VyStar Credit Union  vs Wells Fargo 
VyStar Credit Union is a florida-based credit union offering financial products with low fees. How does it compare to Wells Fargo? Read our comparison chart below.
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| Learn More | Learn More | |
| VyStar Credit Union | Wells Fargo | |
|---|---|---|
| 12-Month CD - 3.70% APY - | Wells Fargo Everyday Checking Account - $325 Bonus | |
| Benefits and Features | ||
| Savings | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. | |
| CD | Standard Fixed Term CD available online: 1.01% to 1.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 1.02% to 1.51% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch. | |
| Checking | Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking | |
| Mobile App | ||
| ATMs | 11,000+ ATMs across the country | |
| Customer Service | Available 24 hours a day, 7 days a week. | |
| IRA CD | Standard Term CD: 0.01% to 1.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 1.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. | |
| Locations | approximately 4,100 retail banking branches coast to coast | |
| CreditDonkey® Reviews | ||
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| Pros & Cons | Pros: 
 
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| Bottom Line | Florida-based credit union offering financial products with low fees... | A "big 4" bank with a good range of checking accounts and full services... | 
| Learn More | Learn More | |
| Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. VyStar Credit Union: Information sourced from the published website as of 10/10/2025. Wells Fargo: Pricing information from the published website as of 10/25/2025 is based on the 91101 zip code. | ||
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A. Member FDIC 
Which is Better: VyStar Credit Union or Wells Fargo?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing VyStar Credit Union or Bank of America.
In short: Wells Fargo's customer service is worth mentioning.






