UFB Direct vs Regions Bank

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Regions Bank? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.

While Regions Bank has 1,250+ branches in 15 states in the South and Midwest. Checking and savings accounts require just $50 to open, with relatively lower requirements to waive fees. The unique Now Banking solution offers prepaid Visa, savings, and check cashing services with no account required.

Compare UFB Direct with Regions Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Member FDIC	Regions BankCIT BankWestern Alliance BankBank of AmericaChaseTruist BankWells Fargo
	Visit Site	Learn More
	UFB Direct	Regions Bank
	SPECIAL OFFER UFB Portfolio Savings - Earn up to 4.01% APY - Learn More Read UFB Direct Review	SPECIAL OFFER LifeGreen Business Checking® - Learn More Read Regions Bank Review
	Benefits and Features
Savings	Up to 4.01% APY	0.01% APY
CD	N/A	0.01% - 0.05% APY (Up to 3.75% APY for Promotional Relationship)
Checking	N/A
Money Market	Up to 4.01% APY
Mobile App	iOS & Android
ATMs	Free withdrawals at 91,000 ATMs across the nation	2,000+ ATMs in 15 Southern and Midwestern US states.
Customer Service	Mon - Fri: 8 am - 5 pm PT	24/7 Telephone Customer Service
IRA CD
Locations	Online only	1,250+ branches in 15 Southern and Midwestern US states.
	CreditDonkey® Reviews
Savings
Money Market
Mobile App
Customer Service
CD
Checking
Pros & Cons	Pros: Competitive APYs Easy online banking Cons: Limited transactions No physical locations	Pros: $50 to open checking account Relationship Rewards program LifeGreen Savings annual bonus Cons: No free checking option Limited branches Low savings APY
Bottom Line	Safe digital bank for high APYs on personal savings and MMAs... Read full review	South and Midwest bank with special reward programs... Read full review
	Visit Site	Learn More
	UFB Portfolio Savings - Earn up to 4.01% APY UFB Freedom Checking & Savings - Unlock Up to 4.21% APY UFB Portfolio Money Market - Earn up to 4.01% APY	LifeGreen Business Checking® LifeGreen Savings Account – Up to $100 Annual Savings Bonus Regions Now Savings Account – Up to $100 Annual Savings Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. UFB Direct: Pricing information from published website as of 06/07/2025. Regions Bank: Pricing information from published website as of 06/07/2025 based on 35203 zip code.

Which is Better: UFB Direct or Regions Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or CIT Bank.

In short: UFB Direct's savings, money market, and mobile app are worth mentioning. In particular, the savings is outstanding.

Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

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UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best. Get a higher rate today.

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Articles on Regions Bank

Regions Bank Review

Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you.

• Regions Bank vs Bank of America
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• Regions Bank vs Truist Bank

Which Do You Think is Best?