UFB Direct vs Regions Bank

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Regions Bank? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.

While Regions Bank has 1,250+ branches in 15 states in the South and Midwest. Checking and savings accounts require just $50 to open, with relatively lower requirements to waive fees. The unique Now Banking solution offers prepaid Visa, savings, and check cashing services with no account required.

Compare UFB Direct with Regions Bank, side-by-side.

	UFB Direct	Regions Bank
	SPECIAL OFFER UFB Freedom Checking - 2.00% APY - Learn More Read UFB Direct Review	SPECIAL OFFER Personal Checking Account - $300 Bonus - Learn More
	Benefits and Features
Savings	Up to 3.26% APY	0.01% APY
CD	N/A	0.01% APY (Up to 3.50% APY for Promotional Relationship)
Checking	N/A
Money Market	Up to 3.26% APY
Mobile App	iOS & Android
ATMs	Free withdrawals at 91,000 ATMs across the nation	2,000+ ATMs in 15 Southern and Midwestern US states.
Customer Service	Mon - Fri: 8 am - 5 pm PT	24/7 Telephone Customer Service
IRA CD
Locations	Online only	1,250+ branches in 15 Southern and Midwestern US states.
	CreditDonkey® Reviews
Savings
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: Competitive APYs Easy online banking Cons: Limited transactions No physical locations
Bottom Line	Safe digital bank for high APYs on personal savings and MMAs... Read full review
	UFB Freedom Checking - 2.00% APY UFB Freedom Checking & Savings - Unlock Up to 3.46% APY UFB Portfolio Money Market - Earn up to 3.26% APY	Personal Checking Account - $300 Bonus LifeGreen Savings Account – Up to $100 Annual Savings Bonus Regions Now Savings Account – Up to $100 Annual Savings Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. UFB Direct: Pricing information from published website as of 06/06/2026. Regions Bank: Pricing information from published website as of 06/06/2026 based on 35203 zip code.

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