Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Alliant Credit Union vs Ally Bank

Alliant Credit Union is a good for basic checking with interest. How does it compare to Ally Bank? Read our comparison chart below.

 Alliant Credit Union
Member NCUA
 Learn MoreLearn More
 

Alliant Credit Union

Ally Bank

SPECIAL OFFER
Alliant Credit Union CD Rates - Learn More

Read Alliant Credit Union Review

SPECIAL OFFER
Online Savings Account - 4.20% APY - Learn More

Read Ally Bank Review

 

Benefits and Features

Savings 
4.20% APY
CD 3.00% to 4.85% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50%
Checking 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market 
4.20% APY
Mobile App 
iOS & Android
ATMs
80,000+ fee-free ATMs
43,000+ no-fee Allpoint ATMs
Customer Service 
24/7
Locations
Online only
Online only
 

CreditDonkey® Reviews

 Alliant Credit Union
SavingsStarStarEmpty StarEmpty StarEmpty StarStarStarStarStarEmpty Star
CheckingStarStarStarStarEmpty StarStarStarStarStarEmpty Star
PriceStarStarStarStarStar
Minimum Deposit to OpenStarStarStarStarStar
Mobile AppStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarStarStar
Ease of UseStarStarStarStarStar
EducationStarStarHalf StarEmpty StarEmpty Star
Money MarketStarStarStarStarEmpty Star
Pros & ConsPros:
  • No monthly fee
  • Earns interest
  • 80,000+ in-network ATMs
Cons:
  • Few parental controls
  • Limited features
  • Low spending limits
Pros:
  • CD options
  • No account minimums
  • Good customer service
Cons:
  • Low Checking APY for lower balance customers
Bottom LineGood for basic checking with interest... Read full reviewSolid online bank with a great user-friendly website and customer service... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Alliant Credit Union: Information sourced from the published website as of 03/09/2024.

Ally Bank: Pricing information from published website as of 05/14/2024.

Which is Better: Alliant Credit Union or Ally Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Alliant Credit Union or Chase.

In short: Ally Bank's savings, mobile app, and customer service are worth mentioning. In particular, the mobile app and customer service are outstanding.


Articles on Alliant Credit Union

Alliant Teen Checking Review

Looking for a good checking account for teenagers? Find out if Alliant Teen Checking is safe and legit for your child.

Articles on Ally Bank

Ally Bank

Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here.

Ally Bank Locations

Ally is an excellent online bank with no physical locations. So, how can you access your funds? Read on to find out.

Ally High Yield Savings

Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more.

Ally Bank Problems

Ally Bank is well-known for having attractive APYs and practically no fees. But, what's the catch? Read on to know what nuisances you may encounter.

Ally Money Market vs Savings

Ally's Money Market and Savings accounts boast high APYs with no hidden fees. But, how do they differ? Read on to find out.

Ally Bank CD Rates

Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.

Ally Bank Routing Number

Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.

Which Do You Think is Best?





Which Bank Account is Right for You?


You Might Also Like

Banks with No Overdraft Fees

Banks with No Overdraft Fees

Banks are slowly starting to ditch overdraft fees. If you're looking to open a new account without overdraft fees, here are some of the top picks.
Best Joint Checking Accounts

Best Joint Checking Accounts

Explore an expert review of the top joint checking accounts for your needs: married couples, unmarried couples, parents-teens, and businesses.
Best Banks for Trust Accounts

Best Banks for Trust Accounts

Seeking to open a trust account and not sure which bank to do it with? Look no further than this helpful guide to the best banks for trust accounts.
Best National Bank

Best National Bank

There are over 5,000 FDIC-insured banks in America. How do you choose a good national bank to keep your money safe?
Best CD Rates

Best CD Rates

Unearth the highest CD rates and maximize your savings. This list showcases the banks with the most lucrative rates.
Best Online Savings Account

Best Online Savings Account

Maximize your savings with the best online banks offering high-interest rates, security, and flexibility. Uncover your options.

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.