Axos Bank vs Chime
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Axos Bank | Chime | |
|---|---|---|
Rewards Checking - Up to 1.00% APY - | Get Started - | |
Benefits and Features | ||
| Savings | <$25K 0.61% APY; $25K-$100K - 0.25% APY; >$100K - 0.15% APY. No minimum opening deposit. No monthly maintenance fee. Daily Compounding Interest. | 0.50% Annual Percentage Yield (APY). The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of November 1, 2021. No minimum balance required. Must have $0.01 in savings to earn interest. |
| CD | 0.20% APY. Terms of 3 months to 60 months. No maintenance fee. Minimum deposit of $1,000. | |
| Checking | Rewards Checking: Earn up to 1.00% APY | |
| Money Market | 0.25% APY. No minimum balance requirements. No fees to open or maintain account. | |
| Mobile App | ||
CreditDonkey® Reviews | ||
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| Pros & Cons | Pros:
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 07/01/2020. Chime: Chime is a financial technology company. Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. | ||
Rewards Checking - Up to 1.00% APY
- Up to 1.00% APY
- Unlimited domestic ATM fee reimbursements
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Online debit card management
- Bank, borrow and invest in a single app
- Only $50 to open an account
High Yield Savings
- 0.61% APY on balance < $25,000
- 0.25% APY on balance $25K-$100K
- 0.15% APY on balance > $100K
- No monthly maintenance fees
- No minimum balance requirements
- $250 minimum opening deposit
- Free Incoming Wires
- Zero minimum balance requirement
Essential Checking
- Unlimited domestic ATM reimbursements
- No monthly maintenance fees
- No annual fee
- No overdraft or non-sufficient funds fee
Free Mobile Checking
- $0 opening deposit
- No monthly service fee
- No balance requirements
- 60,000+ fee-free ATMs
- Get direct deposit 2 days early
- No foreign transaction fees
Articles on Axos Bank
Axos Bank Review
Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.
Articles on Chime
Chime
Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.
Chime Alternatives
Chime offers a convenient and rewarding banking option. But can you earn better rewards and get more account options with one of Chime's top competitors?
Which Do You Think is Best?
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