UFB Direct vs Regions Bank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Regions Bank? Read our comparison chart below.
UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.
While Regions Bank has 1,250+ branches in 15 states in the South and Midwest. Checking and savings accounts require just $50 to open, with relatively lower requirements to waive fees. The unique Now Banking solution offers prepaid Visa, savings, and check cashing services with no account required.
Compare UFB Direct with Regions Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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| Visit Site | Learn More | |
UFB Direct | Regions Bank | |
|---|---|---|
UFB Portfolio Savings - Earn up to 4.01% APY - | LifeGreen Business Checking® - | |
Benefits and Features | ||
| Savings | ||
| CD | 0.01% APY (Up to 3.75% APY for Promotional Relationship) | |
| Checking | ||
| Money Market | ||
| Mobile App | ||
| ATMs | Free withdrawals at 91,000 ATMs across the nation | 2,000+ ATMs in 15 Southern and Midwestern US states. |
| Customer Service | 24/7 Telephone Customer Service | |
| IRA CD |  | |
| Locations | 1,250+ branches in 15 Southern and Midwestern US states. | |
CreditDonkey® Reviews | ||
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| Savings |  |  |
| Money Market | | |
| Mobile App |  | |
| Customer Service | | |
| CD | | |
| Checking | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | South and Midwest bank with special reward programs... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. UFB Direct: Pricing information from published website as of 08/21/2025. Regions Bank: Pricing information from published website as of 09/05/2025 based on 35203 zip code. | ||
UFB Portfolio Savings - Earn up to 4.01% APY
- Earn up to 4.01% APY.*
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Enjoy peace of mind with FDIC insurance up to the maximum allowance limit – Certificate #35546.
UFB Freedom Checking & Savings - Unlock Up to 4.21% APY
Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%.* Fewer fees, faster transactions. Plus, earn 2.00% APY* on your checking account.
UFB Portfolio Money Market - Earn up to 4.01% APY
- Earn up to 4.01% APY*
- Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Which is Better: UFB Direct or Regions Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or CIT Bank.
In short: UFB Direct's savings, money market, and mobile app are worth mentioning. In particular, the savings is outstanding.
Articles on UFB Direct
UFB Direct Review
UFB Direct Savings vs Money Market
Articles on Regions Bank
