UFB Direct vs Citizens Bank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Citizens Bank? Read our comparison chart below.
UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.
While Citizens Bank has over 1,100 branches on the East Coast. It offers a wide range of banking products and services, as well as financial tools to keep you on track. The GoalTrack Savings program offers gift card incentives for reaching your savings goals.
Compare UFB Direct with Citizens Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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| Visit Site | Learn More | |
UFB Direct | Citizens Bank | |
|---|---|---|
UFB Secure Savings - Earn up to 5.25% APY - | Personal Checking Account - $400 Bonus - | |
Benefits and Features | ||
| Savings | Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account. | |
| CD | Several types of CD accounts. Terms ranging from 8-14 month. 2.75% - 5.00% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts. | |
| Checking | ||
| Money Market | Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account. | |
| Mobile App | ||
| ATMs | Free withdrawals at 91,000 ATMs across the nation | More than 3,400 ATMs across 14 states. |
| Customer Service | 24/7 Telephone Customer Service | |
| IRA CD | Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee. | |
| Locations | Approximately 1,100 branches across the country | |
CreditDonkey® Reviews | ||
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| Mobile App |  | |
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| CD | | |
| Checking | | |
| Pros & Cons | Pros:
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| Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | East Coast bank with solid deposit products to help meet goals... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. UFB Direct: Pricing information from published website as of 04/11/2024. Citizens Bank: Pricing information from published website as of 04/11/2024 based on 10011 zip code. | ||
Which is Better: UFB Direct or Citizens Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.
In short: UFB Direct's savings, money market, and mobile app are worth mentioning. In particular, the savings is outstanding. Citizens Bank's customer service is impressive.
Articles on UFB Direct
UFB Direct Review
UFB Direct Savings vs Money Market
Articles on Citizens Bank
Citizens Bank Review
Citizens Bank High Yield Savings
