom LineFull-service online bank with excellent cashback and interest checking... Read full reviewInnovative digital bank offering checking accounts with high rewards... Read full review
 Visit SiteVisit Site

Axos Bank: Pricing information from published website as of 02/21/2023.

Quontic: Pricing information from published website as of 4/6/2023.

Axos Bank
Member FDIC

Rewards Checking - Up to 3.30% APY

  • Use the promo code RC100 when you apply for a Rewards Checking account by 06/30/23. Then have qualifying direct deposit(s) to earn up a $100 welcome bonus!
  • Up to 3.30% APY
  • Zero monthly maintenance fees
  • Zero overdraft or NSF fees
  • Zero minimum monthly balance reqs
  • Unlimited domestic ATM fee reimbursements
  • Online debit card management
  • Simple, 3-step process for direct deposit
  • Only $50 to open an account
Axos Bank
Member FDIC

Basic Business Checking - $100 Bonus

  • Business owners get up to $100 welcome bonus!*
  • Choose smarter business banking by June 30 and enjoy up to $100.* Just use promo code SBIZ100 on your application.
  • Zero opening deposit and cash deposits accepted
  • Zero minimum monthly balance requirements
  • Two domestic wire reimbursements monthly
  • Unlimited domestic ATM fee reimbursements
  • Enhanced Visa benefits and first 50 checks free
  • Dedicated relationship manager and more
Axos Bank
Member FDIC

Essential Checking

  • Unlimited domestic ATM reimbursements
  • No monthly maintenance fees
  • No annual fee
  • No overdraft or non-sufficient funds fee
Quontic
Member FDIC

High Yield Savings - 4.25% APY

  • 4.25% APY
  • $100 minimum opening deposit
  • No monthly service fees
Quontic
Member FDIC

High Interest Checking - Up to 1.10% APY

  • Earn up to 1.10% APY
  • $100 minimum opening deposit
  • APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
Quontic
Member FDIC

CD Rates - Up to 5.15% APY

  • $500 minimum opening deposit
  • FDIC insured
TermCD Rates
6 Months5.05% APY
1 Year5.15% APY
2 Years4.50% APY
3 Years4.40% APY
5 Years4.30% APY

Which is Better: Axos Bank or Quontic?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Axos Bank or Chase.


Articles on Axos Bank

Axos Bank Review

Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.

Is Axos Bank Legit

Is Axos Bank safe and legit? Find out if Axos is a good bank and learn more about its pros, cons, and common complaints.

Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Is Quontic Bank Safe

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Which Do You Think is Best?





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CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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