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TD Bank vs SkyOne Federal Credit Union

TD Bank is an east Coast bank with relatively low minimum balance requirements. How does it compare to SkyOne Federal Credit Union? Read our comparison chart below.

TD Bank has over 1,100 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.

While SkyOne Federal Credit Union was founded in July 1949 to serve those in the aeronautics and space sector and their families. Today, it also offers high-yield savings products to everyone nationwide exclusively through Raisin.

Compare TD Bank with SkyOne Federal Credit Union, side-by-side.

 
Member FDIC
SkyOne Federal Credit Union
 Learn MoreVisit Site
 

TD Bank

SkyOne Federal Credit Union

SPECIAL OFFER
TD $300 Beyond Checking Bonus - Learn More

Read TD Bank Review

SPECIAL OFFER
Money Market Deposit Account - 4.15% APY - Learn More

 

Benefits and Features

Savings0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older. 
CDup to 3.69% APY (up to 3.70% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).
  • 3-Month High-Yield CD - 4.15% APY
  • 48-Month Callable CD - 4.15% APY
  • 1-Month High-Yield CD - 4.10% APY
  • 5-Month High-Yield CD - 4.00% APY
  • 12-Month High-Yield CD - 4.00% APY
  • 12-Month No-Penalty CD - 3.90% APY
  • 36-Month High-Yield CD - 3.90% APY
  • 15-Month High-Yield CD - 3.80% APY
  • 18-Month High-Yield CD - 3.75% APY
  • 22-Month High-Yield CD - 3.70% APY
CheckingTD Complete Checking, TD Beyond Checking, TD Essential Banking 
Mobile App
iOS & Android
 
ATMs2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida 
Customer Service24/7 Live Customer Service (Telephone) 
IRA CDup to 3.69% APY (up to 3.70% for Promotional APY. Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). 
Locations
over 1,100 locations
3 branches and 4,000+ Shared Branches nationwide
 

CreditDonkey® Reviews

 SkyOne Federal Credit Union
SavingsStarStarStarEmpty StarEmpty Star
CDStarStarStarHalf StarEmpty Star
CheckingStarStarStarStarHalf Star
Money MarketStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf Star
Customer ServiceStarStarStarStarStar
Pros & ConsPros:
  • Extended banking hours
  • Low requirements to waive monthly fees
  • No foreign transaction fees
Cons:
  • No free checking
  • Low APY
  • Only on East Coast
Bottom LineEast Coast bank with relatively low minimum balance requirements... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

TD Bank: Pricing information from published website as of 10/04/2025 based on 08034 zip code.

SkyOne Federal Credit Union: Information sourced from the published website as of 09/13/2025.

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing TD Bank or Bank of America.


Articles on TD Bank

TD Bank Review

TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere.

TD Beyond Checking Bonus

TD Bank is offering $300 to open a Beyond Checking account. Find out how to earn the bonus.

TD Bank Hours

TD Bank is open 7 days a week, depending on the location. Here's when you can visit a branch near you.

Open TD Account

Open your TD Bank account with ease. All details in this comprehensive guide. Don't miss the bonus.

TD Bank Routing Number

Find your TD Bank routing number by state. Get the correct number with and without a check.

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