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Axos Bank vs NorthOne

Axos Bank is a full-service online bank with excellent cashback and interest checking. How does it compare to NorthOne? Read our comparison chart below.

Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.

While NorthOne offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

Compare Axos Bank with NorthOne, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Axos Bank
Member FDIC
NorthOne
 Visit SiteVisit Site
 

Axos Bank

NorthOne

SPECIAL OFFER
Rewards Checking - Up to 3.30% APY - Learn More

Read Axos Bank Review

SPECIAL OFFER
NorthOne Free Business Banking - Learn More

Read NorthOne Review

 

Benefits and Features

Savings0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)No savings account, but you can create unlimited envelopes for savings goals
CD0.20% APY. Terms of 3 months to 5 years. $1,000 minimum 
CheckingRewards Checking: Up to 3.30% APY
Cashback Checking: Up to 1% cashback
$0 monthly fee; no balance requirements
Monthly Fee 
$0
Money Market
0.25% APY
 
APY 
N/A
Minimum Deposit to Open 
$50
Mobile App
iOS & Android
 
ACH Transfer Fee 
$0
ATMsApproximately 91,000 partner ATMs
38,000+ MoneyPass ATMs
Balance Requirement 
None
Cash Deposit Fee 
$4.95
Customer Service
24/7
Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.
Incoming Wire Transfer Fee 
$20 for domestic wires
Locations
Online only
Online only
Out of Network ATM Fee 
Fee from ATM owner
Outgoing Wire Transfer Fee 
$20 for domestic wires
Overdraft Fee 
$0
 

CreditDonkey® Reviews

 Axos BankNorthOne
SavingsStarStarStarStarHalf Star
CDStarStarStarEmpty StarEmpty Star
CheckingStarStarStarStarStarStarStarStarStarEmpty Star
Money MarketStarStarStarStarHalf Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarStar
ATMsStarStarStarStarHalf Star
LocationsStarStarEmpty StarEmpty StarEmpty Star
FeesStarStarStarEmpty StarEmpty Star
Customer ServiceStarStarStarStarStar
Pros & ConsPros:
  • Checking with rewards
  • No monthly fee
  • Domestic ATM rebates
Cons:
  • Low CD rates
  • No physical branches
Pros:
  • No monthly fees
  • Unlimited envelopes
  • App integrations
Cons:
  • No APY
  • Cash deposit fee
Bottom LineFull-service online bank with excellent cashback and interest checking... Read full reviewGood business banking features and tools with no monthly fees... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Axos Bank: Pricing information from published website as of 04/10/2024.

NorthOne: Information sourced from the published website as of 03/05/2024.

Axos Bank
Member FDIC

Rewards Checking - Up to 3.30% APY

Expires 6/30/2024
  • Use promo code AXOS300 and apply by June 30th, to earn up to a $300 bonus!
  • Up to 3.30% APY
  • Zero monthly maintenance fees
  • Zero overdraft or NSF fees
  • Zero minimum monthly balance reqs
  • Unlimited domestic ATM fee reimbursements
  • Online debit card management
  • Simple, 3-step process for direct deposit
  • Only $50 to open an account
Axos Bank
Member FDIC

Basic Business Checking - Up to $400 Bonus

Expires 6/30/2024
  • Business owners get up to $400 welcome bonus!*
  • Open a business checking account by June 30 and get up to $400 when you use promo code NEW400 on your application and maintain a minimum average daily balance of $50,000.*
  • Zero opening deposit and cash deposits accepted
  • Zero minimum monthly balance requirements
  • Two domestic wire reimbursements monthly
  • Unlimited domestic ATM fee reimbursements
  • Enhanced Visa benefits and first 50 checks free
  • Dedicated relationship manager and more
Axos Bank
Member FDIC

CashBack Checking - Earn up to 1.00% Cash Back

  • Earn up to 1.00% cash back on signature-based purchases
  • Unlimited domestic ATM fee reimbursement
  • No monthly maintenance fee
  • $50 minimum balance required to open account
NorthOne

NorthOne Free Business Banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Automate your bill payments
  • $50 minimum opening deposit
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
NorthOne

NorthOne Plus Business Banking

  • Priority email/chat support
  • Dedicated relationship manager
  • Implementation and onboarding assistant
  • $0 same-day ACH payments, bill payments, and physical checks
  • Lowest transaction fees
  • $50 minimum opening deposit
  • $20 monthly fee
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Which is Better: Axos Bank or NorthOne?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Axos Bank or Chase.

In short: Axos Bank's checking is excellent.


Articles on Axos Bank

Axos Bank Review

Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.

Axos Business Checking

Looking for affordable banking for your small business? Axos Bank offers a free business checking account or an interest-bearing account. Read on.

Is Axos Bank Legit

Is Axos Bank safe and legit? Find out if Axos is a good bank and learn more about its pros, cons, and common complaints.

Articles on NorthOne

NorthOne Review

NorthOne is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

Is NorthOne Safe and Legit

NorthOne offers convenient online banking for small business owners. But is NorthOne safe and legit? Read on to find out.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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