TD Bank vs Western Alliance Bank
TD Bank is an east Coast bank with relatively low minimum balance requirements. How does it compare to Western Alliance Bank? Read our comparison chart below.
TD Bank has over 1,100 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.
While Western Alliance Bank offers high-yield savings products and CD accounts.
Compare TD Bank with Western Alliance Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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| Learn More | Visit Site | |
TD Bank | Western Alliance Bank | |
|---|---|---|
TD $300 Beyond Checking Bonus - | High-Yield Savings Premier - 4.10% APY | |
Benefits and Features | ||
| Savings | 0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older. | High-Yield Savings Premier: 4.10% APY |
| CD | up to 3.69% APY (up to 3.70% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account). | Up to 4.00%; 3-12 month term CDs. $1 minimum deposit. |
| Checking | TD Complete Checking, TD Beyond Checking, TD Essential Banking | |
| Mobile App | ||
| ATMs | 2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida | |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| IRA CD | up to 3.69% APY (up to 3.70% for Promotional APY. Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |   | |
| CD |  | |
| Checking | | |
| Money Market | | |
| Mobile App | | |
| Customer Service | | |
| Fees | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | East Coast bank with relatively low minimum balance requirements... | Solid bank that offers high APY savings products with a fully digital experience... |
| Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TD Bank: Pricing information from published website as of 10/04/2025 based on 08034 zip code. Western Alliance Bank: Information sourced from the published website as of 09/30/2025. | ||
High-Yield Savings Premier - 4.10% APY
- No account fees
- Option to open individual or joint account
- FDIC insured up to $250,000 per depositor
- Only $500 minimum opening deposit
High Yield Savings Account - 4.10% APY
- No fees
- $1 minimum deposit
- 24/7 online access
- FDIC insured
High-Yield CD Rates - Up to 4.00% APY
- No fees
- $1 minimum deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 3 Month | 4.00% APY |
| 4 Month | 3.50% APY |
| 6 Month | 3.50% APY |
| 9 Month | 3.40% APY |
| 12 Month | 3.30% APY |
Which is Better: TD Bank or Western Alliance Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing TD Bank or Bank of America.
In short: TD Bank's mobile app and customer service are worth mentioning. In particular, the customer service is outstanding. Western Alliance Bank's savings and cd are outstanding.
Articles on TD Bank
TD Bank
TD Beyond Checking Bonus
TD Bank Hours
TD Open Account
TD Routing Number
Articles on Western Alliance Bank
