Axos Bank vs Chime

	Axos Bank	Chime


	SPECIAL OFFER Rewards Checking - Up to 1.25% APY - Learn More Read Axos Bank Review	SPECIAL OFFER Get Started - Learn More Read Chime Review
	Benefits and Features
Savings	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)	0.50% Annual Percentage Yield (APY). The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of November 1, 2021. No minimum balance required. Must have $0.01 in savings to earn interest.
CD	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	Rewards Checking: Up to 1.00% APY Cashback Checking: Up to 1% cashback	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Money Market	0.25% APY
Customer Service		24/7
Minimum Deposit to Open		$0
Mobile App		iOS & Android
ATMs		Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Locations		Online only
Monthly Fee		$0
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Mobile App
ATMs
Locations
Customer Service
Pros & Cons	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches	Pros: No account fees Get paycheck 2 days early Up to $200 overdraft coverage Cons: Hard to deposit cash
Bottom Line	Full-service online bank with excellent cashback and interest checking... Read full review	Read full review

	Rewards Checking - Up to 1.25% APY High Yield Savings - Up to 0.61% APY Essential Checking	Get Started Deposit a Check Using a Mobile App Free Mobile Checking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 07/01/2020. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Member FDIC

Rewards Checking - Up to 1.25% APY

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Use Promo Code "MAY150" for a $150 bonus
Up to 1.25% APY
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
Unlimited domestic ATM fee reimbursements
Zero Minimum Balance Requirement
Only $50 to open an account

Member FDIC

High Yield Savings - Up to 0.61% APY

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0.61% APY on balance < $25,000
0.25% APY on balance $25K-$100K
0.15% APY on balance > $100K
No monthly maintenance fees
No minimum balance requirements
$250 minimum opening deposit
Free incoming wires
Zero minimum balance requirement

Member FDIC

Essential Checking

Unlimited domestic ATM reimbursements
No monthly maintenance fees
No annual fee
No overdraft or non-sufficient funds fee

Get Deal

Get Started

Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Get Started

Deposit a Check Using a Mobile App

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Mobile check deposits allow you to deposit checks without going to the bank. Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Free Mobile Checking

Get Started

Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.