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U.S. Bank vs Bask Bank

U.S. Bank is a big national bank with wide array of services and many account options. How does it compare to Bask Bank? Read our comparison chart below.

 U.S. Bank
Member FDIC
 Learn MoreLearn More
 

U.S. Bank

Bask Bank

SPECIAL OFFER
Platinum Business Money Market Account - Up to 3.50% Bonus Interest Rate

Read U.S. Bank Review

SPECIAL OFFER
Personal Savings Account - 10,000 AAdvantage Bonus Miles - Learn More

Read Bask Bank Review

 

Benefits and Features

SavingsBank Smartly® Savings: Minimum deposit $25. Monthly maintenance fee $5, unless you have a Bank Smartly® Checking or Safe Debit account, or for accounts with a minor under the age of 18.
4.20% APY
CDStandard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000.4.00% to 4.30% APY. Terms of 3 to 24 months.
Checking
Smartly Checking
1.00% APY
Money Market0.01% - 0.25% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee is $10 unless you open a U.S. Bank Smartly Checking account and enroll in the Smart Rewards® Primary tier or above, or maintain a $10,000 minimum daily balance.
N/A
Mobile App
iOS & Android
iOS & Android
ATMs4,700+ U.S. Bank ATMs across the country
55,000+ Allpoint® ATMs
Customer Service24/7 Live Customer Service (Telephone)Monday - Friday 7:00 am - 7:00 pm (CT); Saturday 9:00 am - 4:00 pm (CT)
IRA CD 
N/A
IRA Money MarketMinimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
N/A
Locations
2,900+ branches
Online only
 

CreditDonkey® Reviews

 U.S. Bank
SavingsStarStarStarEmpty StarEmpty StarStarStarStarStarStar
CDStarStarStarStarEmpty StarStarStarStarStarStar
CheckingStarStarStarEmpty StarEmpty Star
Money MarketStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarHalf StarStarStarStarStarEmpty Star
Pros & ConsPros:
  • Promo CD with high APY
  • Free student account
  • 24/7 customer service
Cons:
  • Low standard savings APY
Pros:
  • High APY on savings
  • Earn American Airline mileage
  • No monthly fees
Cons:
  • No physical locations
Bottom LineBig national bank with wide array of services and many account options... Read full reviewDigital bank with high APY and ability to earn airline mileage... Read full review
 Learn MoreLearn More

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    U.S. Bank: Pricing information from published website as of 06/06/2025 based on 91107 zip code.

    Bask Bank: Information sourced from the published website as of 06/13/2025.

    U.S. Bank
    Member FDIC

    Platinum Business Money Market Account - Up to 3.50% Bonus Interest Rate

    Receive a bonus interest rate up to 3.50% from the account opening date when you open a new Platinum Business Money Market Account and complete qualifying activities, subject to certain terms and limitations. Member FDIC.

    Standard variable interest rates are determined at the bank's discretion and are subject to change at any time without notice. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information. The minimum deposit required to open a Platinum Business Money Market account is $100. $15 maintenance fee per statement cycle waived with $10,000 minimum daily balance.

    The special interest rate is limited to Business Platinum Money Market account only. Open a new U.S. Bank Platinum Business Money Market account and receive the special interest rate from the account opening date. Special interest rates may change at any time without notice.
    The special interest rate will be 3.50% when your account balance tier is between $50,000 to $2,999,999.99.

    The special interest rate does not apply for Platinum Business Money Market accounts with balances outside of the balance tier stated above. The full account balance will earn the standard variable interest rate in effect at that time until the account balance falls within the special rate balance tier.

    Interest and Fee Information: You must maintain the minimum balance needed for each tier to earn the special interest rate. Interest will be compounded daily and credited to your account monthly at the end of the statement cycle. Fees could reduce earnings on the account. Other restrictions may apply.

    Which is Better: U.S. Bank or Bask Bank?

    Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing U.S. Bank or Chase.

    In short: Bask Bank's savings and cd are impressive.


    Articles on U.S. Bank

    U.S. Bank Review

    Weighing up on banking with U.S. Bank? This comprehensive review covers its pros, cons and how it stacks up against other banks.

    U.S. Bank Savings Account Interest Rate

    U.S. Bank offers a beginner-friendly savings account with a decent APY if you qualify for relationship rates. Is it worth it? Read on to find out.

    Who Owns U.S. Bank

    U.S. Bank is owned by its multiple institutional and individual shareholders. If you're curious about its safety, read on to learn more.

    U.S. Bank Business Checking Requirements

    Opening a U.S. Bank business checking account can be fast and easy. Most allow online application and require fewer documents than other banks.

    U.S. Bank Complaints

    U.S. Bank may be one of the best-established banks in the U.S. But it's not exactly problem-free. Here's what you may encounter.

    Chase vs U.S. Bank Business Account

    U.S. Bank offers a free business checking account, while Chase offers more features. Which is better? Find out here.

    U.S. Bank Checking Bonus

    Get a bonus when you open a new account with U.S. Bank. Learn more about their bonuses to kick-start your banking journey.

    U.S. Bank Business Checking Bonus

    Boost your business with a business checking bonus from U.S. Bank. Learn how to make the most out of this offer.

    U.S. Bank Routing Number

    To transfer money in or out of your U.S. Bank checking or savings account, you'll need the right routing number. Find your U.S. Bank routing number below.

    Articles on Bask Bank

    Bask Bank

    Looking to earn a competitive APY? Interested in earning miles as you save? Bask Bank offers enticing savings options to meet your needs.

    Which Do You Think is Best?





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