TD Bank vs SunTrust Bank

TD Bank is an east Coast bank with relatively low minimum balance requirements. How does it compare to SunTrust Bank? Read our comparison chart below.

TD Bank has 1,300 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.

While SunTrust Bank has 1,400 branches in the Southeast region. Checking accounts require $100 to open and offers different ways to waive fees. Select Savings account offers an annual 1% bonus up to $25. Promotional CD offers a high APY with a $2,000 minimum opening deposit.

Compare TD Bank with SunTrust Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	TD Bank	SunTrust Bank
	SPECIAL OFFER TD Beyond Checking - Learn More Read TD Bank Review	SPECIAL OFFER SunTrust Advantage Checking Account - $400 Bonus - Learn More Read SunTrust Bank Review
	Benefits and Features
Savings	0.05% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.	0.01% APY for all savings account. For Essential Savings Account - no minimum opening deposit, no monthly maintenance fee, no tiered interest rates. For Select Savings Account - $100 minimum opening deposit, $7 monthly maintenance fee unless 1) minimum $25 per month auto-transfer from a SunTrust personal checking account or, 2) $1,000 minimum daily collected balance. Has tiered interest rates.
CD	0.10% - 0.15% APY (up to 0.50% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).	0.15% - 0.20% APY. Terms ranging from 6 months - 24 months. $2000 minimum opening deposit.
Money Market	0.01% - 0.10% APY (up to 0.15% for Rate Bump APY) for amounts up to $250,000. No minimum deposit. $11 or $12 monthly maintenance fee waived if 1) minimum $2000 balance or 2) over 62 years old.	Minimum opening deposit $100. Monthly maintenance fee $17 unless 1) one (1) automated transfer ($100 minimum) occurs, OR 2) a minimum daily collected balance of $10,000 is maintained.
Customer Service	24/7 Live Customer Service (Telephone)	24/7 Telephone and Automated Customer Service
ATMs	Approximately 1,300 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida	More than 2160 ATMs across 11 southeastern states and Washington DC.
IRA CD	0.10% - 0.15% APY (up to 0.50% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).	Terms ranging from 1 - 10 years.
Locations	1300 locations along the east coast.	1400 bank branches across 11 southeastern states and Washington D.C.
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Extended banking hours Low requirements to waive monthly fees No foreign transaction fees Cons: No free checking Low APY Only on East Coast	Pros: High APY for CDs Free student account Good customer service Cons: No free checking option Low savings APY Limited branches
Bottom Line	East Coast bank with relatively low minimum balance requirements... Read full review	Southeastern regional bank known for good customer service... Read full review
	TD Beyond Checking TD Convenience Checking℠	SunTrust Advantage Checking Account - $400 Bonus SunTrust Business Checking Account - $200 Bonus SunTrust Essential Checking Account - $200 Bonus
TD Bank: Pricing information from published website as of 01/08/2020 based on 08034 zip code. SunTrust Bank: Pricing information from published website as of 07/7/2020 based on 91107 zip code.

Which is Better: TD Bank or SunTrust Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing TD Bank or Chase.

In short: TD Bank's checking and customer service are worth mentioning. In particular, the customer service is outstanding. SunTrust Bank's cd is notable.

Articles on TD Bank

TD Bank Review
TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere.
• TD Bank vs Bank of America
• TD Bank vs Chase
• TD Bank vs TD Ameritrade
Open a TD Account
Opening an account with TD Bank is simple. Take a look at what you'll need and check out your account options in our guide.
• TD Bank vs Wells Fargo
• TD Bank vs Capital One
• TD Bank vs PNC Bank
TD Routing Number
Looking to transfer money in or out of your TD Bank checking or savings account? You'll need the right routing number. Find your TD Bank routing number and learn more about money transfers in our guide.
• TD Bank vs Ally Bank
• TD Bank vs Citibank

Articles on SunTrust Bank

SunTrust Bank Review
If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank.
• SunTrust Bank vs Regions Bank

Which Do You Think is Best?

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