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Axos Bank vs Chime


 Axos BankChime
 Visit SiteVisit Site
 

Axos Bank

Chime

SPECIAL OFFER
Rewards Checking - Up to 1.00% APY - Learn More

Read Axos Bank Review

SPECIAL OFFER
Get Started - Learn More

Read Chime Review

 

Benefits and Features

Savings<$25K 0.61% APY; $25K-$100K - 0.25% APY; >$100K - 0.15% APY. No minimum opening deposit. No monthly maintenance fee. Daily Compounding Interest.0.50% Annual Percentage Yield (APY). The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of November 1, 2021. No minimum balance required. Must have $0.01 in savings to earn interest.
CD0.20% APY. Terms of 3 months to 60 months. No maintenance fee. Minimum deposit of $1,000. 
CheckingRewards Checking: Earn up to 1.00% APY 
Money Market0.25% APY. No minimum balance requirements. No fees to open or maintain account. 
Mobile App 
Yes
 

CreditDonkey® Reviews

 Axos BankChime
SavingsStarStarStarStarHalf StarStarStarStarStarStar
CDStarStarStarEmpty StarEmpty Star
CheckingStarStarStarStarStarStarStarStarStarStar
Money MarketStarStarStarStarHalf Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarStar
ATMsStarStarStarStarHalf Star
LocationsStarStarEmpty StarEmpty StarEmpty Star
Customer ServiceStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • No account fees
  • Get paycheck 2 days early
  • Up to $200 overdraft coverage
Cons:
  • Hard to deposit cash
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Axos Bank: Pricing information from published website as of 07/01/2020.

Chime: Chime is a financial technology company. Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC.

Axos Bank
Member FDIC

Rewards Checking - Up to 1.00% APY

  • Up to 1.00% APY
  • Unlimited domestic ATM fee reimbursements
  • Zero monthly maintenance fees
  • Zero overdraft or NSF fees
  • Online debit card management
  • Bank, borrow and invest in a single app
  • Only $50 to open an account
Axos Bank
Member FDIC

High Yield Savings

  • 0.61% APY on balance < $25,000
  • 0.25% APY on balance $25K-$100K
  • 0.15% APY on balance > $100K
  • No monthly maintenance fees
  • No minimum balance requirements
  • $250 minimum opening deposit
  • Free Incoming Wires
  • Zero minimum balance requirement
Axos Bank
Member FDIC

Essential Checking

  • Unlimited domestic ATM reimbursements
  • No monthly maintenance fees
  • No annual fee
  • No overdraft or non-sufficient funds fee
Chime

Free Mobile Checking

  • $0 opening deposit
  • No monthly service fee
  • No balance requirements
  • 60,000+ fee-free ATMs
  • Get direct deposit 2 days early
  • No foreign transaction fees

Articles on Axos Bank

Axos Bank Review

Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.

Articles on Chime

Chime

Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.

Chime Alternatives

Chime offers a convenient and rewarding banking option. But can you earn better rewards and get more account options with one of Chime's top competitors?

Which Do You Think is Best?





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CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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