Alliant Credit Union vs Citibank

Alliant Credit Union is a good for basic checking with interest. How does it compare to Citibank? Read our comparison chart below.

	Alliant Credit Union	Citibank
	SPECIAL OFFER CD Rates - Learn More Read Alliant Credit Union Review	OFFER Checking with Enhanced Direct Deposit - $325 Cash Bonus Read Citibank Review
	Benefits and Features
Savings		Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois. Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
CD		6-Month Fixed Rate CD - Up to 3.80% APY 9-Month Fixed Rate CD - Up to 3.50% APY 3-Month Fixed Rate CD - 2.25% APY 1-Year Fixed Rate CD - Up to 2.25% APY 5-Year Fixed Rate CD - 2.00% APY
Checking
Money Market
Mobile App		iOS & Android
ATMs	80,000+ fee-free ATMs	More than 65,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
Customer Service	Phone: 800-328-1935 Online chat	24/7 Live Customer Service (Telephone)
IRA CD
IRA Money Market
Locations	Online only	645 retail bank branches concentrated in the six key metropolitan areas of New York, Chicago, Los Angeles, San Francisco, Miami, and Washington, D.C.
	CreditDonkey® Reviews
Savings
Checking
Price
Minimum Deposit to Open
Mobile App
Customer Service
Ease of Use
Education
CD
Pros & Cons	Pros: No monthly fee Earns interest 80,000+ in-network ATMs Cons: Few parental controls Limited features Low spending limits	Pros: Perks for high balance customers Many fee-free ATMs Global presence Cons: No free checking option Higher balance requirements Low savings APY
Bottom Line	Good for basic checking with interest... Read full review	Large national bank best for high balance customers... Read full review
	CD Rates Jumbo CD IRA CD Rates
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Alliant Credit Union: Information sourced from the published website as of 10/02/2025. Citibank: Pricing information from published website as of 11/05/2025. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Which is Better: Alliant Credit Union or Citibank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Alliant Credit Union or Bank of America.

In short: Alliant Credit Union's checking is worth mentioning. Citibank's mobile app is noteworthy.

Articles on Alliant Credit Union

Alliant Teen Checking Review

Looking for a good checking account for teenagers? Find out if Alliant Teen Checking is safe and legit for your child.

Articles on Citibank

Citibank Review

Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

• Citibank vs Bank of America
• Citibank vs Wells Fargo
• Citibank vs U.S. Bank

Open Citi Account

Opening a Citi bank account is easy. Take a look at what you'll need, plus find out how to earn a bonus

• Citibank vs HSBC

Citi Savings Account Interest Rate

Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.

Citibank High Yield Savings

Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

Citibank Routing Number

Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

Which Do You Think is Best?

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