Western Alliance Bank vs Santander Bank
Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to Santander Bank? Read our comparison chart below.
Western Alliance Bank offers high-yield savings products and CD accounts.
While Santander Bank has over 600 branches in the Northeast. Offers a range of checking and savings accounts, with simple requirements to waive service fees. High balance customers can earn higher interest. Their CDs offer high a APY with $500 minimum opening deposit.
Compare Western Alliance Bank with Santander Bank, side-by-side.
Western Alliance Bank | Santander Bank | |
|---|---|---|
High-Yield Savings Premier - 3.90% APY | 6-Month CD - 4.00% APY - | |
Benefits and Features | ||
| Savings | High-Yield Savings Premier: 3.90% APY | 0.01% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account 3) If any owner on the account is under age 26. |
| CD | Up to 3.80%; 3-12 month term CDs. $1 minimum deposit. | 3.50% and 4.00% APY for 6 and 12 months, respectively. Minimum deposit of $500, with Santander Checking Account. |
| Checking | Personal Checking, Personal Interest Checking | |
| Money Market | 0.03% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee. | |
| ATMs | Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations | |
| Customer Service | Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day) | |
| Locations | ||
CreditDonkey® Reviews | ||
| Savings |  | |
| CD | | |
| Fees | | |
| Mobile App |   | |
| Customer Service | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Solid bank that offers high APY savings products with a fully digital experience... | |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 12/2/2025. Santander Bank: Pricing information from published website as of 11/22/2025 based on 02109 zip code. | ||
High-Yield Savings Premier - 3.90% APY
- No account fees
- Option to open individual or joint account
- FDIC insured up to $250,000 per depositor
- Only $500 minimum opening deposit
High Yield Savings Account - 3.90% APY
- No fees
- $1 minimum deposit
- 24/7 online access
- FDIC insured
High-Yield CD Rates - Up to 3.80% APY
- No fees
- $1 minimum deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 3 Month | 3.80% APY |
| 4 Month | 3.50% APY |
| 6 Month | 3.50% APY |
| 9 Month | 3.40% APY |
| 12 Month | 3.30% APY |
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.
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Western Alliance Bank Review
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