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UFB Direct vs Regions Bank

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Regions Bank? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.

While Regions Bank has 1,500 branches in 15 states in the South and Midwest. Checking and savings accounts require just $50 to open, with relatively lower requirements to waive fees. The unique Now Banking solution offers prepaid Visa, savings, and check cashing services with no account required.

Compare UFB Direct with Regions Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 UFB Direct
Member FDIC
 Visit SiteLearn More
 

UFB Direct

Regions Bank

SPECIAL OFFER
UFB Secure Savings - Earn up to 5.25% APY - Learn More

Read UFB Direct Review

SPECIAL OFFER
LifeGreen Savings Account – Up to $100 Annual Savings Bonus - Learn More

Read Regions Bank Review

 

Benefits and Features

Savings
Up to 5.25% APY
0.01% APY
CD
N/A
0.01% APY (Up to 5.00% APY for Promotional Relationship)
Checking
N/A
 
Money Market
Up to 5.25% APY
 
Mobile App
iOS & Android
 
ATMsFree withdrawals at 91,000 ATMs across the nationMore than 1900 ATMs in 15 Southern and Midwestern US states.
Customer Service
Mon - Fri: 8 am - 5 pm PT
24/7 Telephone Customer Service
IRA CD 
Check
Locations
Online only
More than 1500 branches in 16 Southern and Midwestern US states.
 

CreditDonkey® Reviews

 UFB Direct
SavingsStarStarStarStarStarStarStarStarStarEmpty Star
Money MarketStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarEmpty StarEmpty Star
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarHalf StarEmpty Star
CDStarStarStarHalf StarEmpty Star
CheckingStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Competitive APYs
  • Easy online banking
Cons:
  • Limited transactions
  • No physical locations
Pros:
  • $50 to open checking account
  • Relationship Rewards program
  • LifeGreen Savings annual bonus
Cons:
  • No free checking option
  • Limited branches
  • Low savings APY
Bottom LineSafe digital bank for high APYs on personal savings and MMAs... Read full reviewSouth and Midwest bank with special reward programs... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

UFB Direct: Pricing information from published website as of 04/11/2024.

Regions Bank: Pricing information from published website as of 04/11/2024 based on 35203 zip code.

Which is Better: UFB Direct or Regions Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.

In short: UFB Direct's savings, money market, and mobile app are worth mentioning. In particular, the savings is outstanding.


Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best.

Articles on Regions Bank

Regions Bank Review

Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you.

Which Do You Think is Best?





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