U.S. Bank vs SunTrust Bank
U.S. Bank is a big national bank with wide array of services and many account options. How does it compare to SunTrust Bank? Read our comparison chart below.
U.S. Bank has over 2,000 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees. Their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.
While SunTrust Bank has 1,400 branches in the Southeast region. Checking accounts require $100 to open and offers different ways to waive fees. Select Savings account offers an annual 1% bonus up to $25. Promotional CD offers a high APY with a $2,000 minimum opening deposit.
Compare U.S. Bank with SunTrust Bank, side-by-side.
U.S. Bank | SunTrust Bank | |
|---|---|---|
U.S. Bank Platinum Business Checking - $1,200 Bonus | ||
Benefits and Features | ||
| Savings | Bank Smartly® Savings: Minimum deposit $25. Monthly maintenance fee $5, unless you have a Bank Smartly® Checking, or Safe Debit account, or Bank Smartly™ Visa Signature® card, or for accounts with a minor under the age of 18. | 0.01% APY for all savings account. For Essential Savings Account - no minimum opening deposit, no monthly maintenance fee, no tiered interest rates. For Select Savings Account - $100 minimum opening deposit, $7 monthly maintenance fee unless 1) minimum $25 per month auto-transfer from a SunTrust personal checking account or, 2) $1,000 minimum daily collected balance. Has tiered interest rates. |
| CD | Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000. | 0.05% APY. Terms ranging from 6 months - 24 months. $2,500 minimum opening deposit. Terms ranging from 7 days - 31 days. OR $1000 minimum opening deposit. Terms ranging from 32 days - 60 days. |
| Checking | ||
| Money Market | 0.01% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee is $10 unless you open a U.S. Bank Smartly Checking account and enroll in the Smart Rewards® Gold tier or above, or maintain a $10,000 minimum daily balance. | Minimum opening deposit $100. Monthly maintenance fee $12 unless 1) one (1) automated transfer ($100 minimum) occurs, OR 2) a minimum daily collected balance of $10,000 is maintained. |
| Mobile App | ||
| ATMs | 4,700+ U.S. Bank ATMs across the country | More than 2160 ATMs across 11 southeastern states and Washington DC. |
| Customer Service | 24/7 Live Customer Service (Telephone) | 24/7 Telephone and Automated Customer Service |
| IRA CD | Terms ranging from 1 - 10 years. | |
| IRA Money Market | Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. | |
| Locations | 1400 bank branches across 11 southeastern states and Washington D.C. | |
CreditDonkey® Reviews | ||
| Savings |   | |
| CD | | |
| Checking | | |
| Money Market | | |
| Mobile App |  | |
| Customer Service | | |
| Pros & Cons | Pros:
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| Bottom Line | Big national bank with wide array of services and many account options... | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. U.S. Bank: Pricing information from published website as of 10/21/2026 based on 91107 zip code. SunTrust Bank: Pricing information from published website as of 04/12/2022 based on 91107 zip code. | ||
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing U.S. Bank or Bank of America.
Articles on U.S. Bank
U.S. Bank Review
U.S. Bank Savings Account Interest Rate
Who Owns U.S. Bank
U.S. Bank Business Checking Requirements
U.S. Bank Problems
U.S. Bank vs Chase Business Checking
U.S. Bank Checking Account Bonus
U.S. Bank Business Checking Account
U.S. Bank Routing Number
Which Do You Think is Best?
Which Bank Account is Right for You?
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