U.S. Bank vs Bask Bank
U.S. Bank is a big national bank with wide array of services and many account options. How does it compare to Bask Bank? Read our comparison chart below.
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U.S. Bank | Bask Bank | |
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Platinum Business Money Market Account - Up to 3.50% Bonus Interest Rate | Personal Savings Account - 10,000 AAdvantage Bonus Miles - | |
Benefits and Features | ||
Savings | Bank Smartly® Savings: Minimum deposit $25. Monthly maintenance fee $5, unless you have a Bank Smartly® Checking or Safe Debit account, or for accounts with a minor under the age of 18. | |
CD | Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000. | 4.00% to 4.30% APY. Terms of 3 to 24 months. |
Checking | ||
Money Market | 0.01% - 0.25% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee is $10 unless you open a U.S. Bank Smartly Checking account and enroll in the Smart Rewards® Primary tier or above, or maintain a $10,000 minimum daily balance. | |
Mobile App | ||
ATMs | 4,700+ U.S. Bank ATMs across the country | |
Customer Service | 24/7 Live Customer Service (Telephone) | Monday - Friday 7:00 am - 7:00 pm (CT); Saturday 9:00 am - 4:00 pm (CT) |
IRA CD | ||
IRA Money Market | Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. | |
Locations | ||
CreditDonkey® Reviews | ||
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CD | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Pros & Cons | Pros:
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Bottom Line | Big national bank with wide array of services and many account options... | Digital bank with high APY and ability to earn airline mileage... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. U.S. Bank: Pricing information from published website as of 06/06/2025 based on 91107 zip code. Bask Bank: Information sourced from the published website as of 06/13/2025. |
Platinum Business Money Market Account - Up to 3.50% Bonus Interest Rate
Receive a bonus interest rate up to 3.50% from the account opening date when you open a new Platinum Business Money Market Account and complete qualifying activities, subject to certain terms and limitations. Member FDIC.
Standard variable interest rates are determined at the bank's discretion and are subject to change at any time without notice. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information. The minimum deposit required to open a Platinum Business Money Market account is $100. $15 maintenance fee per statement cycle waived with $10,000 minimum daily balance.
The special interest rate is limited to Business Platinum Money Market account only. Open a new U.S. Bank Platinum Business Money Market account and receive the special interest rate from the account opening date. Special interest rates may change at any time without notice.
The special interest rate will be 3.50% when your account balance tier is between $50,000 to $2,999,999.99.
The special interest rate does not apply for Platinum Business Money Market accounts with balances outside of the balance tier stated above. The full account balance will earn the standard variable interest rate in effect at that time until the account balance falls within the special rate balance tier.
Interest and Fee Information: You must maintain the minimum balance needed for each tier to earn the special interest rate. Interest will be compounded daily and credited to your account monthly at the end of the statement cycle. Fees could reduce earnings on the account. Other restrictions may apply.
Which is Better: U.S. Bank or Bask Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing U.S. Bank or Chase.
In short: Bask Bank's savings and cd are impressive.